246 Acton Road, Chelmsford MA 01824

Chelmsford, MA 01824 • South Chelmsford
$1,150,000
Est. $7,364/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2.5
Baths
3,096
Sq Ft
$371
Price/Sq Ft
4.02
Acres
1855
Year Built
20
Parking
11 hours 6 minutes
Time on Market
For Sale Listed Sep 24, 2026 • MLS# 73582259 Copied! • Updated Sep 24, 2026

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About this home

Fantastic opportunity with exceptional potential! This charming antique property sits on 4.02 acres and offers a unique combination of residential character, established garden-center infrastructure, and versatile commercial/mixed-use space.Step inside to an expansive country kitchen featuring beautiful flooring and an open-concept layout, perfect for everyday living and entertaining. The warm and inviting family room features a gas stove, creating a cozy gathering space. The home also offers updated windows, a boiler approximately five years old, and a hot water tank installed in 2025. A large attic provides excellent storage and offers additional potential for future use.The property includes retail/store space and three greenhouses, with the garden center benefiting from well water. The garden-center space has been rented for the past six years, providing an established income opportunity. Adding to the property's versatility are two separate mixed-use spaces, offering potential for a variety of business uses or an apartment, subject to applicable approvals. Whether you're looking for an owner-user property, an entrepreneurial opportunity, an investment, or a place to combine residential and commercial uses, this distinctive property offers numerous possibilities. With its antique charm, 4.02 acres, established garden-center infrastructure, and flexible mixed-use spaces, this property offers character, versatility, and room to bring your vision to life. Explore the possibilities!

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Property History

Property Timeline

🏠
Listed for Sale
Sep 24, 2026
$1,150,000
Original listing
Agent: The Espinola Group Office: Keller Williams Realty-Merrimack

Tax History

Year Taxes Assessment
2026 $16,186 $590,250

Financial Details

Annual Property Tax
$16,186
Tax Year 2026
Assessed Value
$590,250

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1855
Living Area 3,096 sq ft
Lot Size 4.02 acres
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 11

Interior

Heating Electric Baseboard, Hot Water, Natural Gas
Cooling Window Unit(s)
Flooring Wood, Tile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall To Wall Carpet, Flooring - Wood
Appliances Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry Flooring - Hardwood, Second Floor, Electric Dryer Hookup, Washer Hookup
Features Lighting - Overhead, Walk-in Closet(s), Closet, Sitting Room, Home Office, Game Room, Bonus Room, Internet Available - Broadband

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Patio, Storage, Barn/stable, Greenhouse, Garden
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Off Street
Total Spaces 20
Electric Circuit Breakers, 200+ Amp Service, Other (see Remarks)
Water Private
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup
Annual Tax $16,186
Assessed Value $590,250
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Two Parcels Mixed Use Property. 246 And 0 Acton Road Chelmsford.
Possession None
Accepted Financing None
Structure Type []
House Color Tan
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1855
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
3,096 sq ft
Total Rooms
11

Floor Layout

Interior Features

Flooring: Wood, Tile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall to Wall Carpet, Flooring - Wood
Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Lighting - Overhead, Walk-In Closet(s), Closet, Sitting Room, Home Office, Game Room, Bonus Room, Internet Available - Broadband
Windows: Skylight, Insulated Windows
Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry: Flooring - Hardwood, Second Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1855
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar

Heating, Cooling & Utilities

Heating: Electric Baseboard, Hot Water, Natural Gas
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Private
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Storage, Barn/Stable, Greenhouse, Garden
Patio & Porch: Patio
Fencing:
Other Structures: Barn/Stable, Greenhouse
Lot Features: Corner Lot, Easements, Farm
Road Frontage: 744.00 ft
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 20
Parking Features: Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Highway Access, House of Worship

Nearby Schools

School information not available for this location.

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,349
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

South Chelmsford

246 Acton Road, Chelmsford MA 01824

Chelmsford, MA 01824

Listing Information

Listing Agent The Espinola Group
Listing Office Keller Williams Realty-Merrimack
Office Phone 978-692-3280
Agent MLS ID TM363470
Office MLS ID G95166
Listing Data Updated Sep 24, 2026 9:52 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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