243 Cutler Road, Hamilton MA 01982

Hamilton, MA 01982 • South Hamilton
$1,699,000
Est. $10,094/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
3.5
Baths
3,502
Sq Ft
$485
Price/Sq Ft
1.50
Acres
1780
Year Built
2
Garage Spaces
11 minutes
Time on Market
For Sale Listed Sep 22, 2026 • MLS# 73580743 Copied! • Updated Sep 22, 2026

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About this home

243 Cutler Road offers a rare blend of bucolic charm, privacy, and refined living in the heart of Hamilton. Set on 1.5 acres amid mature trees, established gardens, and classic New England landscaping, this distinctive 4-bedroom, 3.5-bath residence offers 3,502 sq ft of character-filled living enhanced by significant improvements. The main level unfolds through a series of distinct yet connected gathering spaces, including a generous family room with wet bar, a separate fireplaced living room, an inviting eat-in kitchen, a fireplaced dining room, and a cozy den opening directly to the rear patio and gardens.A completely reimagined first-floor primary suite, completed in 2025 by KMW Construction, was taken down to the studs and rebuilt as a private retreat. The renovation included foundation work, mini-split climate control, a gas fireplace, custom built-ins, walk-in closet, and dual-vanity bath. Upstairs, three additional bedrooms offer exceptional versatility, including a spacious second potential primary with its own full bath and separate staircase.Substantial investment has been made throughout the property, including a comprehensive exterior renovation with a new roof and replacement windows, along with numerous interior, structural, and mechanical enhancements. Outside, gravel drives and pathways meander through stone-edged gardens, mature plantings, and beautifully established grounds. A spacious terrace, newly built outdoor shower, and detached garage/barn complete the idyllic setting. A rare Hamilton property where timeless New England character, thoughtful updates, and an enchanting country setting come together.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 22, 2026
$1,699,000
Original listing
Agent: McClelland Del Rio Group Office: Gibson Sotheby's International Realty

Tax History

Year Taxes Assessment
2025 $15,641 $999,400

Financial Details

Annual Property Tax
$15,641
Tax Year 2025
Assessed Value
$999,400

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1780
Living Area 3,502 sq ft
Lot Size 1.50 acres
Bedrooms 4
Full Baths 3
Half Baths 1
Total Rooms 10

Interior

Heating Forced Air, Baseboard, Radiant, Heat Pump, Oil
Cooling Wall Unit(s), Heat Pump, Ductless
Flooring Tile, Carpet, Hardwood, Pine, Stone / Slate, Engineered Hardwood, Flooring - Stone/ceramic Tile
Appliances Water Heater, Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer, Range Hood
Fireplace Dining Room, Living Room, Master Bedroom
Fireplaces 4
Basement Partial, Interior Entry, Dirt Floor, Concrete, Slab
Laundry Closet - Double, First Floor
Features Bathroom - Full, Bathroom - Double Vanity/sink, Countertops - Stone/granite/solid, Recessed Lighting, Bathroom, Wet Bar, Walk-up Attic, Wired For Sound

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Patio, Rain Gutters, Hot Tub/spa, Professional Landscaping, Garden, Invisible Fence, Outdoor Shower, Outdoor Gas Grill Hookup
Pool None
Spa Private
Fencing Invisible
Patio/Porch Patio
Garage Spaces 2
Has Garage Yes
Features Detached, Carport, Stone/gravel, Unpaved
Total Spaces 12
Electric Circuit Breakers
Water Public, Other
Sewer Private Sewer
Gas None
Other For Gas Range, Outdoor Gas Grill Hookup
Annual Tax $15,641
Assessed Value $999,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Well Is Not Currently In Use; The Property Is Serviced By Town Water.the Bar Ice Maker Requires Connection.
Exclusions See Inclusions And Exclusions List. Hot Tub Is Included.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Measured
Sq Ft Disclosures Measured floor plans for marketing purposes only.
Documents None
County Essex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1780
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
1
Living Area
3,502 sq ft
Total Rooms
10

Floor Layout

Interior Features

Flooring: Tile, Carpet, Hardwood, Pine, Stone / Slate, Engineered Hardwood, Flooring - Stone/Ceramic Tile
Appliances: Water Heater, Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer, Range Hood
Interior Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Countertops - Stone/Granite/Solid, Recessed Lighting, Bathroom, Wet Bar, Walk-up Attic, Wired for Sound
Windows: Insulated Windows
Basement: Partial, Interior Entry, Dirt Floor, Concrete, Slab
Laundry: Closet - Double, First Floor
Security: Security System

Construction & Materials

Style: Cape
Year Built: 1780
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone, Brick/Mortar, Slab

Heating, Cooling & Utilities

Heating: Forced Air, Baseboard, Radiant, Heat Pump, Oil
Heating Zones: 4
Cooling: Wall Unit(s), Heat Pump, Ductless
Cooling Zones: 1
Hot Water:
Water Source: Public, Other
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Rain Gutters, Hot Tub/Spa, Professional Landscaping, Garden, Invisible Fence, Outdoor Shower, Outdoor Gas Grill Hookup
Patio & Porch: Patio
Fencing: Invisible
Other Structures:
Lot Features: Wooded, Cleared, Gentle Sloping
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 12
Parking Features: Detached, Carport, Stone/Gravel, Unpaved

Special Features

Fireplaces: 4
Fireplace Type: Dining Room, Living Room, Master Bedroom
Spa/Hot Tub: Yes
Spa Features: Private
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Walk/Jog Trails, Conservation Area, House of Worship, Private School, Public School
School District
Hamilton-Wenham School District local
A
School Safety 2024-25
0.5% Low
0.4% Suspensions 0.4% In-School 0.1% Emergency
5.0% below state avg
E

Elementary Schools

3 schools
A+
Cutler School
1.0 mi | #30 of 825 | Score: 64.0
Improved 560 spots from last year
+5.8 above state avg
267 students Less Diverse
Rising School Strong Attendance
Grades K-05
A+
Winthrop School
1.4 mi | #76 of 825 | Score: 60.5
Improved 287 spots from last year
+2.3 above state avg
318 students Less Diverse
Rising School Strong Attendance
Grades PK-05
A+
Bessie Buker Elementary School
2.0 mi | #67 of 825 | Score: 61.1
Dropped 15 spots from last year
+2.9 above state avg
268 students Less Diverse
Strong Attendance
Grades K-05
M

Middle Schools

3 schools
A
Miles River Middle School
0.9 mi | #54 of 352 | Score: 55.9
Dropped 28 spots from last year
-2.3 below state avg
396 students Less Diverse
Strong Attendance
Grades 06-08
A-
Ipswich Middle School
4.0 mi | #98 of 352 | Score: 49.8
Improved 3 spots from last year
-8.4 below state avg
350 students Moderate
Strong Attendance
Grades 06-08
B+
Beverly Middle School
4.8 mi | #141 of 352 | Score: 45.2
Improved 23 spots from last year
-13 below state avg
1,417 students Moderate
Rising School
Grades 05-08
H

High Schools

3 schools
A+
Hamilton-Wenham Regional High School
0.9 mi | #33 of 346 | Score: 70.3
Dropped 3 spots from last year
+12.1 above state avg
457 students Less Diverse
19 sports • 1,310 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
Pingree School
1.1 mi
Grades 09-12
A+
Ipswich High School
4.0 mi | #35 of 346 | Score: 70.1
Improved 27 spots from last year
+11.9 above state avg
432 students Moderate
19 sports • 1,184 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,303
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

South Hamilton

243 Cutler Road, Hamilton MA 01982

Hamilton, MA 01982

Listing Information

Listing Agent McClelland Del Rio Group
Listing Office Gibson Sotheby's International Realty
Office Phone 978-526-0243
Agent MLS ID TM340884
Office MLS ID AN6133
Listing Data Updated Sep 22, 2026 10:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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