24 Sugarloaf St, Deerfield MA 01373
Deerfield, MA 01373 • South Deerfield
$499,000
Est. $3,195/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 24 Sugarloaf St, a charming 1920s two-family home in the heart of South Deerfield, where lovely period character meets incredible flexibility. Each spacious unit offers two bedrooms and one bathroom, with hardwood floors, stained glass details, original woodwork, generous kitchens with walk-in pantries, newer stainless steel appliances and inviting living and dining spaces. Perfect as an investment, owner-occupied home with rental income, multi-generational living, or explore the possibility of converting to a spacious single-family home. The second-floor unit includes a finished walk-up attic, ideal for an office, hobbies, storage and more. Two NEW natural gas furnaces (combo heat/on demand hot water) offer peace of mind for the colder months ahead. Other recent updates include whole house water filtration, renovated bathroom and LVP flooring in kitchen and bath in Unit 1 and more! Outside, enjoy a spacious backyard with plenty of room for gardening, gathering, play or simply relaxing. Welcoming front and side porches offer even more places to unwind, sip your morning coffee or enjoy the beautiful neighborhood surroundings. The large parking area provides room for everyone. Step outside to sidewalks leading to South Deerfield's restaurants, shops, breweries and more, all while enjoying beautiful views of Mount Sugarloaf. Close to UMass and area colleges, public and private schools. A very special property with warmth, style, space and possibilities! This is a rare find in todays market. Don't miss your chance to be the next owner of this charming home!
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Property History
Property Timeline
Listed for Sale
Sep 11, 2026
$499,000
Original listing
Agent: Heather Ferrari Homes Team
Office: William Raveis R.E. & Home Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/11/2026 | 🏠 Listed for Sale | $499,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,660 | $420,800 |
Financial Details
Annual Property Tax
$5,660
Tax Year 2026
Assessed Value
$420,800
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1925
Living Area
2,160 sq ft
Lot Size
0.36 acres
Stories
3
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$1,500/mo · Y
Total Monthly Rent
$1,500/mo
Gross Income
$18,000
Net Operating Income
$18,000
Operating Expenses
$2,152
Water/Sewer Expense
$1,600
Cap Rate
3.61%
Interior
Heating
Natural Gas
Cooling
None
Flooring
Vinyl, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Interior Entry, Dirt Floor, Concrete, Unfinished
Laundry
Electric Dryer Hookup
Features
Ceiling Fan(s), Pantry, Bathroom With Shower Stall, Internet Available - Broadband, Floored Attic, Walk-up Attic, Storage, Bathroom With Tub & Shower, Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Off Street, Paved
Total Spaces
8
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer
Financial
Annual Tax
$5,660
Assessed Value
$420,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Recent Updates Per Owner: 2023: Two New Natural Gas Furnaces (combo Heat/on Demand Hot Water Units), New Electric Outlets. 2024: New Whole House Water Filter. Unit 1 (2021-22): Lvp Flooring In Kitchen & Bath, Bathroom Remodel & New Dishwasher. Unit 2 (2024-25): New Washer/dryer, New Kitchen Faucet.
Additional Details
Possession
None
Accepted Financing
Seller W/participate
Structure Type
[]
House Color
Light Blue
Sq Ft Source
Public Record
Documents
None
County
Franklin
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1925
Bedrooms
4
Full Bathrooms
2
Living Area
2,160 sq ft
Total Rooms
8
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,160 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Ceiling Fan(s), Pantry, Bathroom with Shower Stall, Internet Available - Broadband, Floored Attic, Walk-Up Attic, Storage, Bathroom With Tub & Shower, Living Room, Kitchen
Windows:
Stained Glass Window(s)
Basement:
Full, Interior Entry, Dirt Floor, Concrete, Unfinished
Laundry:
Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1925
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Natural Gas
Heating Zones:
2
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
8
Parking Features:
Off Street, Paved
Nearby Schools
School District
Deerfield School District local
B-
School Safety
2024-25
0.0%
Very Low (Safest)
5.5% below state avg
Elementary Schools
3 schools
B-
Deerfield Elementary School
0.4 mi
|
#465 of 825
|
Score: 45.6
Dropped 95 spots from last year
-12.6 below state avg
293 students
Less Diverse
Grades PK-06
B+
Whately Elementary School
1.8 mi
|
#305 of 825
|
Score: 50.6
Improved 114 spots from last year
-7.7 below state avg
141 students
Less Diverse
Rising School
Strong Attendance
Grades PK-06
C+
Sunderland Elementary School
1.9 mi
|
#531 of 825
|
Score: 43.8
Dropped 223 spots from last year
-14.5 below state avg
173 students
Diverse
Grades PK-06
High Schools
2 schools
B
Frontier Regional School
0.5 mi
|
#152 of 346
|
Score: 55.8
Same rank as last year
-2.4 below state avg
594 students
Moderate
18 sports
• 1,220 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 07-12
Eaglebrook School
4.6 mi
Grades 06-09
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Monthly Payment Breakdown
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Property Tax
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Homeowners Insurance
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
South Deerfield
24 Sugarloaf St, Deerfield MA 01373
Deerfield, MA 01373
Listing Information
Listing Agent
Heather Ferrari Homes Team
Listing Office
William Raveis R.E. & Home Services
Office Phone
413-549-3700
Agent MLS ID
TM364265
Office MLS ID
AN8246
Listing Data Updated
Sep 11, 2026 3:57 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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