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230 Cumberland Road, Lowell MA 01850

Lowell, MA 01850 • Centralville
$779,900
Est. $4,719/month
2
Beds
3
Baths
3,880
Sq Ft
$201
Price/Sq Ft
0.11
Acres
1940
Year Built
8
Parking
4 hours 52 minutes
Time on Market
Active Listed Jul 14, 2026 • MLS# 73549697 Copied! • Updated Jul 14, 2026

About this home

Welcome to 230 Cumberland Road in Lowell, a unique mixed use property offering both residential and commercial opportunities under one roof. This versatile building features two residential units, including a studio apartment and a one bedroom apartment, providing excellent income potential for investors or owner occupants.The first floor commercial space has been completely remodeled and is ready for its next chapter. Whether you’re looking to establish your own business, expand an existing operation, or lease the space to a tenant, this updated commercial area offers endless possibilities.With ample off-street parking, the property provides convenience for both residential tenants and commercial customers. Offering multiple income streams and flexible use options, this is a rare opportunity to own a property that combines residential living with commercial potential.Don’t miss your chance to invest in this dynamic mixed use property in Lowell.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 15, 2026
$779,900
Original listing
Agent: The Espinola Group Office: Keller Williams Realty-Merrimack

Tax History

Year Taxes Assessment
2025 $6,906 $308,700

Financial Details

Annual Property Tax
$6,906
Tax Year 2025
Assessed Value
$308,700

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1940
Living Area 3,880 sq ft
Lot Size 0.11 acres
Bedrooms 2
Full Baths 3
Total Rooms 10

Investment Metrics

Units 3
Unit 1 Rent $1,700/mo · N
Unit 2 Rent $1,550/mo · N
Total Monthly Rent $3,250/mo
Gross Income $39,000
Net Operating Income $39,000
Cap Rate 5.00%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Paved Drive, Off Street, Paved
Total Spaces 8
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $6,906
Assessed Value $308,700
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Commercial Financing Would Be Required.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1940
Bedrooms
2
Full Bathrooms
3
Living Area
3,880 sq ft
Total Rooms
10
Stories
2
Levels
2

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features:
Windows: Insulated Windows
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1940
Structure Type:
Exterior Materials:
Roof: Rubber
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street, Paved
School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

3 schools
B-
Greenhalge School
0.2 mi | #497 of 824 | Score: 44.8
Improved 286 spots from last year
-13.4 below state avg
480 students Diverse
Rising School
Grades PK-04
St. Louis Elementary School
0.3 mi
Grades PK-08
C+
S. Christa McAuliffe Elementary School
0.5 mi | #569 of 824 | Score: 42.2
Improved 120 spots from last year
-16 below state avg
501 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

3 schools
C-
Henry J Robinson Middle School
0.5 mi | #288 of 352 | Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students Diverse
Rising School Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.4 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
B
Justus C. Richardson Middle School
1.8 mi | #172 of 352 | Score: 42.7
Improved 53 spots from last year
-15.5 below state avg
916 students Diverse
Rising School
Grades 06-08
H

High Schools

3 schools
Old Colony Y Lowell Revocation Program
0.9 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.0 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
C+
Dracut Senior High School
1.7 mi | #223 of 346 | Score: 49.2
Dropped 61 spots from last year
-9 below state avg
792 students Diverse
17 sports • 1,364 athletes
College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings

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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $576
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Centralville

230 Cumberland Road, Lowell MA 01850

Lowell, MA 01850

Listing Information

Listing Agent The Espinola Group
Listing Office Keller Williams Realty-Merrimack
Office Phone 978-692-3280
Agent MLS ID TM363470
Office MLS ID G95166
Listing Data Updated Jul 14, 2026 9:00 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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