23 Smith St, Chicopee MA 01020

Chicopee, MA 01020
$324,900
Est. $2,222/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1.5
Baths
1,153
Sq Ft
$282
Price/Sq Ft
0.40
Acres
1956
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Listed Nov 2, 2026 • MLS# 73597825 Copied! • Updated Nov 2, 2026

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About this home

Nestled on a quiet dead-end street, this 3-bedroom, 2-full-bath home sits on a spacious 0.40-acre lot and offers plenty of room inside and out. Features include a 2-car garage, convenient mudroom with access to the garage and backyard, and a storage shed for added space. The finished basement includes an additional kitchen, bedroom, living area, and full bath, offering flexible space for a variety of needs. The hot water tank and plumbing was replaced in 2022 (APO). Enjoy the large backyard and peaceful setting while remaining close to local amenities and major routes. Don't miss this opportunity!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 2, 2026
$324,900
Original listing
Agent: Lisa Luciano Office: Fathom Realty

Tax History

Year Taxes Assessment
2026 $4,552 $298,700

Financial Details

Annual Property Tax
$4,552
Tax Year 2026
Assessed Value
$298,700

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1956
Living Area 1,153 sq ft
Lot Size 0.40 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Baseboard, Natural Gas
Cooling Central Air
Flooring Wood, Tile, Vinyl, Carpet, Concrete
Appliances Range, Microwave, Refrigerator, Washer/dryer
Fireplace Living Room
Fireplaces 1
Basement Full
Laundry None
Features None

Exterior

Construction None
Architecture Ranch
Roof None
Features Porch, Porch - Enclosed, Pool - Above Ground, Rain Gutters, Storage
Pool Above Ground
Spa None
Fencing None
Patio/Porch Porch, Porch - Enclosed
Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Paved Drive
Total Spaces 6
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $4,552
Assessed Value $298,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Short Sale Subject To Bank Approval. Buyer Responsible For $5, 000 Negotiation Fee At Closing.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1956
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,153 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl, Carpet, Concrete
Appliances: Range, Microwave, Refrigerator, Washer/Dryer
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Ranch
Year Built: 1956
Structure Type:
Exterior Materials:
Roof:
Foundation: Block

Utilities & Systems

Heating: Baseboard, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Porch - Enclosed, Pool - Above Ground, Rain Gutters, Storage
Patio & Porch: Porch, Porch - Enclosed
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Attached, Garage Door Opener, Paved Drive

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Pool: Private Pool
Pool Features: Above Ground
Community Amenities:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $379
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

23 Smith St, Chicopee MA 01020

Chicopee, MA 01020

Listing Information

Listing Agent Lisa Luciano
Listing Office Fathom Realty
Office Phone 888-455-6040
Agent MLS ID CN236370
Office MLS ID AN8145
Listing Data Updated Nov 2, 2026 3:38 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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