220 University Ave, Lowell MA 01854
Lowell, MA 01854
$769,900
Est. $4,665/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Don't miss this well-maintained and updated two-family property offering a fantastic opportunity for both investors and owner-occupants. Each unit features updated finishes with comfortable living spaces and functional layouts. The property includes off-street parking for added convenience and a small backyard perfect for relaxing, gardening, or enjoying outdoor space with minimal maintenance. Ideally located near the university, this home offers easy access to public transportation, shopping, restaurants, and other local amenities, making it an attractive option for tenants and homeowners alike. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this move-in-ready 2 family is one you won't want to miss!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Sep 4, 2026
Offer accepted, sale pending
Back On Market
Aug 27, 2026
Active
Status: Active under contract
Aug 26, 2026
Active → Active Under Contract
Back On Market
Aug 25, 2026
Active
Status: Active under contract
Aug 13, 2026
Active → Active Under Contract
Listed for Sale
Aug 6, 2026
$769,900
Original listing
Agent: The Rogers / Melo Team
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/04/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/27/2026 | • Back On Market | - | - | - | Active |
| 08/26/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/25/2026 | • Back On Market | - | - | - | Active |
| 08/13/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/06/2026 | 🏠 Listed for Sale | $769,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,863 | $597,800 |
Financial Details
Annual Property Tax
$6,863
Tax Year 2025
Assessed Value
$597,800
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1930
Living Area
2,815 sq ft
Lot Size
0.08 acres
Stories
2
Bedrooms
7
Full Baths
2
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Forced Air, Natural Gas
Cooling
Window Unit(s)
Flooring
Wood, Vinyl, Hardwood
Appliances
Range, Microwave, Refrigerator
Fireplace
None
Basement
None
Laundry
Washer Hookup
Features
Ceiling Fan(s), Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Living Room, Kitchen, Laundry Room, Mudroom
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street, Tandem, On Street
Total Spaces
3
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, Washer Hookup
Financial
Annual Tax
$6,863
Assessed Value
$597,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Is Interested In A Lease Back On The 1st Floor Apartment That They Currently Occupy.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Blue
Sq Ft Source
Measured
Sq Ft Disclosures
Measurements were done by a third party. Buyers and buyers agents to verify information
Documents
None
County
Middlesex
Total market time (incl. prior listings)
30 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
Sale Pending
Year Built
1930
Bedrooms
7
Full Bathrooms
2
Living Area
2,815 sq ft
Total Rooms
12
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,815 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl, Hardwood
Appliances:
Range, Microwave, Refrigerator
Interior Features:
Ceiling Fan(s), Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Living Room, Kitchen, Laundry Room, Mudroom
Windows:
Basement:
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Cooling:
Window Unit(s)
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive, Off Street, Tandem, On Street
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
3 schools
St. Jeanne D'Arc Elementary School
< 0.1 mi
Grades PK-08
B-
Joseph McAvinnue School
0.3 mi
|
#476 of 825
|
Score: 45.4
Improved 211 spots from last year
-12.8 below state avg
468 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
C
Bartlett Community Partnership School
0.8 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
Middle Schools
3 schools
B-
Kathryn P. Stoklosa Middle School
0.9 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
1.1 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
B
Justus C. Richardson Middle School
1.4 mi
|
#174 of 352
|
Score: 42.5
Improved 51 spots from last year
-15.7 below state avg
940 students
Diverse
Rising School
Grades 06-08
High Schools
3 schools
Old Colony Y Lowell Revocation Program
0.9 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.3 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
C+
Dracut Senior High School
1.3 mi
|
#212 of 346
|
Score: 51.2
Dropped 50 spots from last year
-7 below state avg
763 students
Diverse
17 sports
• 1,364 athletes
College Ready Curriculum
Strong Athletics
Diverse Student Body
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$572
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
220 University Ave, Lowell MA 01854
Lowell, MA 01854
Listing Information
Listing Agent
The Rogers / Melo Team
Listing Office
LAER Realty Partners
Office Phone
978-251-8221
Agent MLS ID
TM314895
Office MLS ID
AN1199
Listing Data Updated
Sep 9, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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