LevelSecond
22 Ponnakin Hill Rd, Charlton MA 01507
Charlton, MA 01507 • Ponnakin Hill Estates
$649,000
Est. $3,969/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Tucked into the established Ponnakin Hill Estates neighborhood on nearly an acre of land, this meticulously maintained Colonial has stood since 1988 and offers 2,484 square feet of finished living space across three levels — a layout that balances everyday comfort with room to entertain. Step through the foyer and the home opens into a formal living room and dining room, a natural setting for holiday gatherings or quiet evenings alike. Just beyond, an oversized family room anchored by a fireplace flows directly into an open kitchen, where a center island, wall oven, dishwasher, and refrigerator make the space as functional as it is inviting. Hardwood floors carry the eye — and the traffic — throughout the entire main level, tying the rooms together. A half bath, dedicated laundry room, and generous mudroom sit just off the kitchen, creating a practical transition into the attached two-car garage. Upstairs, the primary suite serves as a genuine retreat, complete with a walk-in closet and an ensuite bath featuring a soaking tub. Three additional bedrooms share a full hall bath, and an open-to-foyer landing keeps the second floor feeling connected rather than closed off. The lower level adds even more versatility, with a large recreation room ready for whatever the next owner needs — a media room, a home gym, a playroom — along with dedicated utility and storage space to keep the rest of the house clutter-free. Comfort here has been thoughtfully modernized: a ductless heat pump mini-split system now handles heating and cooling throughout the home, delivering efficient, zoned climate control season to season. Outside, a recently replaced back deck extends the living space into the yard, while parking is rarely an afterthought at this address — the two-car attached garage is joined by driveway space for roughly eight additional vehicles. Set within the Dudley-Charlton Regional School District, the home offers Charlton's quieter, established residential character while remaining within reach of area conveniences. Reach out for more information or to schedule a private showing!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 10, 2026
$649,000
Original listing
Agent: Edward Gaeta
Office: eXp Realty LLC - Corporate Office
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/10/2026 | 🏠 Listed for Sale | $649,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,843 | $525,400 |
Financial Details
Annual Property Tax
$5,843
Tax Year 2026
Assessed Value
$525,400
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1988
Living Area
2,484 sq ft
Lot Size
0.92 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
12
Interior
Heating
Central, Forced Air, Electric Baseboard, Heat Pump, Ductless
Cooling
Heat Pump, Ductless
Flooring
Tile, Hardwood
Appliances
Water Heater, Oven, Dishwasher, Disposal, Range, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Full, Finished, Interior Entry, Bulkhead
Laundry
First Floor, Electric Dryer Hookup, Washer Hookup
Features
Bonus Room, Walk-up Attic, High Speed Internet
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved
Total Spaces
12
Utilities
Electric
200+ Amp Service
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,843
Assessed Value
$525,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1988
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,484 sq ft
Total Rooms
12
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,484 sq ft above grade
1,176 sq ft below grade
LevelSecond
LevelSecond
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Water Heater, Oven, Dishwasher, Disposal, Range, Refrigerator, Washer, Dryer
Interior Features:
Bonus Room, Walk-up Attic, High Speed Internet
Windows:
Insulated Windows
Basement:
Full, Finished, Interior Entry, Bulkhead
Laundry:
First Floor, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1988
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Central, Forced Air, Electric Baseboard, Heat Pump, Ductless
Heating Zones:
7
Cooling:
Heat Pump, Ductless
Cooling Zones:
6
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
12
Parking Features:
Attached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Park, Walk/Jog Trails, Conservation Area
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$487
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Ponnakin Hill Estates
22 Ponnakin Hill Rd, Charlton MA 01507
Charlton, MA 01507
Listing Information
Listing Agent
Edward Gaeta
Listing Office
eXp Realty LLC - Corporate Office
Office Phone
888-854-7493
Agent MLS ID
CN217048
Office MLS ID
AC0342
Listing Data Updated
Sep 9, 2026 8:32 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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