22 Elm St # 404, Worcester MA 01608

Worcester, MA 01608
$199,000
Est. $2,353/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Beds
1
Baths
658
Sq Ft
$302
Price/Sq Ft
2026
Year Built
7
Days on Market
For Sale Listed Oct 26, 2026 • MLS# 73595122 Copied! • Updated Nov 2, 2026

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About this home

22 Elm is a residential development in Worcester consisting of 22 units. All 22 units will be sold to households earning at or below 80% AMI (Area Median Income) for the Worcester, MA HUD Metro FMR Area. 1HH $73,750, 2HH $84,300, 3HH $94,850, Asset Limit: $155,000. This exciting new condominium development in the heart of downtown is housed in a beautifully reimagined historic building. 22 brand-new condominiums including one, two, and three bedroom units and offers first-time homebuyers a rare opportunity to put down roots in this vibrant urban core. Residents enjoy premium amenities including an on-site elevator, included storage lockers, bike storage, a fitness center, and a community room with TV and lounge seating. You are less than a quarter mile from multiple WRTA bus stops and approximately half a mile from Union Station, with easy access to the Framingham/Worcester MBTA Commuter Rail line making commuting a breeze.

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Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

🏠
Listed for Sale
Oct 26, 2026
$199,000
Original listing
Agent: John Costello Office: Maloney Properties LLC
🏠
Listed for Sale
Oct 26, 2026
$199,000
Original listing
Agent: John Costello Office: Maloney Properties LLC

Tax History

Year Taxes Assessment
2026 $9,999 $999,999

Financial Details

Annual Property Tax
$9,999
Tax Year 2026
HOA Fee
$314
Monthly
Assessed Value
$999,999

Facts & Features

Central AC
New Construction

Home Facts

Type Residential
Style Condominium
Year Built 2026
Living Area 658 sq ft
Stories 1
Bedrooms 1
Full Baths 1
Total Rooms 2

Interior

Heating Central
Cooling Central Air
Flooring None
Appliances None
Fireplace None
Basement N
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street, Rented
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $9,999
Assessed Value $999,999

HOA & Community

HOA Fee $314 Monthly
Fee Includes Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Reserve Funds
Amenities Elevator(s), Storage
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Parking Will Be Available To Rent, Rate Tbd.
Exclusions None
Possession None
Accepted Financing None
Structure Type ["Mid-Rise"]
Unit/Building 404
Sq Ft Source Other
Documents None
County Worcester
Total market time (incl. prior listings) 2 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
2026
Bedrooms
1
Full Bathrooms
1
Living Area
658 sq ft
Total Rooms
2
Stories
1
Entry Level
1

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: N
Laundry:
Security:

Construction & Materials

Year Built: 2026
Structure Type: Mid-Rise
Exterior Materials:
Roof:
Foundation:
Stories: 1

Utilities & Systems

Heating: Central
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features: Off Street, Rented

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $833
Homeowners Insurance $200
HOA Fee $314/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

22 Elm St # 404, Worcester MA 01608

Worcester, MA 01608

Listing Information

Listing Agent John Costello
Listing Office Maloney Properties LLC
Office Phone 781-943-0200
Agent MLS ID CN200524
Office MLS ID BB3875
Listing Data Updated Nov 2, 2026 3:05 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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