LevelSecond
22 Bluff Ave, Fitchburg MA 01420
Fitchburg, MA 01420 • Fitchburg
$479,999
$439,000
Est. $2,834/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Space, character, flexibility—and room for the things you love to do! This beautifully maintained 3-bedroom Craftsman-style home offers 2,568 sq. ft. of living space, a detached 2-car garage with electrical service, bright sunroom/home office, exceptional storage, established gardening areas, and the Fitchburg commuter rail approximately a 10-minute walk away. Inside, hardwood floors, high ceilings and original architectural details create warmth and character. The living room features a brick fireplace and original French doors, while the spacious kitchen offers granite countertops, stainless steel appliances and a convenient adjacent laundry area. The dining room is made for gathering, with an inviting built-in bar and beautiful built-in cabinetry creating a distinctive entertaining area. Upstairs are 3 generously sized bedrooms, each with at least 2 closets, a full bath, and access to additional spacious storage areas. The basement provides even more room for hobbies, projects and storage, with a sink, workshop space and unusual cold room—ideal for wine or beverage cellaring, garden produce, home-canned goods, overflow food storage or overwintering bulbs and plants. Outside, established growing areas have been developed for fruits, vegetables, herbs and flowers, complemented by attractive landscaping and outdoor lighting. The detached 2-car garage is a substantial structure with electrical service, offering parking, storage, workshop or hobby possibilities and potential future ADU use under Massachusetts' statewide Accessory Dwelling Unit law, subject to buyer due diligence, permitting and applicable requirements. Originally constructed in the 1880s as the stable for the H.M. Francis-designed E.F. Belding mansion, the home was extensively remodeled into a residence in 1926. Original French doors, hardware and lighting remain, and the Fitchburg Historical Society holds the original 1926 blueprints. Major updates include mini-split A/C and heat pump (2025), water heater (2025), boiler (2021) and roof (2016). Located on a quiet road close to downtown, the Rail Trail, Fitchburg State University, Route 2 and area amenities. Devens is approximately a 20-minute drive and can also be reached via commuter rail plus shuttle. A distinctive home with space to work, garden, entertain, create and pursue your hobbies.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
2
Price Changes
8.5%
Price Range
Property Timeline
Status: Active under contract
Sep 15, 2026
Active → Active Under Contract
Pending Sale
Sep 13, 2026
Offer accepted, sale pending
Price Reduced
Sep 3, 2026
$439,000
$25,500
(-5.49%)
From $464,500 to $439,000 (-5.5%)
Price Reduced
Aug 25, 2026
$464,500
$15,499
(-3.23%)
From $479,999 to $464,500 (-3.2%)
Listed for Sale
Aug 12, 2026
$479,999
Original listing
Agent: Angela Godin
Office: Tammy Morrison Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/15/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/13/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 09/03/2026 | ↓ Price Reduced | $439,000 | $25,500 | - | From $464,500 to $439,000 (-5.5%) |
| 08/25/2026 | ↓ Price Reduced | $464,500 | $15,499 | - | From $479,999 to $464,500 (-3.2%) |
| 08/12/2026 | 🏠 Listed for Sale | $479,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,972 | $368,000 |
Financial Details
Annual Property Tax
$4,972
Tax Year 2025
Assessed Value
$368,000
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1940
Living Area
2,568 sq ft
Lot Size
0.20 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
7
Interior
Heating
Steam
Cooling
Heat Pump
Flooring
Tile, Laminate, Hardwood
Appliances
Range, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Full, Partially Finished
Laundry
None
Features
Internet Available - Broadband
Exterior
Construction
Frame
Architecture
Cape, Antique, Craftsman
Roof
Shingle
Features
Porch, Rain Gutters, Decorative Lighting, Garden
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
Detached, Garage Door Opener, Storage, Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
220 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,972
Assessed Value
$368,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Public Record Lists This As Built In 1940. It Was Originally Built In 1880s As A Horse Stable For E. F. Belding House (h M Francis Architect) And Renovated In 1926 (fitchburg Historical Society Has The Original Blueprints). Sunroom Was Added Circa 1940. Measurements Are Approx.
Exclusions
Beer Brewing Equipment & Pumps (Can Be Negotiated), Front Door Knocker, Turtle Lights
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Includes basement area presently used as a workshop/beer brewing area
Documents
None
County
Worcester
Total market time (incl. prior listings)
44 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1940
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,568 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,609 sq ft above grade
959 sq ft below grade
LevelSecond
LevelSecond
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Laminate, Hardwood
Appliances:
Range, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Internet Available - Broadband
Windows:
Insulated Windows
Basement:
Full, Partially Finished
Laundry:
Security:
Construction & Materials
Style:
Cape, Antique, Craftsman
Year Built:
1940
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Irregular
Heating, Cooling & Utilities
Heating:
Steam
Cooling:
Heat Pump
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Rain Gutters, Decorative Lighting, Garden
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
4
Parking Features:
Detached, Garage Door Opener, Storage, Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Laundromat, Bike Path, Conservation Area, House of Worship, Private School, Public School, T-Station, University
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$414
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
Fitchburg
22 Bluff Ave, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Angela Godin
Listing Office
Tammy Morrison Real Estate
Office Phone
978-343-0373
Agent MLS ID
CN204614
Office MLS ID
H95111
Listing Data Updated
Sep 25, 2026 10:43 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Fitchburg.