21 Winthrop St, Fitchburg MA 01420
Fitchburg, MA 01420
$699,900
$650,000
Est. $3,860/month
Track this home for price, status, and open-house alerts.
Open House Schedule
22
Aug
Saturday, August 22
2:00 PM - 3:30 PM EDT
About this home
One unit Vacant at closing!! This well-maintained three-family property offers strong investment fundamentals with tenants paying all utilities, helping keep operating expenses low. Recent capital improvements include an updated electrical service and newer water heaters, providing peace of mind for the next owner.Situated on a generous corner lot, the property also includes the adjacent lot, offering additional outdoor space and potential future possibilities (buyers to perform their own due diligence regarding permitted uses). Off-street parking, a large yard, and a desirable layout further enhance tenant appeal.Conveniently located near downtown Fitchburg, Route 2, the MBTA Commuter Rail, shopping, restaurants, schools, and local employers, this property is well-positioned to attract and retain tenants.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
3
Price Changes
7.1%
Price Range
Property Timeline
Price Reduced
Aug 19, 2026
$650,000
$20,000
(-2.99%)
From $670,000 to $650,000 (-3.0%)
Price Reduced
Aug 19, 2026
$670,000
$5,000
(-0.74%)
From $675,000 to $670,000 (-0.7%)
Price Reduced
Jul 21, 2026
$675,000
$24,900
(-3.56%)
From $699,900 to $675,000 (-3.6%)
Listed for Sale
Jul 6, 2026
$699,900
Original listing
Agent: Raquel Medina
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/19/2026 | ↓ Price Reduced | $650,000 | $20,000 | - | From $670,000 to $650,000 (-3.0%) |
| 08/19/2026 | ↓ Price Reduced | $670,000 | $5,000 | - | From $675,000 to $670,000 (-0.7%) |
| 07/21/2026 | ↓ Price Reduced | $675,000 | $24,900 | - | From $699,900 to $675,000 (-3.6%) |
| 07/06/2026 | 🏠 Listed for Sale | $699,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,481 | $331,700 |
Financial Details
Annual Property Tax
$4,481
Tax Year 2025
Assessed Value
$331,700
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1900
Living Area
2,898 sq ft
Lot Size
0.12 acres
Stories
3
Bedrooms
8
Full Baths
3
Total Rooms
16
Investment Metrics
Units
3
Unit 1 Rent
$2,450/mo · Y
Unit 2 Rent
$1,600/mo · N
Unit 3 Rent
$1,800/mo · Y
Total Monthly Rent
$5,850/mo
Gross Income
$70,200
Net Operating Income
$70,200
Operating Expenses
$10,069
Cap Rate
10.80%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street
Total Spaces
3
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,481
Assessed Value
$331,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer/buyer Agent To Perform All Due Dillegence
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
44 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
8
Full Bathrooms
3
Living Area
2,898 sq ft
Total Rooms
16
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,898 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Fitchburg School District local
C+
School Safety
2024-25
8.1%
Above Average
4.6%
Suspensions
4.6%
In-School
3.5%
Emergency
2.6% above state avg
Elementary Schools
3 schools
C-
South Street Early Learning Center
0.6 mi
|
#697 of 824
|
Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students
Diverse
Grades PK-K
Applewild School
1.1 mi
Grades K-09
St. Bernard Elementary School
1.1 mi
Grades PK-08
Middle Schools
3 schools
D
Arthur M Longsjo Middle School
0.5 mi
|
#323 of 352
|
Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students
Diverse
Grades 06-08
C
Memorial Middle School
0.7 mi
|
#274 of 352
|
Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students
Diverse
Diverse Student Body
Grades 06-08
B+
Lunenburg Middle School
4.4 mi
|
#126 of 352
|
Score: 46.8
Improved 8 spots from last year
-11.4 below state avg
382 students
Moderate
Grades 06-08
High Schools
3 schools
Notre Dame Preparatory High School
0.2 mi
Grades 09-12
St. Bernard's Central Catholic High School
0.9 mi
Grades 09-12
C-
Goodrich Academy
1.0 mi
|
#23 of 25
|
Score: 20.5
Improved 363 spots from last year
-37.8 below state avg
186 students
Diverse
Rising School
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$373
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
21 Winthrop St, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Raquel Medina
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
CN248005
Office MLS ID
AN5521
Listing Data Updated
Aug 19, 2026 7:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Fitchburg.