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21 Winthrop St, Fitchburg MA 01420 - Preview 1 21 Winthrop St, Fitchburg MA 01420 - Preview 2 21 Winthrop St, Fitchburg MA 01420 - Preview 3
21 Winthrop St, Fitchburg MA 01420 - Preview 1 21 Winthrop St, Fitchburg MA 01420 - Preview 2 21 Winthrop St, Fitchburg MA 01420 - Preview 3

21 Winthrop St, Fitchburg MA 01420

Fitchburg, MA 01420
$699,900
Est. $4,112/month
8
Beds
3
Baths
2,898
Sq Ft
$242
Price/Sq Ft
0.12
Acres
1900
Year Built
3
Parking
3 Family
Type
3 hours 6 minutes
Time on Market
Active Open House Listed Jul 6, 2026 • MLS# 73544910 Copied! • Updated Jul 6, 2026

Open House Schedule

11
Jul
Saturday, July 11
12:00 PM - 2:00 PM EDT

About this home

This well-maintained three-family property offers strong investment fundamentals with tenants paying all utilities, helping keep operating expenses low. Recent capital improvements include an updated electrical service and newer water heaters, providing peace of mind for the next owner.Situated on a generous corner lot, the property also includes the adjacent lot, offering additional outdoor space and potential future possibilities (buyers to perform their own due diligence regarding permitted uses). Off-street parking, a large yard, and a desirable layout further enhance tenant appeal.Conveniently located near downtown Fitchburg, Route 2, the MBTA Commuter Rail, shopping, restaurants, schools, and local employers, this property is well-positioned to attract and retain tenants.

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 6, 2026
$699,900
Original listing
Agent: Raquel Medina Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2025 $4,481 $331,700

Financial Details

Annual Property Tax
$4,481
Tax Year 2025
Assessed Value
$331,700

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1900
Living Area 2,898 sq ft
Lot Size 0.12 acres
Bedrooms 8
Full Baths 3
Total Rooms 16

Investment Metrics

Units 3
Unit 1 Rent $2,450/mo · Y
Unit 2 Rent $1,600/mo · N
Unit 3 Rent $1,800/mo · Y
Total Monthly Rent $5,850/mo
Gross Income $70,200
Net Operating Income $70,200
Operating Expenses $10,069
Cap Rate 10.03%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Paved Drive, Off Street
Total Spaces 3
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,481
Assessed Value $331,700
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Buyer/buyer Agent To Perform All Due Dillegence
Possession None
Accepted Financing Contract
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
8
Full Bathrooms
3
Living Area
2,898 sq ft
Total Rooms
16
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street
School District
Fitchburg School District local
C+
⚠ School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
↑ 2.6% above state avg
E

Elementary Schools

5 schools
Applewild School
1.1 mi
Grades K-09
St. Bernard Elementary School
1.1 mi
Grades PK-08
C-
South Street Early Learning Center
0.6 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
C
McKay Elementary School
1.2 mi | #661 of 824 | Score: 38.0
Improved 70 spots from last year
-20.2 below state avg
754 students Diverse
Rising School
Grades 01-05
C
Reingold Elementary School
1.6 mi | #610 of 824 | Score: 40.4
Improved 113 spots from last year
-17.8 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 01-05
M

Middle Schools

2 schools
D
Arthur M Longsjo Middle School
0.5 mi | #323 of 352 | Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students Diverse
Grades 06-08
C
Memorial Middle School
0.7 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

6 schools
C+
Sizer School: A North Central Charter Essential School
1.6 mi | #221 of 346 | Score: 49.3
Improved 25 spots from last year
-8.9 below state avg
282 students Diverse
Early College Program Rising School College Ready Curriculum
Grades 07-12
Notre Dame Preparatory High School
0.2 mi
Grades 09-12
St. Bernard's Central Catholic High School
0.9 mi
Grades 09-12
C-
Goodrich Academy
1.0 mi | #23 of 25 | Score: 20.5
Improved 363 spots from last year
-37.8 below state avg
186 students Diverse
Rising School
Grades 09-12
C
Fitchburg High School
2.9 mi | #255 of 346 | Score: 45.8
Improved 37 spots from last year
-12.4 below state avg
1,220 students Diverse
15 sports • 1,110 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
A
Montachusett Regional Vocational Technical School
3.2 mi | #64 of 346 | Score: 65.1
Improved 11 spots from last year
+6.9 above state avg
1,417 students Moderate
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $373
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

21 Winthrop St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Raquel Medina
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID CN248005
Office MLS ID AN5521
Listing Data Updated Jul 6, 2026 10:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
(617) 800 - 9008 contact@bmnboston.com
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21 Winthrop St, Fitchburg MA 01420 - Photo 1 21 Winthrop St, Fitchburg MA 01420 - Photo 2 21 Winthrop St, Fitchburg MA 01420 - Photo 3
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