LevelSecond
21 Vernon St, Oxford MA 01540
Oxford, MA 01540 • Cul de sac waterfront
$455,000
Est. $2,931/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
24
Oct
Saturday, October 24
11:00 AM - 1:00 PM EDT
23
Oct
Friday, October 23
4:30 PM - 6:30 PM EDT
About this home
Carbuncle Pond waterfront home is ready for immediate occupancy! Professional photos coming! Come and admire the view and the beautiful built-ins around the fireplaced living room. This quiet, cul-de-sac home can be moved right into and expanded and updated as you have the time. There is plenty of room for large gatherings inside and out! Beautiful slate patio overlooking this pretty pond. New double walled oil tank, circuit breakers, recent water heater, Roof in 2024,security system. Expand your living space into the walk up attic on the second floor. There is an extra unheated room here that could easily be a 3rd BR. An additional room across the hall could also be finished. Right now its being used as attic storage. There is access to the attic above the garage from this room. The walkout lower level is heated and finished as a game room with a wet bar and a full bath with laundry. There is even a huge area used as a workshop with work benches or finish this for even more living area. The Irrigation system keeps the lawn lush. The system has been winterized and the pump is in the basement. The title five will be provided. A repair to the baffle has been scheduled and will be paid for by the seller prior to closing. The price reflects the functional but outdated kitchen and bath. Pellet stove, pellets, slate pool table, large safe and Appliances included. This can be a very project home to build your own equity or expand as your household members grow! OPEN HOUSE ON FRIDAY, 10/23 FROM 4:30-6:30 AND SATURDAY,10/24 11 AM - 1 PM. See paperclip for additional info. The seller reserves the right to accept an offer at any time.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 21, 2026
$455,000
Original listing
Agent: Diane Dabrowski
Office: Lamacchia Realty, Inc
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/21/2026 | 🏠 Listed for Sale | $455,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,161 | $422,000 |
Financial Details
Annual Property Tax
$5,161
Tax Year 2026
Assessed Value
$422,000
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1959
Living Area
2,255 sq ft
Lot Size
0.38 acres
Bedrooms
2
Full Baths
2
Total Rooms
8
Interior
Heating
Baseboard, Oil, Extra Flue, Pellet Stove
Cooling
Other
Flooring
Vinyl, Carpet, Hardwood, Other
Appliances
Water Heater, Range, Dishwasher, Refrigerator
Fireplace
Living Room, Wood / Coal / Pellet Stove
Fireplaces
1
Basement
Full, Finished, Walk-out Access, Interior Entry, Concrete
Laundry
Dryer Hookup - Electric, Bathroom - Full, In Basement, Electric Dryer Hookup, Washer Hookup
Features
Bathroom - Full, Dining Area, Wet Bar, Open Floorplan, Storage, Game Room, Wet Bar, Walk-up Attic
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Patio, Rain Gutters, Sprinkler System, Fenced Yard, Other
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Patio
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Garage Door Opener, Storage, Paved Drive, Off Street, Paved
Total Spaces
8
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,161
Assessed Value
$422,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Title 5 Will Be Provided. Minor Repair To Be Done To Baffles By Closing. Roof, Gutters & Oil Tank-2024. Irrigation Off Pond For Front & Side, Pump Inc. Piano, Extra Frig At Bar & Safe In Lower Level Inc. Adt Security. 3rd Br Has Passive Heat From 1st Fl
Exclusions
Motorcycles, Rose Bush By Front Door
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
beige
Sq Ft Source
Public Record
Sq Ft Disclosures
walkout low lev heated, not measured, approx
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1959
Bedrooms
2
Full Bathrooms
2
Living Area
2,255 sq ft
Total Rooms
8
Main Level Bedrooms
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,634 sq ft above grade
621 sq ft below grade
FeaturesCeiling Fan(s), Flooring - Vinyl, Countertops - Paper Based
LevelFirst
FeaturesCloset, Flooring - Hardwood
LevelMain,First
FeaturesBathroom - Full, Flooring - Vinyl
LevelFirst
FeaturesCloset/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Picture
LevelMain,First
FeaturesCloset/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Exterior Access, Open Floorplan
LevelMain,First
FeaturesCloset/Cabinets - Custom Built, Flooring - Hardwood
LevelMain,First
FeaturesCloset, Flooring - Hardwood
LevelMain,First
FeaturesBathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup
LevelBasement
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (3)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet, Hardwood, Other
Appliances:
Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Bathroom - Full, Dining Area, Wet bar, Open Floorplan, Storage, Game Room, Wet Bar, Walk-up Attic
Windows:
Insulated Windows
Basement:
Full, Finished, Walk-Out Access, Interior Entry, Concrete
Laundry:
Dryer Hookup - Electric, Bathroom - Full, In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Security System
Construction & Materials
Style:
Cape
Year Built:
1959
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Baseboard, Oil, Extra Flue, Pellet Stove
Heating Zones:
3
Cooling:
Other
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Rain Gutters, Sprinkler System, Fenced Yard, Other
Patio & Porch:
Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Cul-De-Sac, Other
Road Frontage:
164.00 ft
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
8
Parking Features:
Attached, Garage Door Opener, Storage, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room, Wood / Coal / Pellet Stove
Waterfront:
Yes
Waterfront Type:
Waterfront, Pond, Frontage, Direct Access, Private, Other (See Remarks), Beach Access, Lake/Pond, Direct Access, Frontage, Other (See Remarks), 0 to 1/10 Mile To Beach, Beach Ownership(Private,Public)
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Conservation Area, Highway Access, House of Worship, Public School
Nearby Schools
School District
Oxford School District local
D
School Safety
2024-25
5.3%
Above Average
4.0%
Suspensions
0.2%
In-School
0.1%
Expulsions
1.2%
Emergency
0.2% below state avg
Elementary Schools
2 schools
B-
Clara Barton School
1.2 mi
|
#474 of 825
|
Score: 45.4
Improved 143 spots from last year
-12.8 below state avg
315 students
Moderate
Rising School
Strong Attendance
Grades 03-05
Alfred M Chaffee School
1.9 mi
311 students
Moderate
Grades K-02
Middle Schools
1 school
C
Oxford Middle School
0.2 mi
|
#264 of 352
|
Score: 35.3
Dropped 4 spots from last year
-22.9 below state avg
346 students
Moderate
Grades 06-08
High Schools
1 school
C-
Oxford High School
0.4 mi
|
#287 of 346
|
Score: 42.6
Dropped 79 spots from last year
-15.6 below state avg
448 students
Moderate
13 sports
• 492 athletes
High Graduation Rate
College Ready Curriculum
Grades PK-12
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Down: $0
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Monthly Payment Breakdown
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Property Tax
$430
Homeowners Insurance
$200
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$0
Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
Cul de sac waterfront
21 Vernon St, Oxford MA 01540
Oxford, MA 01540
Listing Information
Listing Agent
Diane Dabrowski
Listing Office
Lamacchia Realty, Inc
Office Phone
508-248-6966
Agent MLS ID
K0001298
Office MLS ID
AN8857
Listing Data Updated
Oct 21, 2026 5:18 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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