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21 Phillips Avenue, Swampscott MA 01907

Swampscott, MA 01907
$1,370,000
Est. $8,363/month
3
Beds
2.5
Baths
2,280
Sq Ft
$601
Price/Sq Ft
0.26
Acres
1955
Year Built
11 hours 19 minutes
Time on Market
Active Open House Listed May 5, 2026 • MLS# 73512831 Copied!

About this home

Just a few blocks from Phillips Beach, this beautifully designed 3 bedroom, 2.5 bath contemporary home offers a bright, open floor plan and effortless coastal living. Sun-filled living spaces flow effortlessly from room to room, creating a warm and inviting setting for both everyday living and entertaining. The white, bright eat-in kitchen features striking black granite countertops and transitions seamlessly into the formal dining room, perfect for hosting gatherings. A wrap around wood burning fireplace connects the living and dining areas. Multiple living areas offer wonderful flexibility, from a comfortable family room ideal for watching the big game to a charming screened-in porch overlooking the backyard, an ideal spot to relax and unwind. Lower level office or playroom plus laundry and a half bath. The professionally landscaped grounds provide a private, picturesque setting with lush plantings and inviting outdoor spaces to enjoy throughout the seasons. This is a fabulous house!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,280 sq ft
Total Rooms
9

Open House Schedule

09
May
Saturday, May 9
12:00 PM - 2:00 PM EDT

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1955
Living Area 2,280 sq ft
Lot Size 0.26 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 9

Interior

Heating Baseboard, Oil
Cooling Central Air
Flooring Tile, Carpet, Hardwood, Flooring - Wall To Wall Carpet
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace Living Room
Fireplaces 2
Basement Partial, Partially Finished
Laundry Flooring - Vinyl, In Basement, Electric Dryer Hookup
Features Closet/cabinets - Custom Built, Office, Sun Room

Exterior

Construction Frame
Architecture Split Entry
Roof Shingle
Features Porch - Enclosed, Patio, Rain Gutters, Professional Landscaping, Sprinkler System
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Patio

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Off Street, Driveway
Total Spaces 5

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer

Financial

Annual Tax $14,828
Assessed Value $1,235,700

Interior Features

Flooring: Tile, Carpet, Hardwood, Flooring - Wall to Wall Carpet
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features: Closet/Cabinets - Custom Built, Office, Sun Room
Windows:
Basement: Partial, Partially Finished
Laundry: Flooring - Vinyl, In Basement, Electric Dryer Hookup
Security: Security System

Construction & Materials

Style: Split Entry
Year Built: 1955
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Patio, Rain Gutters, Professional Landscaping, Sprinkler System
Patio & Porch: Porch - Enclosed, Patio
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Off Street, Driveway

Special Features

Fireplaces: 2
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Walk/Jog Trails, Golf, Bike Path, House of Worship, Public School, T-Station, University

Location

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Neighborhood

21 Phillips Avenue, Swampscott MA 01907

Swampscott, MA 01907

Walkability

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Nearby Schools

School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
4.3% below state avg
E

Elementary Schools

1 school
B+
Swampscott Elementary School
0.4 mi | #326 of 824 | Score: 50.0
Dropped 54 spots from last year
-8.2 below state avg
Limited historical data for year-over-year comparison
734 students Moderate
Grades K-04
M

Middle Schools

1 school
B+
Swampscott Middle School
0.6 mi | #122 of 352 | Score: 47.2
Dropped 51 spots from last year
-11 below state avg
654 students Moderate
Grades PK-08
H

High Schools

1 school
A-
Swampscott High School
1.4 mi | #98 of 346 | Score: 60.1
Dropped 66 spots from last year
+1.9 above state avg
706 students Moderate
18 sports • 1,578 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,236
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 5, 2026
$1,370,000
Original listing
Agent: Julie Sagan Office: Sagan Harborside Sotheby's International Realty

Price & Status History

Date Event Price Change
May 5, 2026 New Listing Added $1,370,000

Market Statistics

Time on Market
11 hours 19 minutes
Price per Sq Ft
$601

Tax History

Year Taxes Assessment
2026 $14,828 $1,235,700

Financial Details

Annual Property Tax
$14,828
Tax Year 2026
Assessed Value
$1,235,700

Listing Information

Listing Agent Julie Sagan
Listing Office Sagan Harborside Sotheby's International Realty
Agent MLS ID C2609011
Office MLS ID AN4471
Listing Data Updated May 5, 2026 8:52 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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