21 Old Bernardston Rd, Northfield MA 01360
Northfield, MA 01360
$499,900
$459,900
Est. $2,938/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
This fabulous opportunity offers space to grow on 1.71 landscaped acres. The 4-bedroom, 3.5-bath home features a main living area with two en-suite bedrooms, a third bedroom, a half bath and laundry room, plus an expansive deck overlooking a private backyard. A standout feature is the in-law unit, with a full kitchen, open living and dining area, a bedroom, office space, and a full bath. Amenities include a 2-car attached garage, septic system installed in 2023, a new Harman pellet stove, a new roof over the addition, a new water tank and recent interior painting. Located nearby, Pioneer Valley HS, Thomas Aquinas campus, Northfield Golf Course, and the internationally famous, Northfield Mount Hermon School. This highly prized Northfield location offers an easy commute to Amherst/Northampton, Keene, NH, and is about two hours from Boston. Call today for a private showing.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
8%
Price Range
Property Timeline
Price Reduced
Aug 24, 2026
$459,900
$9,100
(-1.94%)
From $469,000 to $459,900 (-1.9%)
Price Reduced
Aug 19, 2026
$469,000
$30,900
(-6.18%)
From $499,900 to $469,000 (-6.2%)
Showing Instructions Updated
Aug 15, 2026
New showing requirements
Listed for Sale
Aug 4, 2026
$499,900
Original listing
Agent: Cathy Roberts
Office: Cohn & Company
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/24/2026 | ↓ Price Reduced | $459,900 | $9,100 | - | From $469,000 to $459,900 (-1.9%) |
| 08/19/2026 | ↓ Price Reduced | $469,000 | $30,900 | - | From $499,900 to $469,000 (-6.2%) |
| 08/15/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/04/2026 | 🏠 Listed for Sale | $499,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,944 | $372,300 |
Financial Details
Annual Property Tax
$4,944
Tax Year 2026
Assessed Value
$372,300
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1983
Living Area
2,621 sq ft
Lot Size
1.71 acres
Bedrooms
4
Full Baths
3
Half Baths
1
Total Rooms
7
Interior
Heating
Baseboard, Oil, Pellet Stove
Cooling
Window Unit(s)
Flooring
Wood, Tile, Carpet, Laminate, Stone / Slate
Appliances
Water Heater, Range, Dishwasher, Refrigerator
Fireplace
None
Basement
Full, Finished, Walk-out Access, Interior Entry
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Internet Available - Broadband
Exterior
Construction
None
Architecture
Ranch
Roof
Shingle
Features
Porch, Deck, Patio, Rain Gutters, Screens, Fruit Trees, Garden, Other
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck, Patio
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Garage Door Opener, Storage, Off Street, Tandem, Stone/gravel, Unpaved
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,944
Assessed Value
$372,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sellers Have Not Used Primary Bedroom Spa Tub And Make No Warranty If It Works: Deeded Row For Driveway: Buyers To Do Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Gray
Sq Ft Source
Public Record
Sq Ft Disclosures
Living area from town records
Documents
None
County
Franklin
Total market time (incl. prior listings)
38 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1983
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,621 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,907 sq ft above grade
714 sq ft below grade
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch, Deck, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet, Laminate, Stone / Slate
Appliances:
Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Internet Available - Broadband
Windows:
Screens
Basement:
Full, Finished, Walk-Out Access, Interior Entry
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1983
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Oil, Pellet Stove
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck, Patio, Rain Gutters, Screens, Fruit Trees, Garden, Other
Patio & Porch:
Porch, Deck, Patio
Fencing:
Other Structures:
Lot Features:
Easements, Gentle Sloping, Level, Other
Road Frontage:
254.00 ft
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
6
Parking Features:
Attached, Garage Door Opener, Storage, Off Street, Tandem, Stone/Gravel, Unpaved
Nearby Schools
School District
Pioneer Valley School District local
School Safety
2024-25
1.0%
Low
1.0%
Suspensions
1.5%
In-School
4.5% below state avg
Elementary Schools
3 schools
Full Circle School
1.9 mi
Grades PK-06
C-
Northfield Elementary School
2.1 mi
|
#684 of 825
|
Score: 36.7
Dropped 256 spots from last year
-21.5 below state avg
120 students
Less Diverse
Strong Attendance
Grades PK-06
C+
Gill Elementary School
2.2 mi
|
#555 of 825
|
Score: 42.8
Dropped 298 spots from last year
-15.4 below state avg
117 students
Moderate
Grades K-06
High Schools
2 schools
C+
Pioneer Valley Regional School
0.3 mi
|
#216 of 346
|
Score: 50.6
Improved 38 spots from last year
-7.6 below state avg
236 students
Less Diverse
14 sports
• 596 athletes
High Graduation Rate
Rising School
College Ready Curriculum
Grades 07-12
Northfield Mount Hermon School
0.4 mi
Grades 09-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$412
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total principal paid
$0
Total interest paid
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
21 Old Bernardston Rd, Northfield MA 01360
Northfield, MA 01360
Listing Information
Listing Agent
Cathy Roberts
Listing Office
Cohn & Company
Office Phone
413-772-0105
Agent MLS ID
E9500068
Office MLS ID
E31301
Listing Data Updated
Sep 11, 2026 10:37 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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