LevelFirst
21 N Steele St, Worcester MA 01607
Worcester, MA 01607
$449,900
Est. $2,935/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Don't miss the opportunity to own a spacious 4-bedroom, 2 full-bath single-family home tucked away on a quiet dead-end street. This well-maintained property offers the perfect combination of comfort and space. The main living areas provide plenty of room for everyday living and entertaining, while the finished basement adds valuable flexible space for a family room, home office, gym, or recreation area. Stay comfortable year-round with central air conditioning. Enjoy the outdoors in the large backyard, complete with a patio that's perfect for relaxing or hosting gatherings. Additional highlights include a one-car garage and ample off-street parking. Conveniently located close to local amenities, shopping, restaurants, schools, and major routes. Don't miss the chance to make this wonderful property your new home!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 30, 2026
Active → Active Under Contract
Pending Sale
Aug 29, 2026
Offer accepted, sale pending
Showing Instructions Updated
Jul 31, 2026
New showing requirements
Listed for Sale
Jul 30, 2026
$449,900
Original listing
Agent: Elizabeth Champi
Office: Five Stars Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/30/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/29/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/31/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/30/2026 | 🏠 Listed for Sale | $449,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,515 | $418,100 |
Financial Details
Annual Property Tax
$5,515
Tax Year 2025
Assessed Value
$418,100
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1974
Living Area
1,380 sq ft
Lot Size
0.36 acres
Bedrooms
4
Full Baths
2
Total Rooms
7
Interior
Heating
Electric Baseboard
Cooling
Central Air
Flooring
None
Appliances
Gas Water Heater
Fireplace
None
Fireplaces
1
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Raised Ranch
Roof
Shingle
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Garage Spaces
1
Has Garage
Yes
Features
Under, Paved Drive, Paved
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,515
Assessed Value
$418,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer And Buyers Agent Are Responsible For Performing Their Own Due Diligence And Verifying All Information Contained Herein. Property Is Not Eligible For Fha Financing Due Sellers Short Period Of Ownership. Property Needs Work. Price Accordingly. Sold As Is.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
45 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1974
Bedrooms
4
Full Bathrooms
2
Living Area
1,380 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,380 sq ft above grade
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelBasement
LevelBasement
LevelBasement
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Gas Water Heater
Interior Features:
Windows:
Insulated Windows
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Raised Ranch
Year Built:
1974
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Electric Baseboard
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Corner Lot, Wooded, Gentle Sloping
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Under, Paved Drive, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Pool, Highway Access
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
F
Quinsigamond School
0.4 mi
|
#792 of 825
|
Score: 29.2
Dropped 54 spots from last year
-29 below state avg
731 students
Diverse
Diverse Student Body
Grades PK-06
D
Vernon Hill School
0.9 mi
|
#786 of 825
|
Score: 29.6
Dropped 43 spots from last year
-28.6 below state avg
535 students
Diverse
Diverse Student Body
Grades PK-06
Center for Applied Behavioral Instruction
1.2 mi
Grades K-12
Seven Hills Foundation
1.2 mi
Grades K-12
C-
Canterbury School
1.3 mi
|
#747 of 825
|
Score: 32.8
Improved 62 spots from last year
-25.4 below state avg
307 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
C-
Learning First Charter Public School
1.3 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
F
Union Hill School
1.5 mi
|
#815 of 825
|
Score: 25.0
Dropped 19 spots from last year
-33.2 below state avg
383 students
Diverse
Grades K-06
C-
Goddard School/Science Technical
1.6 mi
|
#707 of 825
|
Score: 35.1
Improved 13 spots from last year
-23.1 below state avg
334 students
Diverse
Grades PK-06
C-
Jacob Hiatt Magnet School
1.8 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
F
Grafton Street School
1.8 mi
|
#796 of 825
|
Score: 28.9
Improved 3 spots from last year
-29.3 below state avg
438 students
Diverse
Diverse Student Body
Grades K-06
Middle Schools
6 schools
The Nativity School of Worcester
2.9 mi
Grades 05-08
Worcester SDA School
4.0 mi
Grades 01-08
C-
Worcester East Middle School
1.7 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
B
Sullivan Middle School
3.1 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
3.8 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
4.6 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
High Schools
10 schools
Worcester Alternative High School
0.9 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
1.2 mi
Grades 07-12
Worcester Academy
1.5 mi
Grades 06-12
C-
University Park Campus School
1.6 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
B+
Claremont Academy
1.7 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
Notre Dame Academy
3.8 mi
Grades 07-12
B-
Doherty Memorial High School
2.7 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
C-
North High School
2.7 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
3.1 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
B
South High Community School
3.3 mi
|
#169 of 346
|
Score: 54.3
Improved 64 spots from last year
-3.9 below state avg
1,770 students
Diverse
19 sports
• 1,056 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$460
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
21 N Steele St, Worcester MA 01607
Worcester, MA 01607
Listing Information
Listing Agent
Elizabeth Champi
Listing Office
Five Stars Realty LLC
Office Phone
860-560-1500
Agent MLS ID
CT009316
Office MLS ID
AN9569
Listing Data Updated
Sep 13, 2026 3:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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