21 Myrtle St, Lowell MA 01850

Lowell, MA 01850
$524,900
Est. $3,322/month
6
Beds
2
Baths
2,888
Sq Ft
$182
Price/Sq Ft
0.12
Acres
1880
Year Built
3
Parking
20
Days on Market
Sale Pending Listed Jun 25, 2026 • MLS# 73541549 Copied! • Updated Jul 22, 2026

About this home

OFFER DEADLINE - July 1 at noon. Opportunity awaits at 21 Myrtle St., a two-family property offering immediate rental income with future upside potential. Both units are occupied by long-term tenants who have enjoyed stable tenancy, with current rents below market value, presenting an opportunity for increased cash flow over time.The property has undergone numerous important updates, including full deleading compliance, replacement entry doors, installation of fire-rated safety doors, and updated smoke and carbon monoxide alarm systems to meet current city requirements. Additional improvements include replacement of the heating system and hot water tank within the past 10 years. Conveniently located just minutes from downtown Lowell, the property offers easy access to major commuter routes. Residents enjoy proximity to public transportation, shopping, dining and a vibrant arts and culture scene that has made Lowell one of the Merrimack Valley's most desirable rental markets.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📝
Contingency Update
Jul 9, 2026
Pending P&S
📋
Status: Active under contract
Jul 3, 2026
Active → Active Under Contract
Pending Sale
Jul 3, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jun 25, 2026
$524,900
Original listing
Agent: Melanie Norcross Office: Keller Williams Gateway Realty

Tax History

Year Taxes Assessment
2025 $5,618 $489,400

Financial Details

Annual Property Tax
$5,618
Tax Year 2025
Assessed Value
$489,400

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1880
Living Area 2,888 sq ft
Lot Size 0.12 acres
Bedrooms 6
Full Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent $1,600/mo · N
Unit 2 Rent $1,600/mo · N
Total Monthly Rent $3,200/mo
Gross Income $38,400
Net Operating Income $38,400
Cap Rate 7.32%
Heating Steam
Cooling None
Flooring Wood, Vinyl
Appliances Range, Refrigerator
Fireplace None
Basement Full
Laundry Washer Hookup
Features Lead Certification Available, Living Room, Kitchen
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Covered
Features Off Street
Total Spaces 3
Electric None
Water Public
Sewer Public Sewer
Gas None
Other Washer Hookup

Financial

Annual Tax $5,618
Assessed Value $489,400
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing Contract
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures third floor is not currently being used by has 3 rooms
Documents None
County Middlesex
Total market time (incl. prior listings) 22 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
Sale Pending
Year Built
1880
Bedrooms
6
Full Bathrooms
2
Living Area
2,888 sq ft
Total Rooms
10
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Wood, Vinyl
Appliances: Range, Refrigerator
Interior Features: Lead Certification Available, Living Room, Kitchen
Windows:
Basement: Full
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 1880
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating: Steam
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Covered
Fencing:
Other Structures: Shed(s)
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street

Special Features

View: Yes
View Type: City View(s), City
Community Amenities: Public Transportation, Shopping, Highway Access, Public School, T-Station
School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

10 schools
Lowell Youth Treatment Center
0.2 mi
Grades 01-12
St. Michael Elementary School
0.2 mi
Grades PK-08
Immaculate Conception School
0.4 mi
Grades PK-08
St. Louis Elementary School
0.6 mi
Grades PK-08
B
Lowell Community Charter Public School
0.9 mi | #158 of 352 | Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students Diverse
Rising School Diverse Student Body
Grades PK-08
Hellenic American Academy
0.9 mi
Grades PK-08
St. Patrick School and Educational Center
1.0 mi
Grades PK-08
B
Rogers STEM Academy
1.1 mi | #8 of 16 | Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students Diverse
Rising School Diverse Student Body
Grades K-08
C
Bartlett Community Partnership School
1.5 mi | #266 of 352 | Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
St. Jeanne D'Arc Elementary School
1.7 mi
Grades PK-08
M

Middle Schools

7 schools
C-
Henry J Robinson Middle School
0.6 mi | #288 of 352 | Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.1 mi | #267 of 352 | Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students Diverse
Rising School Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.4 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
C-
Benjamin F. Butler Middle School
1.8 mi | #303 of 352 | Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students Very Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
2.1 mi
15 students Diverse
Diverse Student Body
Grades 01-08
C
Dr. An Wang School
2.6 mi | #255 of 352 | Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
2.6 mi | #120 of 352 | Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
F
Lowell Middlesex Academy Charter School
0.6 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.0 mi
Grades 09-12
D
Leblanc Therapeutic Day School
1.3 mi | #376 of 346 | Score: 32.8
Same rank as last year
36 students Diverse
Diverse Student Body
Grades 09-12
F
The Career Academy
1.7 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $468
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

21 Myrtle St, Lowell MA 01850

Lowell, MA 01850

Listing Information

Listing Agent Melanie Norcross
Listing Office Keller Williams Gateway Realty
Office Phone 603-912-5470
Agent MLS ID CT004944
Office MLS ID AN5852
Listing Data Updated Jul 22, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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