21 Mill Street Ct # 4, Lancaster MA 01523

Lancaster, MA 01523
$309,000
Est. $2,462/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
2
Beds
1.5
Baths
1,184
Sq Ft
$261
Price/Sq Ft
1900
Year Built
2
Parking
8 hours 51 minutes
Time on Market
For Sale Open House Listed Sep 23, 2026 • MLS# 73581712 Copied! • Updated Sep 23, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

26
Sep
Saturday, September 26
12:00 PM - 2:00 PM EDT
27
Sep
Sunday, September 27
12:00 PM - 2:00 PM EDT

About this home

Welcome to 21 Mill Street Ct, Unit 4 in Lancaster! This beautifully updated condo offers 2 bedrooms, 1.5 baths, plus a BONUS ROOM, giving you extra flexibility for a home office, guest space, playroom, potential bedroom, or whatever fits your needs. Inside, you’ll find 1,184 square feet of comfortable living space with a great mix of classic character and modern updates. The renovated kitchen features stainless steel appliances, stone countertops, plenty of cabinetry, and a peninsula with seating and extra workspace. Step right out onto the deck to enjoy fresh air and peaceful nature views. A half bath is conveniently located just off the kitchen. The living room feels warm and inviting with laminate plank flooring and plenty of natural light. Upstairs, you’ll find two comfortable bedrooms and a full bathroom. The lower level adds even more flexibility with a bonus room, laundry area, and a walkout door providing direct access outside. With three levels of living space, an updated interior, a private deck, and everyday conveniences just minutes away, this condo offers plenty of room to spread out while maintaining the character of its 1900's Colonial-style building. Come see all that 21 Mill Street Ct, Unit 4 has to offer!

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 23, 2026
$309,000
Original listing
Agent: Nova Home Group Office: eXp Realty LLC

Tax History

Year Taxes Assessment
2025 $3,597 $222,600

Financial Details

Annual Property Tax
$3,597
Tax Year 2025
HOA Fee
$400
Monthly
Assessed Value
$222,600

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 1,184 sq ft
Stories 3
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Electric Baseboard
Cooling Window Unit(s)
Flooring Laminate
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Y
Laundry In Basement, In Unit
Features Closet, Bonus Room

Exterior

Construction Frame, Brick
Architecture None
Roof Rubber
Features Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Off Street, Assigned, Stone/gravel
Total Spaces 2
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $3,597
Assessed Value $222,600

HOA & Community

HOA Fee $400 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal
Amenities None
Optional Fee Includes None
Pets Yes
Lead Paint Unknown
Seller Disclosures Buyers And/or Buyers Agents To Do Own Due Diligence. Train Can Be Heard From Property. Electrical Panels Are Located In The Basement And Are Subject To An Easement/right Of Access For The Unit Owner.
Exclusions Washer And Dryer.
Possession None
Accepted Financing None
Structure Type ["Townhouse"]
Unit/Building 4
Sq Ft Source Unit Floor Plan
Sq Ft Disclosures Public record says living area is 800 Sq Ft.
Documents None
County Worcester

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,184 sq ft
Total Rooms
7
Stories
3
Entry Level
1

Floor Layout

Interior Features

Flooring: Laminate
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features: Closet, Bonus Room
Windows:
Basement: Y
Laundry: In Basement, In Unit
Security:

Construction & Materials

Year Built: 1900
Structure Type: Townhouse
Exterior Materials: Frame, Brick
Roof: Rubber
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Electric Baseboard
Heating Zones: 7
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Assigned, Stone/Gravel

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $300
Homeowners Insurance $200
HOA Fee $400/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

21 Mill Street Ct # 4, Lancaster MA 01523

Lancaster, MA 01523

Listing Information

Listing Agent Nova Home Group
Listing Office eXp Realty LLC
Office Phone 888-854-7493
Agent MLS ID TM363211
Office MLS ID AN6820
Listing Data Updated Sep 23, 2026 3:16 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Lancaster, MA

Real-time market trends and pricing data for this area

Loading market insights for Lancaster.