209 Green St, Gardner MA 01440

Gardner, MA 01440
$420,000
Est. $2,741/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
1.5
Baths
2,082
Sq Ft
$202
Price/Sq Ft
0.38
Acres
1914
Year Built
1
Garage Space
20
Days on Market
Sale Pending Listed Sep 2, 2026 • MLS# 73570949 Copied! • Updated Sep 24, 2026

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About this home

***OFFER DEADLINE: Tuesday, September 8th at 5:00 PM. Welcome home to this beautifully maintained property offering 3–4 bedroom flexibility, with the fourth room providing the perfect option for a home office, guest room, or additional bedroom space. Featuring 1.5 baths, high ceilings, hardwood floors throughout, large windows, and abundant natural light, this home is filled with warmth and character. Fresh paint throughout, a newer roof (2024), and a new oil tank add to its move-in-ready appeal. The partially finished basement provides even more usable space with potential for accessory living or future ADU possibilities. Outside, enjoy a large fenced backyard perfect for entertaining and gatherings, complete with a gazebo and swing set. Situated on a quiet street while conveniently located near downtown Gardner, shopping, amenities, and major routes. A spacious and versatile home with plenty of room to grow and make your own!

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Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

📋
Status: Active under contract
Sep 10, 2026
Active → Active Under Contract
⏳
Pending Sale
Sep 8, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Sep 2, 2026
$420,000
Original listing
Agent: Sharife Choate Office: Cameron Prestige, LLC

Tax History

Year Taxes Assessment
2026 $5,004 $363,400

Financial Details

Annual Property Tax
$5,004
Tax Year 2026
Assessed Value
$363,400

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1914
Living Area 2,082 sq ft
Lot Size 0.38 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Wood
Appliances Water Heater, Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Partial
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame, Brick
Architecture Garrison
Roof Shingle
Features Porch, Patio, Rain Gutters, Storage
Pool None
Spa None
Fencing None
Patio/Porch Porch, Patio
Garage Spaces 1
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 6
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $5,004
Assessed Value $363,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 22 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1914
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,082 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Wood
Appliances: Water Heater, Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Partial
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Garrison
Year Built: 1914
Structure Type:
Exterior Materials: Frame, Brick
Roof: Shingle
Foundation: Stone, Brick/Mortar

Utilities & Systems

Heating: Baseboard, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Patio, Rain Gutters, Storage
Patio & Porch: Porch, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Attached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, Private School, Public School
School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.4 mi
Grades K-08
C-
Gardner Elementary School
0.7 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
D
Gardner Middle School
0.4 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.5 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.7 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $417
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

209 Green St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Sharife Choate
Listing Office Cameron Prestige, LLC
Office Phone 857-331-5127
Agent MLS ID CN249396
Office MLS ID AN4281
Listing Data Updated Sep 24, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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