205 Harvard Street, Cambridge MA 02139
Cambridge, MA 02139 • Area 4-The Port
$3,149,000
Est. $17,607/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Rarely does a three-family investment arrive this polished. 205 Harvard Street has been reimagined from the studs up — a complete 2015 gut renovation to condominium-quality standards, followed by years of continued capital investment — delivering approximately 3,300 square feet of turnkey living across three exceptional units. The first floor and finished basement combine into an expansive 6-bedroom, 3-bath residence; the second floor offers a bright 3.5-bedroom, 2-bath layout; and crowning the building is a standout 2-bedroom, 1-bath penthouse with vaulted ceilings, skylights, a glass-floor loft, and a private roof deck framed by Boston skyline views. Every unit is outfitted with individual HVAC, separately metered electric and gas service, hardwood floors throughout, heated bathroom floors, and in-unit washer/dryers — the kind of infrastructure that makes for effortless ownership and lasting tenant appeal. Recent upgrades include a 2024 roof-deck replacement and full exterior repainting, layered atop an already institutional-grade building envelope, leaving a buyer with minimal near-term capital exposure. Three deeded parking spaces round out a rare offering. The location seals the case: an easy five-minute walk to the Central Square Red Line station, Whole Foods, and H Mart, with MIT and Kendall Square less than a mile away — placing the asset at the center of one of Cambridge's deepest and most resilient rental markets. With $201,300 in current effective gross income and a stabilized proforma of $209,649, 205 Harvard Street pairs immediate cash flow with meaningful upside in a submarket that continues to command premium rents.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 14, 2026
$3,149,000
Original listing
Agent: Daniel Alper
Office: Boston Realty Advisors
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/14/2026 | 🏠 Listed for Sale | $3,149,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $17,811 | $2,670,300 |
Financial Details
Annual Property Tax
$17,811
Tax Year 2026
Assessed Value
$2,670,300
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1890
Living Area
3,300 sq ft
Lot Size
0.06 acres
Stories
6
Bedrooms
11
Full Baths
6
Total Rooms
22
Investment Metrics
Units
3
Unit 1 Rent
$7,150/mo · Y
Unit 2 Rent
$4,925/mo · Y
Unit 3 Rent
$4,700/mo · Y
Total Monthly Rent
$16,775/mo
Gross Income
$201,300
Net Operating Income
$168,315
Operating Expenses
$32,985
Water/Sewer Expense
$3,293
Electric Expense
$360
Insurance Expense
$4,939
Cap Rate
5.35%
Interior
Heating
Central, Forced Air, Natural Gas, Individual
Cooling
Central Air, Individual
Flooring
Tile, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer, Wine Refrigerator
Fireplace
None
Basement
Finished, Interior Entry
Laundry
None
Features
Lead Certification Available, Storage, Crown Molding, Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Shower Stall, Bathroom With Tub & Shower, Remodeled, Walk-in Closet(s), Floored Attic, Cathedral/vaulted Ceilings, Kitchen, Laundry Room, Living Rm/dining Rm Combo, Office/den, Living Room, Loft
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Balcony/deck, Decorative Lighting
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Features
Paved Drive, Shared Driveway, Off Street, Deeded
Total Spaces
3
Utilities
Electric
100 Amp Service, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$17,811
Assessed Value
$2,670,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None, Certified Treated
Seller Disclosures
Some Photos Have Been Virtually Staged Using Ai. Seller/broker Make No Representations Or Warranties As To Building Size, Dimensions, Parking, Or Other Listing Information. Buyer To Verify All Information Through Independent Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Blue
Sq Ft Source
Other
Sq Ft Disclosures
Source: Building plans and public records. Seller/Broker do not warrant accuracy. ~4,735 Gross SF
Documents
None
County
Middlesex
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1890
Bedrooms
11
Full Bathrooms
6
Living Area
3,300 sq ft
Total Rooms
22
Stories
6
Levels
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,642 sq ft above grade
658 sq ft below grade
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer, Wine Refrigerator
Interior Features:
Lead Certification Available, Storage, Crown Molding, Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom with Shower Stall, Bathroom With Tub & Shower, Remodeled, Walk-In Closet(s), Floored Attic, Cathedral/Vaulted Ceilings, Kitchen, Laundry Room, Living RM/Dining RM Combo, Office/Den, Living Room, Loft
Windows:
Skylight(s)
Basement:
Finished, Interior Entry
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
6
Heating, Cooling & Utilities
Heating:
Central, Forced Air, Natural Gas, Individual
Heating Zones:
3
Cooling:
Central Air, Individual
Cooling Zones:
3
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck, Decorative Lighting
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive, Shared Driveway, Off Street, Deeded
Special Features
View:
Yes
View Type:
City
Community Amenities:
Public Transportation, Shopping, Bike Path, Private School, Public School, T-Station, University, Sidewalks
Nearby Schools
School District
Cambridge School District local
A-
Where Graduates Go
Class of 2021
65%
attend college
58%
4-Year
7%
2-Year
23%
Out of State
7%
Working
School Safety
2024-25
1.2%
Low
0.8%
Suspensions
0.2%
In-School
0.4%
Emergency
4.3% below state avg
Elementary Schools
3 schools
C
Prospect Hill Academy Charter School
0.1 mi
|
#246 of 346
|
Score: 47.4
Improved 36 spots from last year
-10.8 below state avg
888 students
Diverse
Rising School
College Ready Curriculum
Diverse Student Body
Grades PK-12
B
Fletcher/Maynard Academy
0.1 mi
|
#7 of 12
|
Score: 41.9
Improved 616 spots from last year
-16.3 below state avg
235 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
A-
Cambridgeport School
0.2 mi
|
#217 of 825
|
Score: 53.9
Improved 89 spots from last year
-4.3 below state avg
256 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-05
Middle Schools
3 schools
B-
Cambridge Street Upper School
0.5 mi
|
#207 of 352
|
Score: 39.9
Dropped 19 spots from last year
-18.3 below state avg
317 students
Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
0.6 mi
|
#119 of 352
|
Score: 47.6
Improved 25 spots from last year
-10.6 below state avg
296 students
Very Diverse
Rising School
Diverse Student Body
Grades 06-08
A-
Putnam Avenue Upper School
0.8 mi
|
#104 of 352
|
Score: 49.2
Dropped 25 spots from last year
-9 below state avg
286 students
Very Diverse
Diverse Student Body
Grades 06-08
High Schools
3 schools
NuVu Innovation School
0.3 mi
Grades 08-12
Farr Academy School
0.4 mi
Grades 07-12
B-
Community Charter School of Cambridge
0.7 mi
|
#205 of 346
|
Score: 51.9
Dropped 84 spots from last year
-6.3 below state avg
244 students
Diverse
7 sports
• 202 athletes
High Graduation Rate
College Ready Curriculum
Grades 06-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,484
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
Area 4-The Port
205 Harvard Street, Cambridge MA 02139
Cambridge, MA 02139
Listing Information
Listing Agent
Daniel Alper
Listing Office
Boston Realty Advisors
Office Phone
617-375-7900
Agent MLS ID
CN254381
Office MLS ID
AN8461
Listing Data Updated
Sep 14, 2026 8:49 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Cambridge.