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205 Elm St, Westfield MA 01085

Westfield, MA 01085
$449,900
Est. $2,855/month
4
Beds
3
Baths
5,394
Sq Ft
$83
Price/Sq Ft
0.10
Acres
1887
Year Built
5 hours 24 minutes
Time on Market
Active Listed Apr 20, 2026 • MLS# 73504152 Copied!

About this home

Don’t miss your chance to own this cash flowing asset. This well-positioned three-story building offers strong, consistent income with multiple revenue streams already in place. The property features a fully equipped commercial space on the first floor currently set up to be used as a restaurant, providing immediate business potential or the flexibility for a new concept. Above, residential units generate steady monthly income, making this a true turnkey investment. Recent updates throughout the property, combined with its solid rental history, create a reliable foundation for both seasoned investors and ambitious entrepreneurs. With ample parking, close proximity to I-90, and easy access to Westfield State University, the location supports long-term growth and tenant demand. Whether you’re looking to expand your portfolio or establish your own business while collecting rental income this property delivers both stability and upside potential.

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Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1887
Bedrooms
4
Full Bathrooms
3
Living Area
5,394 sq ft
Total Rooms
13
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1887
Living Area 5,394 sq ft
Lot Size 0.10 acres
Bedrooms 4
Full Baths 3
Total Rooms 13

Interior

Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None

Exterior

Construction Brick
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Paved Drive, Off Street
Total Spaces 6

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,565
Assessed Value $300,700

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1887
Structure Type:
Exterior Materials: Brick
Roof:
Foundation: Block
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

205 Elm St, Westfield MA 01085

Westfield, MA 01085

Walkability

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Nearby Schools

School District
Westfield School District local
C
🎓 Where Graduates Go Class of 2021
58% attend college
40% 4-Year 18% 2-Year 10% Out of State 2% Working
School Safety 2024-25
5.0% Above Average
3.7% Suspensions 2.3% In-School 1.3% Emergency
0.5% below state avg
E

Elementary Schools

10 schools
St. Mary's Parish School - Elementary
0.1 mi
Grades PK-08
Full Gospel Christian School
0.9 mi
Grades K-08
White Oak School
4.1 mi
Grades 03-12
Westfield Christian Academy
4.4 mi
Grades K-09
Fort Meadow Early Childhood Center
0.3 mi
162 students Moderate
Grades PK
Westfield River Elementary School
0.6 mi | 27% Proficient
Grades PK-04
B-
Highland School
1.2 mi | #427 of 824 | Score: 47.0
Improved 85 spots from last year
-11.3 below state avg
305 students Moderate
Rising School
Grades PK-04
B
Southampton Road School
2.1 mi | #412 of 824 | Score: 47.4
Dropped 64 spots from last year
-10.8 below state avg
310 students Moderate
Grades PK-04
C
Munger Hill School
2.1 mi | #649 of 824 | Score: 38.3
Dropped 235 spots from last year
-19.9 below state avg
320 students Moderate
Grades PK-04
C
Paper Mill School
2.2 mi | #635 of 824 | Score: 39.1
Dropped 79 spots from last year
-19.1 below state avg
312 students Diverse
Grades K-04
M

Middle Schools

2 schools
C+
Westfield Intermediate School
2.2 mi | #552 of 824 | Score: 42.9
Dropped 16 spots from last year
-15.3 below state avg
729 students Moderate
Grades 05-06
B-
Westfield Middle School
0.9 mi | #201 of 352 | Score: 40.6
Dropped 32 spots from last year
-17.6 below state avg
671 students Moderate
Grades 07-08
H

High Schools

3 schools
St. Mary's Parish School - Secondary
< 0.1 mi
Grades 09-12
A
Westfield Technical Academy
0.7 mi | #5 of 25 | Score: 50.0
Improved 190 spots from last year
-8.2 below state avg
557 students Moderate
19 sports • 508 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
C+
Westfield High School
1.6 mi | #227 of 346 | Score: 48.8
Improved 25 spots from last year
-9.4 below state avg
1,034 students Moderate
20 sports • 1,391 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $380
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 20, 2026
$449,900
Original listing
Agent: Maritza Zavala Office: Naples Realty Group

Price & Status History

Date Event Price Change
Apr 20, 2026 New Listing Added $449,900
Apr 2, 2026 Sold $2,000

Market Statistics

Time on Market
5 hours 24 minutes
Price per Sq Ft
$83

Tax History

Year Taxes Assessment
2025 $4,565 $300,700

Financial Details

Annual Property Tax
$4,565
Tax Year 2025
Assessed Value
$300,700

Listing Information

Listing Agent Maritza Zavala
Listing Office Naples Realty Group
Agent MLS ID CN231441
Office MLS ID AN6415
Listing Data Updated Apr 20, 2026 9:39 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Westfield, MA

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