204 Spencer Ave # 6, Chelsea MA 02150
Chelsea, MA 02150
$585,000
$550,000
Est. $3,701/month
Open House Schedule
09
Aug
Sunday, August 9
12:00 PM - 1:00 PM EDT
About this home
Ask about $25K in Grants!! 2 bed/2 bath +loft in CONVERTED CHURCH! Soaring ceilings! Massive windows that let the sun pour in! Hardwoods, parking, a private deck, Washer/dryer & central A/C. The kitchen features a marble waterfall edge island, slow close doors/drawers. Moen Align single-handle pull-down kitchen faucet, tiled backsplash. Stainless steel kitchen appliances a 36” width full-depth French door with water/ice dispenser, a 30” width 5-Burner gas slide-In convection range, a top hidden control dishwasher with S/S tub & microwave. The master bath features Virtu Zuri wall-mounted sinks with slow close drawers, 12” x 24” Marazzi Porcelain tile floors, , the Grohe Concetto Shower System with rain head handheld & Grohe Eurostyle Cosmopolitan tub fixtures, Niagara Ultra-High Efficiency Toilets and a Monte Carlo 56” minimalist ceiling fan. Built in sliding ladder system allowing for easy access to the 2nd level which can be made into a bonus room or great for storage.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
6%
Price Range
Property Timeline
Price Reduced
Aug 5, 2026
$550,000
$35,000
(-5.98%)
From $585,000 to $550,000 (-6.0%)
Listed for Sale
Jun 24, 2026
$585,000
Original listing
Agent: Yoni Haiminis
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/05/2026 | ↓ Price Reduced | $550,000 | $35,000 | - | From $585,000 to $550,000 (-6.0%) |
| 06/24/2026 | 🏠 Listed for Sale | $585,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,691 | $600,600 |
Financial Details
Annual Property Tax
$3,691
Tax Year 2026
HOA Fee
$412
Monthly
Assessed Value
$600,600
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1900
Living Area
1,254 sq ft
Lot Size
0.0000
Bedrooms
2
Full Baths
2
Total Rooms
6
Interior
Heating
Forced Air
Cooling
Central Air
Flooring
Wood
Appliances
None
Fireplace
None
Basement
N
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
Balcony
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street
Total Spaces
1
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$3,691
Assessed Value
$600,600
HOA & Community
HOA Fee
$412 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
Pets
Yes
MA Disclosures
Seller Disclosures
Public Record States 959 Sq Ft. Listed As 1, 254 Sq Ft With Bonus Level
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Loft"]
Unit/Building
6
Sq Ft Source
Unit Floor Plan
Sq Ft Disclosures
Public record states 969. MLS listed is including uper level
Documents
None
County
Suffolk
Total market time (incl. prior listings)
46 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
2
Full Bathrooms
2
Living Area
1,254 sq ft
Total Rooms
6
Stories
2
Entry Level
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,254 sq ft above grade
FeaturesYes
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Basement:
N
Laundry:
Security:
Intercom
Construction & Materials
Year Built:
1900
Effective Year (Renovated):
2017
Structure Type:
Loft
Exterior Materials:
Roof:
Shingle
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Forced Air
Heating Zones:
1
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street
Nearby Schools
School District
Chelsea School District local
C-
School Safety
2024-25
5.2%
Above Average
2.9%
Suspensions
1.7%
In-School
2.3%
Emergency
0.3% below state avg
Elementary Schools
3 schools
Chelsea Virtual Learning Academy
< 0.1 mi
54 students
Less Diverse
College Ready Curriculum
Grades K-12
B+
William A Berkowitz Elementary School
0.2 mi
|
#287 of 824
|
Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
455 students
Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
0.2 mi
|
#406 of 824
|
Score: 47.6
Improved 100 spots from last year
-10.6 below state avg
430 students
Less Diverse
Rising School
Grades 01-04
Middle Schools
3 schools
D
Clark Avenue School
0.5 mi
|
#329 of 352
|
Score: 28.3
Improved 32 spots from last year
-29.9 below state avg
673 students
Less Diverse
Rising School
Grades 05-08
C-
Joseph A. Browne School
0.9 mi
|
#290 of 352
|
Score: 32.4
Improved 56 spots from last year
-25.8 below state avg
487 students
Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.9 mi
|
#9 of 16
|
Score: 29.9
Improved 348 spots from last year
-28.3 below state avg
436 students
Less Diverse
Rising School
Grades 05-08
High Schools
3 schools
C
Chelsea Opportunity Academy
1.0 mi
|
#294 of 346
|
Score: 59.3
Same rank as last year
132 students
Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
1.0 mi
|
#283 of 346
|
Score: 42.9
Improved 25 spots from last year
-15.3 below state avg
1,649 students
Less Diverse
12 sports
• 796 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
C
Revere High School
1.2 mi
|
#249 of 346
|
Score: 46.2
Dropped 17 spots from last year
-12 below state avg
2,115 students
Moderate
18 sports
• 1,334 athletes
Early College Program
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$308
Homeowners Insurance
$200
HOA Fee
$412/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
204 Spencer Ave # 6, Chelsea MA 02150
Chelsea, MA 02150
Listing Information
Listing Agent
Yoni Haiminis
Listing Office
Compass
Office Phone
617-206-3333
Agent MLS ID
CT000758
Office MLS ID
AN2383
Listing Data Updated
Aug 8, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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