FeaturesCeiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead
LevelSecond
201 Union Street, Gardner MA 01440
Gardner, MA 01440
$299,900
Est. $2,058/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
This three bedroom Cape style home with large wrap around porch and nice size yard is perfect for an active family. The recent improvements, including new vinyl siding 2022, roof 2021, heating system 2015, oil tank 2025, hot water heater 2021 +/-, offer great value to this property. You will appreciate the large kitchen with abundant working area, and the open family room on the second floor allows for additional living space. The first floor laundry is another plus. Some parts of the interior however could use cosmetic work. This would be attractive for a low cost flipper or motivated Buyer. This one should be viewed to fully appreciate. Showings start Saturday 9/12 by appointment.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 9, 2026
$299,900
Original listing
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/09/2026 | 🏠 Listed for Sale | $299,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,100 | $297,800 |
Financial Details
Annual Property Tax
$4,100
Tax Year 2026
Assessed Value
$297,800
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
1,339 sq ft
Lot Size
0.14 acres
Bedrooms
3
Full Baths
1
Total Rooms
7
Interior
Heating
Forced Air, Oil
Cooling
None
Flooring
None
Appliances
Electric Water Heater
Fireplace
None
Basement
None
Laundry
First Floor
Features
None
Exterior
Construction
None
Architecture
Cape
Roof
None
Features
Porch, Storage
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Paved Drive
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,100
Assessed Value
$297,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
3 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Living Area
1,339 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,339 sq ft above grade
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelSecond
FeaturesSkylight, Ceiling Fan(s), Flooring - Wood
LevelSecond
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead
LevelSecond
LevelFirst
FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Tub & Shower, Flooring - Vinyl, Double Vanity, Dryer Hookup - Electric, Washer Hookup
LevelFirst
FeaturesCloset/Cabinets - Custom Built, Flooring - Hardwood, French Doors
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Electric Water Heater
Interior Features:
Windows:
Basement:
Laundry:
First Floor
Security:
Construction & Materials
Style:
Cape
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter, Stone, Brick/Mortar
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Storage
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Cleared, Gentle Sloping
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
2.4 mi
Grades K-08
C-
Gardner Elementary School
1.9 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
2.3 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
2.2 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.5 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$342
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
201 Union Street, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Jackie Leger
Listing Office
Jackie Leger Real Estate Services
Office Phone
978-758-1007
Agent MLS ID
H8460361
Office MLS ID
H33600
Listing Data Updated
Sep 11, 2026 12:02 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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