FeaturesYes
20 W Cottage St, Boston MA 02125
Boston, MA 02125
$1,299,000
Est. $7,694/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
24
Oct
Saturday, October 24
12:00 PM - 2:00 PM EDT
About this home
Historic brownstone in Dorchester featuring 4 bedrooms and 3.5 baths across three levels, PLUS a legal 1-bedroom, 1-bath garden-level apartment with a reliable long-term tenant paying $2,377/month (direct deposit). A tasteful blend of old-world charm and modern amenities, with all the comforts of a recently renovated home. Beautifully refinished hardwood floors, marble tile, custom built-ins, five 18th-century marble fireplaces, and custom stained-glass transoms and high-end design add character throughout. The open-concept living, dining, and kitchen areas make entertaining a breeze. The chef's kitchen features stainless steel appliances, quartz countertops, a gas range, wine fridge/bar, abundant storage, and an adjacent newly added first-floor half bath. The second floor offers two spacious bedrooms and a beautifully renovated bathroom with a tub and rain shower. The third-floor primary suite boasts three built-in dressers, two walk-in closets, and a luxurious private bath. The fourth bedroom includes a new washer and dryer and an updated full bath. Enjoy a huge, partially covered deck overlooking a private, low-maintenance fenced-in turf yard with landscaping and a new wood privacy fence. Extensive renovations in 2025 included updated systems, central air, a new boiler, updated electrical, tankless hot water heaters, and more! Just four blocks from the Upham's Corner T station. Free, no permit, street parking. Nothing left to do but move in!
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Public Records & Permits
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BMN Estimate
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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Price & Status History
Market Insights
84.4%
Price Range
3
Previous Sales
Property Timeline
Listed for Sale
Oct 20, 2026
$1,299,000
Original listing
Agent: Darin Thompson
Office: Stuart St James, Inc.
Previous Transaction - MLS #73328724
Full transaction history available when tracking began
Previously Sold
Mar 14, 2025
$1,089,000
MLS #73328724
Previous Transaction - MLS #70970163
Full transaction history available when tracking began
Previously Sold
Jan 4, 2010
$202,000
MLS #70970163
Previous Transaction - MLS #70106110
Full transaction history available when tracking began
Previously Sold
Apr 29, 2005
$530,000
MLS #70106110
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/20/2026 | 🏠 Listed for Sale | $1,299,000 | - | - | Original listing |
| 03/14/2025 | 🏷️ Previously Sold | $1,089,000 | - | - | MLS #73328724 |
| 01/04/2010 | 🏷️ Previously Sold | $202,000 | - | - | MLS #70970163 |
| 04/29/2005 | 🏷️ Previously Sold | $530,000 | - | - | MLS #70106110 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $11,104 | $958,874 |
Financial Details
Annual Property Tax
$11,104
Tax Year 2025
Assessed Value
$958,874
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
3,132 sq ft
Lot Size
0.05 acres
Bedrooms
5
Full Baths
4
Half Baths
1
Total Rooms
13
Interior
Heating
Forced Air
Cooling
Central Air
Flooring
None
Appliances
Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer, Energy Star Qualified Refrigerator, Wine Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Dishwasher, Energy Star Qualified Washer, Range Hood
Fireplace
None
Fireplaces
5
Basement
Full, Finished, Walk-out Access
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Victorian
Roof
None
Features
Porch, Deck, Deck - Wood, Patio, Covered Patio/deck, Fenced Yard, City View(s)
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Deck, Deck - Wood, Patio, Covered
Parking
Features
None
Utilities
Electric
Circuit Breakers, 200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$11,104
Assessed Value
$958,874
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
Major Reno In 2025. New Bathroom, Hvac, Updated Electrical. City Permits Were Pulled And Closed By Contractor/sub-contractors.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
4
Half Bathrooms
1
Living Area
3,132 sq ft
Total Rooms
13
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,132 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck, Deck - Wood, Patio, Covered
Room Markers
BABathroom (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer, ENERGY STAR Qualified Refrigerator, Wine Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Range Hood
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Finished, Walk-Out Access
Laundry:
Security:
Construction & Materials
Style:
Victorian
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Foundation:
Slab
Utilities & Systems
Heating:
Forced Air
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck, Deck - Wood, Patio, Covered Patio/Deck, Fenced Yard, City View(s)
Patio & Porch:
Porch, Deck, Deck - Wood, Patio, Covered
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Special Features
Fireplaces:
5
Fireplace Type:
View:
Yes
View Type:
City View(s), City
Community Amenities:
Public Transportation, Park
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$925
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 W Cottage St, Boston MA 02125
Boston, MA 02125
Listing Information
Listing Agent
Darin Thompson
Listing Office
Stuart St James, Inc.
Office Phone
617-819-5850
Agent MLS ID
BB810237
Office MLS ID
AC1022
Listing Data Updated
Oct 20, 2026 7:05 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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