FeaturesCeiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet
LevelSecond
20 Tidd Street, Swampscott MA 01907
Swampscott, MA 01907
$1,250,000
Est. $7,353/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Nestled in a serene setting with mature gardens, this unique home offers exceptional space and outdoor living. Welcome to this spacious and versatile two-family home, offering an ideal combination of comfortable living, work-from-home flexibility, and abundant outdoor space. Perfect for an extended family, multi-generational living, an owner seeking additional rental or guest accommodations, a landscaper needing vehicle accommodations or an air bnb. The main house offers a country kitchen with fireplace and sliding doors to a deck, formal dining room, living room and half bath on the first floor, four bedrooms and two full baths on the second level. The lower level features a open concept living area with fireplace, bathroom , kitchen and oversized bedroom. Additionally, off the first floor back hall is an in-home office with kitchenette and full bath. The lower level offers another in-home office with kitchenette and full bath. The lower level is handicap accessible. An oversized two- car garage with work area and huge lofted space for storage are off the back hall where a laundry room is included. One of the property's standout features is the abundance of of outdoor space. The expansive multi-level grounds offer endless possibilities for gardening, entertaining, outdoor dining, recreation or simply enjoying a peaceful private retreat. Parking is never a concern with two driveways with space for 8-10 cars, making this property especially attractive for large families, gatherings or those who need ample off-street parking. Owned by the same family and being on the market for the first time, this is a rare opportunity to own a property that combines multiple living spaces, work-from-home options, tremendous parking and an impressive amount of outdoor space - all in one home. Conveniently located close to the train, high school, Vinnin Square and close access to major highways,
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 18, 2026
$1,250,000
Original listing
Agent: Debra Goldberg
Office: William Raveis R.E. & Home Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/18/2026 | 🏠 Listed for Sale | $1,250,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,989 | $870,900 |
Financial Details
Annual Property Tax
$9,989
Tax Year 2026
Assessed Value
$870,900
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1970
Living Area
2,568 sq ft
Lot Size
0.30 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
7
Interior
Heating
Natural Gas
Cooling
None
Flooring
Carpet, Laminate, Stone / Slate, Other, Flooring - Wall To Wall Carpet
Appliances
Gas Water Heater
Fireplace
Family Room
Fireplaces
2
Basement
Full, Finished, Walk-out Access, Interior Entry, Radon Remediation System
Laundry
Main Level, Laundry Chute, First Floor
Features
Bathroom - Full, Closet, Dining Area, Walk-in Closet(s), Pantry, Recessed Lighting, Home Office-separate Entry, Inlaw Apt., Live-in Help Quarters, Laundry Chute
Exterior
Construction
None
Architecture
Colonial
Roof
Shingle
Features
Porch, Deck, Patio, Professional Landscaping, Screens
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck, Patio
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Garage Door Opener, Storage, Workshop In Garage, Garage Faces Side, Oversized, Off Street, Stone/gravel
Total Spaces
12
Utilities
Electric
220 Volts, Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$9,989
Assessed Value
$870,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Legal Two-family With Two In-home Offices With Full Baths And Kitchenettes. Parking Includes Tandem For Optimum Number Of Spaces. Rely On Photos In Listing. This Has Not Been Independently Verified And Buyer Should Do His/her Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Natural
Sq Ft Source
Public Record
Sq Ft Disclosures
Second unit in basement is legal 2-family unit. 2 other self-contained units for office/au paire
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1970
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,568 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,568 sq ft above grade
1,553 sq ft below grade
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
FeaturesCeiling Fan(s), Closet, Flooring - Wall to Wall Carpet
LevelSecond
FeaturesBathroom - Full, Bathroom - With Shower Stall
LevelSecond
FeaturesBathroom - Full, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesBathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet
LevelSecond
FeaturesBathroom - Full, Closet, Dining Area
LevelFirst
FeaturesFlooring - Stone/Ceramic Tile, Dining Area, Country Kitchen, Open Floorplan, Slider
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesFlooring - Stone/Ceramic Tile
LevelFirst
FeaturesCeiling Fan(s), Flooring - Stone/Ceramic Tile, Deck - Exterior, Slider
LevelFirst
FeaturesFlooring - Wall to Wall Carpet
LevelFirst
FeaturesFlooring - Wall to Wall Carpet
LevelBasement
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch, Deck, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet, Laminate, Stone / Slate, Other, Flooring - Wall to Wall Carpet
Appliances:
Gas Water Heater
Interior Features:
Bathroom - Full, Closet, Dining Area, Walk-In Closet(s), Pantry, Recessed Lighting, Home Office-Separate Entry, Inlaw Apt., Live-in Help Quarters, Laundry Chute
Windows:
Screens
Basement:
Full, Finished, Walk-Out Access, Interior Entry, Radon Remediation System
Laundry:
Main Level, Laundry Chute, First Floor
Security:
Security System
Construction & Materials
Style:
Colonial
Year Built:
1970
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Natural Gas
Heating Zones:
4
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck, Patio, Professional Landscaping, Screens
Patio & Porch:
Porch, Deck, Patio
Fencing:
Other Structures:
Lot Features:
Corner Lot, Wooded, Level
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
12
Parking Features:
Attached, Garage Door Opener, Storage, Workshop in Garage, Garage Faces Side, Oversized, Off Street, Stone/Gravel
Special Features
Fireplaces:
2
Fireplace Type:
Family Room
Community Amenities:
Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, House of Worship, Marina, Private School, Public School, T-Station, University
Nearby Schools
School District
Swampscott School District local
B
Where Graduates Go
Class of 2021
78%
attend college
73%
4-Year
5%
2-Year
38%
Out of State
4%
Working
School Safety
2024-25
1.2%
Low
1.2%
Suspensions
0.4%
In-School
4.3% below state avg
Elementary Schools
1 school
B+
Swampscott Elementary School
1.4 mi
|
#314 of 825
|
Score: 50.3
Dropped 42 spots from last year
-7.9 below state avg
Limited historical data for year-over-year comparison
745 students
Moderate
Grades K-04
Middle Schools
1 school
B+
Swampscott Middle School
1.2 mi
|
#122 of 352
|
Score: 47.4
Dropped 51 spots from last year
-10.9 below state avg
663 students
Moderate
Grades PK-08
High Schools
1 school
A-
Swampscott High School
0.3 mi
|
#101 of 346
|
Score: 60.3
Dropped 69 spots from last year
+2.1 above state avg
675 students
Moderate
18 sports
• 1,578 athletes
Strong AP Program
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$832
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Tidd Street, Swampscott MA 01907
Swampscott, MA 01907
Listing Information
Listing Agent
Debra Goldberg
Listing Office
William Raveis R.E. & Home Services
Office Phone
781-631-1199
Agent MLS ID
C4462832
Office MLS ID
M95385
Listing Data Updated
Sep 18, 2026 1:38 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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