20 S Merriam St, Pittsfield MA 01201
Pittsfield, MA 01201
$299,900
Est. $2,044/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Attention Investors! Don't miss this excellent opportunity to own a fully occupied two-family investment property in a desirable Pittsfield neighborhood! Both units are currently rented, offering the potential for immediate rental income. The first-floor apartment features one bedroom, while the second-floor apartment offers two bedrooms plus a bonus room, providing additional living space. Each unit has separate utilities, including its own electric meter, natural gas heating system, and gas hot water heater. The property is serviced by public water and sewer. Ample off-street parking is available in the rear of the property. Conveniently located near restaurants, grocery stores, laundromats, gas stations, downtown cultural attractions, and other Berkshire amenities.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Nov 2, 2026
$299,900
Original listing
Agent: Jose Larios
Office: Lamacchia Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/02/2026 | 🏠 Listed for Sale | $299,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,927 | $224,400 |
Financial Details
Annual Property Tax
$3,927
Tax Year 2026
Assessed Value
$224,400
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1880
Living Area
1,842 sq ft
Lot Size
0.20 acres
Stories
2
Bedrooms
3
Full Baths
2
Total Rooms
9
Investment Metrics
Units
2
Unit 1 Rent
$1,000/mo · N
Unit 2 Rent
$750/mo · N
Total Monthly Rent
$1,750/mo
Gross Income
$21,000
Net Operating Income
$21,000
Cap Rate
7.00%
Interior
Heating
None
Cooling
None
Flooring
Tile, Carpet, Laminate
Appliances
None
Fireplace
None
Basement
Full, Bulkhead, Concrete, Unfinished
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street
Total Spaces
5
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,927
Assessed Value
$224,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Berkshire
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1880
Bedrooms
3
Full Bathrooms
2
Living Area
1,842 sq ft
Total Rooms
9
Stories
2
Levels
2
Floor Layout
Interior Features
Flooring:
Tile, Carpet, Laminate
Appliances:
Interior Features:
Windows:
Basement:
Full, Bulkhead, Concrete, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1880
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
2
Utilities & Systems
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Parking & Garage
Total Parking Spaces:
5
Parking Features:
Off Street
Nearby Schools
School District
Pittsfield School District local
C-
Where Graduates Go
Class of 2021
54%
attend college
32%
4-Year
22%
2-Year
16%
Out of State
2%
Working
School Safety
2024-25
9.6%
Above Average
7.9%
Suspensions
9.8%
In-School
1.7%
Emergency
4.1% above state avg
Elementary Schools
10 schools
Hillcrest Educational Centers School
1.9 mi
Grades K-12
D
Crosby School
0.4 mi
|
#763 of 825
|
Score: 31.4
Dropped 16 spots from last year
-26.8 below state avg
245 students
Very Diverse
Diverse Student Body
Grades PK-05
Crosby Educational Academy
0.4 mi
19 students
Diverse
Grades K-05
F
Silvio O Conte Community School
0.8 mi
|
#802 of 825
|
Score: 28.1
Improved 13 spots from last year
-30.1 below state avg
380 students
Very Diverse
Diverse Student Body
Grades PK-05
D
Morningside Community School
1.5 mi
|
#749 of 825
|
Score: 32.6
Improved 24 spots from last year
-25.6 below state avg
374 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-05
C
Stearns School
1.7 mi
|
#602 of 825
|
Score: 40.7
Improved 33 spots from last year
-17.6 below state avg
191 students
Diverse
Rising School
Grades PK-05
A-
Egremont School
2.0 mi
|
#215 of 825
|
Score: 53.9
Improved 168 spots from last year
-4.3 below state avg
382 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
C
Robert T. Capeless Elementary School
2.6 mi
|
#642 of 825
|
Score: 38.6
Dropped 313 spots from last year
-19.6 below state avg
182 students
Diverse
Grades PK-05
B-
Allendale School
2.6 mi
|
#497 of 825
|
Score: 44.9
Improved 35 spots from last year
-13.4 below state avg
226 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
B-
Williams School
3.0 mi
|
#453 of 825
|
Score: 46.0
Dropped 415 spots from last year
-12.2 below state avg
235 students
Diverse
Grades PK-05
Middle Schools
2 schools
C-
Theodore Herberg Middle School
1.5 mi
|
#298 of 352
|
Score: 31.8
Improved 16 spots from last year
-26.4 below state avg
558 students
Diverse
Diverse Student Body
Grades 06-08
F
John T Reid Middle School
2.0 mi
|
#343 of 352
|
Score: 25.1
Improved 11 spots from last year
-33.1 below state avg
382 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
6 schools
Eagle Education Academy
1.0 mi
20 students
Diverse
Diverse Student Body
Grades 06-12
Brookside School
1.9 mi
Grades 06-12
High Point School
1.9 mi
Grades 07-12
B-
Pittsfield High School
1.0 mi
|
#201 of 346
|
Score: 52.2
Improved 56 spots from last year
-6 below state avg
699 students
Diverse
19 sports
• 856 athletes
Rising School
Strong Athletics
Diverse Student Body
Grades 09-12
C-
Taconic High School
1.2 mi
|
#298 of 346
|
Score: 39.1
Improved 19 spots from last year
-19.1 below state avg
789 students
Diverse
19 sports
• 784 athletes
Career Tech Programs
Strong Athletics
Diverse Student Body
Grades 09-12
Miss Hall's School
1.7 mi
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$327
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 S Merriam St, Pittsfield MA 01201
Pittsfield, MA 01201
Listing Information
Listing Agent
Jose Larios
Listing Office
Lamacchia Realty, Inc.
Office Phone
413-443-7274
Agent MLS ID
CN246800
Office MLS ID
AN8599
Listing Data Updated
Nov 2, 2026 8:39 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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