20 Oakland Ter, Lynn MA 01905
Lynn, MA 01905
$550,000
Est. $3,445/month
About this home
Step into a piece of history and make it your own! This delightful 1880 Colonial is bursting with classic character and waiting for the right homeowner to write its next chapter. Boasting 4 bedrooms, 2 bathrooms, and a welcoming 1,401 square feet of living space, the floor plan offers a phenomenal foundation for your dream home. Enjoy the convenience of your own off-street parking and a fantastic 6,050 square foot lot. Please note: This home is proudly being sold strictly "AS-IS". It is a rare chance to take a property with so much potential and update it exactly the way you want it. Stop paying for someone else's renovations and start building your own equity today! (Buyer is responsible for all due diligence and final smoke/CO certificates).
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Property History
Market Insights
70%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Jul 25, 2026
$550,000
Original listing
Office: eXp Realty LLC
Previous Transaction - MLS #71866927
Full transaction history available when tracking began
Previously Sold
Feb 12, 2016
$165,000
MLS #71866927
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/25/2026 | 🏠 Listed for Sale | $550,000 | - | - | Original listing |
| 02/12/2016 | 🏷️ Previously Sold | $165,000 | - | - | MLS #71866927 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,569 | $537,500 |
Financial Details
Annual Property Tax
$5,569
Tax Year 2025
Assessed Value
$537,500
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1880
Living Area
1,401 sq ft
Lot Size
0.14 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
7
Interior
Heating
Forced Air, Oil
Cooling
Window Unit(s)
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
Stone
Architecture
Colonial
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,569
Assessed Value
$537,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1880
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,401 sq ft
Total Rooms
7
Room Details
Other Floor
Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1880
Structure Type:
Exterior Materials:
Stone
Roof:
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive
Nearby Schools
School District
Lynn School District local
D
School Safety
2024-25
3.5%
Above Average
3.0%
Suspensions
0.3%
In-School
0.1%
Expulsions
0.4%
Emergency
2.0% below state avg
Elementary Schools
10 schools
Sacred Heart Elementary School
0.8 mi
Grades PK-08
C-
Lynn Vocational Technical Institute
1.7 mi
|
#284 of 346
|
Score: 42.8
Improved 50 spots from last year
-15.5 below state avg
1,584 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades PK-12
B-
KIPP Academy Lynn Charter School
2.1 mi
|
#197 of 346
|
Score: 51.6
Improved 64 spots from last year
-6.6 below state avg
1,637 students
Moderate
High Graduation Rate
Rising School
College Ready Curriculum
Grades K-12
TEAMS Academy at Virginia Barton Center
2.3 mi
Grades PK-12
St. Pius V Elementary School
2.4 mi
Grades PK-08
North Shore Christian School
2.6 mi
Grades PK-08
The Hathaway School
3.3 mi
Grades PK-08
C
Julia F Callahan School
0.5 mi
|
#591 of 824
|
Score: 41.4
Improved 113 spots from last year
-16.8 below state avg
373 students
Diverse
Rising School
Grades PK-05
C-
Lincoln-Thomson School
0.7 mi
|
#716 of 824
|
Score: 34.3
Dropped 1 spots from last year
-23.9 below state avg
219 students
Diverse
Grades K-05
C
A. Drewicz Elementary School
1.0 mi
|
#600 of 824
|
Score: 40.9
Improved 84 spots from last year
-17.3 below state avg
488 students
Moderate
Rising School
Grades K-05
Middle Schools
2 schools
C+
Pickering Middle School
2.3 mi
|
#226 of 352
|
Score: 38.6
Improved 81 spots from last year
-19.6 below state avg
583 students
Diverse
Rising School
Grades 06-08
C-
Thurgood Marshall Middle School
3.0 mi
|
#311 of 352
|
Score: 30.5
Improved 40 spots from last year
-27.7 below state avg
1,310 students
Moderate
Rising School
Grades 06-08
High Schools
6 schools
City Arts & Sciences Academy at Fecteau-Leary
1.7 mi
Grades 06-12
St. Mary's High School
1.9 mi
Grades 07-12
B
Fredrick Douglass Collegiate Academy
2.3 mi
|
#12 of 25
|
Score: 33.4
Improved 330 spots from last year
-24.8 below state avg
235 students
Moderate
Early College Program
Rising School
Grades 06-12
C-
Classical High School
0.3 mi
|
#302 of 346
|
Score: 37.9
Improved 51 spots from last year
-20.3 below state avg
1,795 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades 09-12
B-
Harold Durgin Success Academy
1.7 mi
|
#16 of 25
|
Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
94 students
Diverse
Rising School
Career Tech Programs
Grades 09-12
D
Lynn English High School
2.5 mi
|
#318 of 346
|
Score: 33.5
Improved 37 spots from last year
-24.8 below state avg
2,062 students
Moderate
18 sports
• 1,425 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
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Property Tax
$464
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
20 Oakland Ter, Lynn MA 01905
Lynn, MA 01905
Listing Information
Listing Agent
Esteban Pepin
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
CN258465
Office MLS ID
AN6820
Listing Data Updated
Jul 25, 2026 9:43 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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