20 Mechanic St, Winchendon MA 01475
Winchendon, MA 01475
$475,000
Est. $2,825/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 20 Mechanic Street! This true two-family property offers a total of 6 bedrooms and 2 full bathrooms, with each unit featuring 3 bedrooms and 1 full bath. Extensively renovated approximately five years ago, the property was taken down to the studs and rebuilt with major updates throughout. Improvements include updated electrical and plumbing, spray foam insulation in the walls and floors, updated kitchens and bathrooms, newer water heaters, and mini-split systems providing heating and cooling in each unit. The exterior has also been updated with a newer roof, siding, and windows—all completed within the last five years. With extensive improvements already completed and two spacious 3-bedroom units, this property offers an excellent opportunity to add a substantially updated multifamily to your real estate portfolio.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 23, 2026
$475,000
Original listing
Office: Coldwell Banker Realty - Leominster
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/23/2026 | 🏠 Listed for Sale | $475,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $2,675 | $227,700 |
Financial Details
Annual Property Tax
$2,675
Tax Year 2025
Assessed Value
$227,700
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1880
Living Area
2,824 sq ft
Lot Size
0.21 acres
Stories
2
Bedrooms
6
Full Baths
2
Half Baths
1
Total Rooms
14
Investment Metrics
Units
2
Unit 1 Rent
$1,900/mo · N
Unit 2 Rent
$1,650/mo · N
Total Monthly Rent
$3,550/mo
Gross Income
$42,600
Net Operating Income
$42,600
Cap Rate
8.97%
Interior
Heating
None
Cooling
None
Flooring
Vinyl, Carpet, Hardwood
Appliances
None
Fireplace
None
Basement
Walk-out Access, Interior Entry, Concrete, Unfinished
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Off Street
Total Spaces
4
Utilities
Electric
Circuit Breakers, 100 Amp Service, 200+ Amp Service, Common, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$2,675
Assessed Value
$227,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer And Buyer’s Agent To Verify All Information Contained Herein And Perform Their Own Due Diligence. Neither The Seller Nor Listing Agent Makes Any Representations Or Warranties As To The Accuracy Of The Information Provided.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1880
Bedrooms
6
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,824 sq ft
Total Rooms
14
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,824 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet, Hardwood
Appliances:
Interior Features:
Windows:
Insulated Windows
Basement:
Walk-Out Access, Interior Entry, Concrete, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1880
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Electric, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street
Nearby Schools
School District
Winchendon School District local
F
School Safety
2024-25
5.3%
Above Average
5.1%
Suspensions
0.7%
In-School
0.2%
Emergency
0.2% below state avg
Elementary Schools
3 schools
C
Toy Town Elementary School
0.3 mi
|
#623 of 825
|
Score: 39.6
Dropped 32 spots from last year
-18.6 below state avg
309 students
Moderate
Grades 03-05
Winchendon PreSchool Program
0.8 mi
63 students
Less Diverse
Grades PK
Memorial School
0.8 mi
245 students
Moderate
Grades K-02
Middle Schools
1 school
C-
Murdock Middle School
0.9 mi
|
#308 of 352
|
Score: 31.0
Improved 57 spots from last year
-27.2 below state avg
272 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
B
Murdock Academy for Success
0.9 mi
|
#183 of 346
|
Score: 69.8
Same rank as last year
1 students
Less Diverse
College Ready Curriculum
Grades 06-12
The Winchendon School
0.9 mi
Grades 08-12
C-
Murdock High School
0.9 mi
|
#282 of 346
|
Score: 44.1
Improved 11 spots from last year
-14.1 below state avg
238 students
Moderate
14 sports
• 494 athletes
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$223
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Mechanic St, Winchendon MA 01475
Winchendon, MA 01475
Listing Information
Listing Agent
Tiffany McDonald
Listing Office
Coldwell Banker Realty - Leominster
Office Phone
978-840-4014
Agent MLS ID
CN239720
Office MLS ID
AN6215
Listing Data Updated
Sep 23, 2026 11:26 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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