20 Mechanic St, Winchendon MA 01475

Winchendon, MA 01475
$475,000
Est. $2,825/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
2.5
Baths
2,824
Sq Ft
$168
Price/Sq Ft
0.21
Acres
1880
Year Built
4
Parking
25
Days on Market
Sale Pending Listed Sep 23, 2026 • MLS# 73581438 Copied! • Updated Oct 21, 2026

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About this home

Welcome to 20 Mechanic Street! This true two-family property offers a total of 6 bedrooms and 2 full bathrooms, with each unit featuring 3 bedrooms and 1 full bath. Extensively renovated approximately five years ago, the property was taken down to the studs and rebuilt with major updates throughout. Improvements include updated electrical and plumbing, spray foam insulation in the walls and floors, updated kitchens and bathrooms, newer water heaters, and mini-split systems providing heating and cooling in each unit. The exterior has also been updated with a newer roof, siding, and windows—all completed within the last five years. With extensive improvements already completed and two spacious 3-bedroom units, this property offers an excellent opportunity to add a substantially updated multifamily to your real estate portfolio.

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Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

📋
Status: Active under contract
Oct 6, 2026
Active → Active Under Contract
⏳
Pending Sale
Oct 3, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Sep 23, 2026
$475,000
Original listing
Office: Coldwell Banker Realty - Leominster

Tax History

Year Taxes Assessment
2025 $2,675 $227,700

Financial Details

Annual Property Tax
$2,675
Tax Year 2025
Assessed Value
$227,700

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1880
Living Area 2,824 sq ft
Lot Size 0.21 acres
Stories 2
Bedrooms 6
Full Baths 2
Half Baths 1
Total Rooms 14

Investment Metrics

Units 2
Unit 1 Rent $1,900/mo · N
Unit 2 Rent $1,650/mo · N
Total Monthly Rent $3,550/mo
Gross Income $42,600
Net Operating Income $42,600
Cap Rate 8.97%
Heating None
Cooling None
Flooring Vinyl, Carpet, Hardwood
Appliances None
Fireplace None
Basement Walk-out Access, Interior Entry, Concrete, Unfinished
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Off Street
Total Spaces 4
Electric Circuit Breakers, 100 Amp Service, 200+ Amp Service, Common, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $2,675
Assessed Value $227,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Buyer And Buyer’s Agent To Verify All Information Contained Herein And Perform Their Own Due Diligence. Neither The Seller Nor Listing Agent Makes Any Representations Or Warranties As To The Accuracy Of The Information Provided.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 27 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
Sale Pending
Year Built
1880
Bedrooms
6
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,824 sq ft
Total Rooms
14
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Vinyl, Carpet, Hardwood
Appliances:
Interior Features:
Windows: Insulated Windows
Basement: Walk-Out Access, Interior Entry, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1880
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 2

Utilities & Systems

Heating:
Cooling:
Hot Water: Electric, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $223
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

20 Mechanic St, Winchendon MA 01475

Winchendon, MA 01475

Listing Information

Listing Agent Tiffany McDonald
Listing Office Coldwell Banker Realty - Leominster
Office Phone 978-840-4014
Agent MLS ID CN239720
Office MLS ID AN6215
Listing Data Updated Oct 21, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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