20 Joy St # 1, Boston MA 02114
Boston, MA 02114 • Beacon Hill
$1,295,000
Est. $7,961/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
03
Oct
Saturday, October 3
11:30 AM - 1:00 PM EDT
04
Oct
Sunday, October 4
11:30 AM - 1:00 PM EDT
About this home
Ideally located in the heart of Beacon Hill, 20 Joy Street #1 is a charming 2-bedroom, 2-bath first and garden-level duplex offering a rare combination of space, privacy, and convenience. The home features an updated kitchen, well-proportioned living spaces, excellent storage throughout, and charming patio just off the kitchen. Set within a small association and just moments from Beacon Hill’s shops, restaurants, parks, and the Charles River, this is a wonderful opportunity to enjoy classic Beacon Hill living with the comfort of a thoughtful, functional layout.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 1, 2026
$1,295,000
Original listing
Agent: Marc Marsan
Office: Red Brick Real Estate, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/01/2026 | 🏠 Listed for Sale | $1,295,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,472 | $763,900 |
Financial Details
Annual Property Tax
$9,472
Tax Year 2026
HOA Fee
$423
Monthly
Assessed Value
$763,900
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1855
Living Area
1,057 sq ft
Lot Size
0.02 acres
Stories
2
Bedrooms
2
Full Baths
2
Total Rooms
5
Interior
Heating
Baseboard
Cooling
Ductless
Flooring
Wood
Appliances
None
Fireplace
None
Fireplaces
1
Basement
N
Laundry
None
Features
None
Exterior
Construction
Brick
Architecture
None
Roof
None
Features
Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Features
On Street
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$9,472
Assessed Value
$763,900
HOA & Community
HOA Fee
$423 Monthly
Fee Includes
Heat, Insurance
Amenities
Hot Water
Optional Fee Includes
None
Owner-Occupied Units
2
Pets
Yes
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Rowhouse"]
Unit/Building
1
Sq Ft Source
Public Record
Documents
Master Deed, Rules & Regs (2)
County
Suffolk
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1855
Bedrooms
2
Full Bathrooms
2
Living Area
1,057 sq ft
Total Rooms
5
Stories
2
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
707 sq ft above grade
350 sq ft below grade
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Basement:
N
Laundry:
Security:
Construction & Materials
Year Built:
1855
Structure Type:
Rowhouse
Exterior Materials:
Brick
Roof:
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Baseboard
Cooling:
Ductless
Cooling Zones:
3
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
On Street
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Medical Facility
Nearby Schools
School District
Boston School District local
C-
Where Graduates Go
Class of 2021
52%
attend college
38%
4-Year
14%
2-Year
7%
Out of State
7%
Working
School Safety
2024-25
3.7%
Above Average
3.2%
Suspensions
0.3%
In-School
0.5%
Emergency
1.8% below state avg
Elementary Schools
3 schools
Advent School
0.4 mi
Grades K-06
Park Street School
0.4 mi
Grades K-07
St. John Elementary School
0.7 mi
Grades PK-08
Middle Schools
2 schools
B+
Darby Vassall Upper School
1.3 mi
|
#119 of 352
|
Score: 47.6
Improved 25 spots from last year
-10.6 below state avg
296 students
Very Diverse
Rising School
Diverse Student Body
Grades 06-08
Edwards Middle
1.4 mi
High Schools
3 schools
C-
Edward M. Kennedy Academy for Health Careers: A Horace Mann Charter Public School - Lower Campus
0.8 mi
|
#305 of 346
|
Score: 37.2
Improved 19 spots from last year
-21 below state avg
424 students
Diverse
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Grades 09-11
C
Quincy Upper School
0.8 mi
|
#279 of 346
|
Score: 44.4
Dropped 7 spots from last year
-13.8 below state avg
575 students
Very Diverse
12 sports
• 208 athletes
Diverse Student Body
Grades 06-12
Commonwealth School
0.8 mi
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$789
Homeowners Insurance
$200
HOA Fee
$423/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Beacon Hill
20 Joy St # 1, Boston MA 02114
Boston, MA 02114
Listing Information
Listing Agent
Marc Marsan
Listing Office
Red Brick Real Estate, LLC
Office Phone
617-248-8899
Agent MLS ID
NB111142
Office MLS ID
NB2003
Listing Data Updated
Oct 1, 2026 7:37 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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