20 Harvard St., Somerville MA 02143

Somerville, MA 02143 • Spring Hill
$1,050,000
Est. $6,072/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,382
Sq Ft
$760
Price/Sq Ft
0.07
Acres
1960
Year Built
2
Parking
16 minutes
Time on Market
For Sale Listed Sep 23, 2026 • MLS# 73581315 Copied! • Updated Sep 23, 2026

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About this home

On a lovely Spring Hill street near many notable historic homes, 20 Harvard St. offers a more modern (built circa1960) layout. It is a rare single family home with a fenced yard and driveway perched on 1-way street near the crest of the hill. The front yard offers space to garden. Inside, the living room is to the left and the dining room to the right. Beyond the dining room is the kitchen, with backdoor leading to a deck and large, fenced backyard, ideal for playing, entertaining, and gardening. Next to the kitchen is a hallway with coat closet and a full, tiled bathroom with linen closet; on the opposite side is a first-floor bedroom. Upstairs are two more bedrooms with another full bath between them. All of the living areas have wood floors and the bathrooms are tiled. The unfinished basement houses the laundry and systems and has an exterior entry. The long driveway is to the left of the property with a gate to the backyard. Occupied by the same family since 1960, the home offers many possibilities for the next family to do their own updates and create new memories there.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 23, 2026
$1,050,000
Original listing
Agent: Thalia C. Tringo Office: Thalia Tringo & Associates Real Estate, Inc.

Tax History

Year Taxes Assessment
2026 $6,757 $1,032,300

Financial Details

Annual Property Tax
$6,757
Tax Year 2026
Assessed Value
$1,032,300

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1960
Living Area 1,382 sq ft
Lot Size 0.07 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Electric Baseboard
Cooling None
Flooring Wood, Tile
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Interior Entry, Unfinished
Laundry In Basement
Features None

Exterior

Construction None
Architecture Other (see Remarks)
Roof Shingle
Features Deck, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Deck
Features Off Street, Paved
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $6,757
Assessed Value $1,032,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Sold As Is. Including All Appliances In As-is Condition. Taxes Listed Include 2026 Residential Exemption Of $4, 578.
Possession None
Accepted Financing None
Structure Type []
House Color white
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1960
Bedrooms
3
Full Bathrooms
2
Living Area
1,382 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Interior Entry, Unfinished
Laundry: In Basement
Security:

Construction & Materials

Style: Other (See Remarks)
Year Built: 1960
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Electric Baseboard
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Fenced Yard, Garden
Patio & Porch: Deck
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Paved
School District
Somerville School District local
B-
School Safety 2024-25
2.5% Average
1.4% Suspensions 2.2% In-School 1.1% Emergency
3.0% below state avg
E

Elementary Schools

3 schools
St. Theresa of the Child Jesus School
0.1 mi
Grades PK-08
A
John F Kennedy School
0.5 mi | #49 of 352 | Score: 57.2
Improved 6 spots from last year
-1 below state avg
474 students Diverse
Grades PK-08
A+
Maria L. Baldwin School
0.5 mi | #47 of 825 | Score: 62.5
Dropped 44 spots from last year
+4.3 above state avg
385 students Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

3 schools
Next Wave Junior High School
0.6 mi
11 students Diverse
Diverse Student Body
Grades 06-08
Allium Montessori School
0.8 mi
Grades 01-06
A
Rindge Avenue Upper School
1.1 mi | #66 of 352 | Score: 54.0
Dropped 1 spots from last year
-4.2 below state avg
278 students Diverse
Diverse Student Body Strong Attendance
Grades 06-08
H

High Schools

3 schools
F
Full Circle High School
0.6 mi | #334 of 346 | Score: 23.6
Improved 32 spots from last year
-34.6 below state avg
60 students Diverse
Rising School Career Tech Programs College Ready Curriculum Diverse Student Body
Grades 09-12
B+
Somerville High School
0.6 mi | #125 of 346 | Score: 58.3
Improved 117 spots from last year
+0.1 above state avg
1,367 students Diverse
17 sports • 1,566 athletes
Strong AP Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
Curtis-Tufts School
1.2 mi
18 students Very Diverse
Diverse Student Body
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $563
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Spring Hill

20 Harvard St., Somerville MA 02143

Somerville, MA 02143

Listing Information

Listing Agent Thalia C. Tringo
Listing Office Thalia Tringo & Associates Real Estate, Inc.
Office Phone 617-616-5091
Agent MLS ID BB802121
Office MLS ID AC1102
Listing Data Updated Sep 23, 2026 9:25 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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