20 Forest St, Oxford MA 01540
Oxford, MA 01540
$495,000
Est. $3,045/month
About this home
Welcome to 20 Forest Street in the desirable town of Oxford, MA! This charming 3bedroom Ranch is offered with an In-law apartment.The main unit features an open concept living with a sun filled living room with large windows overlooking the lake, dining area, kitchen, & a small nook and with 2 bedrooms and a den that can be used as an additional bedroom. The living room leads to the deck, ideal for entertaining or just a morning coffee. With a In-law basement studio offers its own bedroom that overlooks the water, kitchenette & full bath—great for guests, extended family, or additional rental potential with separate electrical utility. Conveniently located near schools, shopping, and highways, this home combines comfort, convenience, and character!!Discover the perfect blend of comfort, flexibility, & income potential in this unique two family home—designed with truly separate living in mind. With each having a private entrance.
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Property History
Market Insights
Property Timeline
Back On Market
Jun 30, 2026
Active
Status: Active under contract
Jun 20, 2026
Active → Active Under Contract
Listed for Sale
Jun 12, 2026
$465,000
Original listing
Office: Century 21 The Real Estate Group
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/30/2026 | • Back On Market | - | - | - | Active |
| 06/20/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 06/12/2026 | 🏠 Listed for Sale | $465,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,099 | $335,200 |
Financial Details
Annual Property Tax
$4,099
Tax Year 2026
Assessed Value
$335,200
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1960
Living Area
1,641 sq ft
Lot Size
0.38 acres
Bedrooms
3
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Electric
Cooling
Window Unit(s)
Flooring
None
Appliances
Range, Refrigerator, Washer, Dryer, Microwave
Fireplace
None
Basement
Finished, Walk-out Access, Interior Entry, Radon Remediation System, Concrete
Laundry
None
Features
Bathroom With Tub & Shower, Living Room, Kitchen, Office/den, Laundry Room
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Balcony/deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Screened, Deck - Composite
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
None
Water
Private
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,099
Assessed Value
$335,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Yellow
Sq Ft Source
Public Record
Sq Ft Disclosures
potential buyers and buyers brokers to perform their own due diligence
Documents
None
County
Worcester
Total market time (incl. prior listings)
21 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1960
Bedrooms
3
Full Bathrooms
2
Living Area
1,641 sq ft
Total Rooms
8
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,061 sq ft above grade
580 sq ft below grade
Display Options
Outdoor Areas
Patio & porchScreened, Deck - Composite
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Refrigerator, Washer, Dryer, Microwave
Interior Features:
Bathroom With Tub & Shower, Living Room, Kitchen, Office/Den, Laundry Room
Windows:
Picture Window
Basement:
Finished, Walk-Out Access, Interior Entry, Radon Remediation System, Concrete
Laundry:
Security:
Construction & Materials
Year Built:
1960
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Stories:
2
Heating, Cooling & Utilities
Heating:
Electric
Cooling:
Window Unit(s)
Hot Water:
Electric
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck
Patio & Porch:
Screened, Deck - Composite
Fencing:
Other Structures:
Shed(s)
Lot Features:
Gentle Sloping
Road Surface:
Unimproved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Pond, Frontage
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Shopping, Park, Highway Access, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$342
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Forest St, Oxford MA 01540
Oxford, MA 01540
Listing Information
Listing Agent
Jeffrey Cormier
Listing Office
Century 21 The Real Estate Group
Office Phone
800-942-3922
Agent MLS ID
CN262540
Office MLS ID
AN4959
Listing Data Updated
Aug 3, 2026 11:42 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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