20 Federal St # 6, Salem MA 01970

Salem, MA 01970
$979,000
Est. $6,251/month
4
Beds
3
Baths
2,818
Sq Ft
$347
Price/Sq Ft
1980
Year Built
1
Parking
8 hours 55 minutes
Time on Market
Active Listed Jul 23, 2026 • MLS# 73554325 Copied! • Updated Jul 23, 2026

About this home

Stunning end-unit townhouse in a premier downtown Salem location, quietly situated on one of the city’s most desirable streets within a beautifully maintained, 100% owner-occupied complex. Completely renovated from the studs out in 2026, this 4-bedroom, 3-full-bath residence offers elevated design, refined finishes, gleaming hardwood floors, soaring ceilings, and exceptional natural light throughout. The elegant open living and dining area with fireplace flows effortlessly to a brand-new gourmet kitchen and out to a private fenced yard with porch—perfect for sophisticated entertaining or peaceful outdoor retreat. The middle level features 3 spacious bedrooms and a full bath with laundry, while the top floor is devoted to a serene primary suite with vaulted ceilings, walk-in closet, updated ensuite, and private balcony. The finished lower level provides a generous family room, full bath, storage, and private entrance, adding impressive versatility. Deeded off-street parking nearby. Just moments from downtown Salem’s finest dining, shopping, and cultural attractions, and an easy train ride to Boston.

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Property History

Property Timeline

🏠
Listed for Sale
Jul 23, 2026
$979,000
Original listing
Agent: Steven Lynch Office: Real Broker MA, LLC

Tax History

Year Taxes Assessment
2026 $7,378 $684,400

Financial Details

Annual Property Tax
$7,378
Tax Year 2026
HOA Fee
$486
Per month
Assessed Value
$684,400

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1980
Living Area 2,818 sq ft
Bedrooms 4
Full Baths 3
Total Rooms 8

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Tile, Hardwood
Appliances Range, Dishwasher, Disposal, Refrigerator
Fireplace Dining Room, Kitchen, Living Room
Fireplaces 1
Basement Y
Laundry Gas Dryer Hookup, Washer Hookup, Second Floor
Features None

Exterior

Construction Frame
Architecture None
Roof None
Features Deck - Roof, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck - Roof
Features Off Street, Assigned
Total Spaces 1
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $7,378
Assessed Value $684,400

HOA & Community

HOA Fee $486
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Snow Removal
Amenities None
Optional Fee Includes None
Owner-Occupied Units 8
Seller Disclosures Buyer And Buyer’s Agent Must Verify All Information And Perform Their Own Due Diligence. Owner Never Occupied Residence. Some Pictures Digitally Enhanced
Possession None
Accepted Financing None
Structure Type ["Townhouse"]
Unit/Building 6
Sq Ft Source Public Record
Documents Management Association Bylaws (1)
County Essex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1980
Bedrooms
4
Full Bathrooms
3
Living Area
2,818 sq ft
Total Rooms
8
Stories
4
Entry Level
1

Room Details

First Floor

Dining Room
Flooring - Hardwood, Open Floorplan
Living Room
Flooring - Hardwood, Open Floorplan

Second Floor

Bathroom1
Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Dryer Hookup - Gas, Washer Hookup
Bedroom3
Closet, Flooring - Hardwood
Bedroom2
Cathedral Ceiling(s), Closet, Flooring - Hardwood

Third Floor

Bathroom2
Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
Master Bedroom
Bathroom - Full, Bathroom - 3/4, Flooring - Hardwood

Basement Floor

Bathroom3
Bathroom - 3/4, Bathroom - Tiled With Shower Stall
Family Room
Walk-In Closet(s), Closet, Flooring - Laminate

Other Floor

Bedroom5
Bedroom4
Closet, Flooring - Hardwood
Office
Master Bathroom
Yes

Main,First Floor

Kitchen
Dining Area, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Remodeled, Stainless Steel Appliances

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Dishwasher, Disposal, Refrigerator
Interior Features:
Windows:
Basement: Y
Laundry: Gas Dryer Hookup, Washer Hookup, Second Floor
Security:

Construction & Materials

Year Built: 1980
Structure Type: Townhouse
Exterior Materials: Frame
Roof:
Foundation:
Stories: 4

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Roof, Fenced Yard, Garden
Patio & Porch: Deck - Roof
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned

Special Features

Fireplaces: 1
Fireplace Type: Dining Room, Kitchen, Living Room
Community Amenities: Public Transportation, Shopping, Marina, T-Station, University
School District
Salem School District local
B-
School Safety 2024-25
3.6% Above Average
2.3% Suspensions 0.8% In-School 1.3% Emergency
1.9% below state avg
E

Elementary Schools

9 schools
The Phoenix School
0.8 mi
Grades PK-08
The Greenhouse School
1.8 mi
Grades PK-08
B-
Carlton School
0.6 mi | #468 of 824 | Score: 45.6
Dropped 47 spots from last year
-12.6 below state avg
247 students Diverse
Grades K-05
B-
Saltonstall School
0.7 mi | #460 of 824 | Score: 45.8
Improved 108 spots from last year
-12.4 below state avg
412 students Diverse
Rising School
Grades K-05
C+
Bentley Academy Innovation School
0.9 mi | #568 of 824 | Score: 42.3
Improved 143 spots from last year
-16 below state avg
286 students Moderate
Rising School
Grades PK-05
Salem Early Childhood School
0.9 mi
106 students Diverse
Diverse Student Body
Grades PK
B+
Bates School
1.0 mi | #325 of 824 | Score: 50.0
Improved 254 spots from last year
-8.2 below state avg
410 students Diverse
Rising School Diverse Student Body
Grades PK-05
C-
Horace Mann Laboratory School
1.3 mi | #671 of 824 | Score: 37.4
Improved 50 spots from last year
-20.8 below state avg
293 students Diverse
Rising School Diverse Student Body
Grades PK-05
B
Witchcraft Heights School
1.4 mi | #388 of 824 | Score: 48.1
Improved 162 spots from last year
-10.1 below state avg
455 students Diverse
Rising School Diverse Student Body
Grades K-05
M

Middle Schools

1 school
C+
Collins Middle School
0.8 mi | #219 of 352 | Score: 39.5
Improved 60 spots from last year
-18.7 below state avg
611 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

2 schools
B+
Salem Academy Charter School
0.6 mi | #139 of 346 | Score: 56.7
Improved 97 spots from last year
-1.5 below state avg
480 students Diverse
10 sports • 568 athletes
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
B
Salem High School
1.5 mi | #144 of 346 | Score: 56.1
Dropped 24 spots from last year
-2.1 below state avg
952 students Diverse
18 sports • 1,080 athletes
Early College Program Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $615
Homeowners Insurance $200
HOA Fee $486/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

20 Federal St # 6, Salem MA 01970

Salem, MA 01970

Listing Information

Listing Agent Steven Lynch
Listing Office Real Broker MA, LLC
Office Phone 774-314-9448
Agent MLS ID CT005938
Office MLS ID AN4866
Listing Data Updated Jul 23, 2026 4:41 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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