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20 Cathy Street, Fitchburg MA 01420

Fitchburg, MA 01420
$395,000
Est. $2,575/month
3
Beds
2
Baths
1,639
Sq Ft
$241
Price/Sq Ft
0.38
Acres
1968
Year Built
1
Garage Space
13 hours 18 minutes
Time on Market
Active Listed Jul 6, 2026 • MLS# 73545009 Copied! • Updated Jul 6, 2026

About this home

Welcome home! Nestled in one of Fitchburg’s most highly sought-after neighborhoods, this split-level home greets you with an inviting double-door entryway. Head upstairs to find a sun-filled living room featuring hardwood floors & a cozy brick fireplace with an efficient wood stove insert. The spacious eat in kitchen boasts ample countertop and cabinet space with a slider to a large deck overlooking the private backyard. Down the hall, you'll find a full bath and three comfortable bedrooms. The lower level offers incredible versatility with two finished bonus rooms and a convenient 3/4 bath with laundry, ideal for a home office, gym, or family room. Commuters will love the prime location with easy access to Routes 2, 2A, 31,140 and the train station. Shed, garage, central air. Plus, you're just minutes from Coggshall Park and Mount Wachusett, where you can enjoy hiking trails, play ground, picinic area and activities for every season. Don't miss out, call today for a private showing.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Jul 6, 2026
New showing requirements
🏠
Listed for Sale
Jul 6, 2026
$395,000
Original listing
Agent: Christine Lorenzen Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2025 $4,527 $335,100

Financial Details

Annual Property Tax
$4,527
Tax Year 2025
Assessed Value
$335,100

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1968
Living Area 1,639 sq ft
Lot Size 0.38 acres
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Baseboard, Oil, Wood Stove
Cooling Central Air
Flooring Tile, Vinyl, Carpet, Hardwood, Flooring - Stone/ceramic Tile
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Finished, Interior Entry, Garage Access, Sump Pump, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features Bonus Room

Exterior

Construction Frame, Conventional (2x4-2x6)
Architecture Split Entry
Roof Shingle
Features Deck, Deck - Composite, Rain Gutters, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck, Deck - Composite
Garage Spaces 1
Has Garage Yes
Features Under, Storage, Paved Drive, Off Street, Paved
Total Spaces 5
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $4,527
Assessed Value $335,100
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced.agent Related To Seller.
Possession None
Accepted Financing None
Structure Type []
House Color Red
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are approx.
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1968
Bedrooms
3
Full Bathrooms
2
Living Area
1,639 sq ft
Total Rooms
7

Room Details

First Floor

Bathroom1
8 x 8
Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub, Closet - Linen, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
Bedroom3
11 x 13
Closet, Flooring - Wall to Wall Carpet, Cable Hookup, Recessed Lighting
Dining Room
8 x 12
Kitchen
11 x 12
Flooring - Stone/Ceramic Tile, Dining Area, Deck - Exterior, Slider, Stainless Steel Appliances
Bedroom2
10 x 15
Closet, Flooring - Wall to Wall Carpet, Cable Hookup, Recessed Lighting
Living Room
22 x 15
Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Hardwood, Cable Hookup, Recessed Lighting
Master Bedroom
14 x 12

Basement Floor

Bathroom2
9 x 9
Bathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl, Dryer Hookup - Electric, Washer Hookup
Family Room
16 x 13
Flooring - Stone/Ceramic Tile, Cable Hookup

Other Floor

Bedroom5
Bedroom4
Closet, Flooring - Wall to Wall Carpet
Bathroom3
Office
Master Bathroom
No

Interior Features

Flooring: Tile, Vinyl, Carpet, Hardwood, Flooring - Stone/Ceramic Tile
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Bonus Room
Windows: Insulated Windows, Storm Window(s)
Basement: Full, Finished, Interior Entry, Garage Access, Sump Pump, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Split Entry
Year Built: 1968
Structure Type:
Exterior Materials: Frame, Conventional (2x4-2x6)
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Wood Stove
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Deck - Composite, Rain Gutters, Storage
Patio & Porch: Deck, Deck - Composite
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Under, Storage, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Shopping, Park, Golf, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School, T-Station, University
School District
Fitchburg School District local
C+
School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
2.6% above state avg
E

Elementary Schools

3 schools
C
Reingold Elementary School
0.8 mi | #610 of 824 | Score: 40.4
Improved 113 spots from last year
-17.8 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 01-05
C-
South Street Early Learning Center
1.5 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
St. Bernard Elementary School
2.3 mi
Grades PK-08
M

Middle Schools

2 schools
C
Memorial Middle School
0.9 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
D
Arthur M Longsjo Middle School
2.1 mi | #323 of 352 | Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students Diverse
Grades 06-08
H

High Schools

3 schools
Notre Dame Preparatory High School
1.6 mi
Grades 09-12
A
Montachusett Regional Vocational Technical School
1.9 mi | #64 of 346 | Score: 65.1
Improved 11 spots from last year
+6.9 above state avg
1,417 students Moderate
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance
Grades 09-12
St. Bernard's Central Catholic High School
2.2 mi
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $377
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

20 Cathy Street, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Christine Lorenzen
Listing Office Lamacchia Realty, Inc.
Office Phone 978-534-3400
Agent MLS ID H9605676
Office MLS ID AN5320
Listing Data Updated Jul 6, 2026 3:35 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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