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20 Carver Street # 3, Cambridge MA 02138

Cambridge, MA 02138
$949,000
Est. $5,722/month
2
Beds
1.5
Baths
967
Sq Ft
$981
Price/Sq Ft
1925
Year Built
1
Garage Space
Condominium
Type
5 hours 19 minutes
Time on Market
Active Listed Jul 22, 2026 • MLS# 73553208 Copied! • Updated Jul 22, 2026

About this home

Nestled on a picturesque, tree-lined street in the heart of Cambridge, this sun-drenched top-floor home balances historic character with modern living. This spacious 2-bedroom,1.5-bath blends timeless details like classic pine floors, charming built-in hutch & stained-glass window with modern amenities. The layout is practical & inviting, featuring a nicely appointed kitchen, pantry with in-unit laundry, a spacious primary suite offering its own attached 1/2 bath, a new boiler (2026) and mini-split cooling (2018), ensuring year-round comfort. The building has been well maintained with recent updates including driveway with permeable pavers & significant basement repointing. Added perks of this home are the exclusive-use front & rear porches, generous basement storage & off-street garage parking! This quintessential Cambridge home is truly a gem, just moments away from the vibrant energy of both Harvard & Porter Squares, easy access to the Red Line, prestigious universities & local dining and shopping venues!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 22, 2026
$949,000
Original listing
Agent: Santana Team Office: Keller Williams Realty Boston Northwest

Tax History

Year Taxes Assessment
2026 $5,683 $852,000

Financial Details

Annual Property Tax
$5,683
Tax Year 2026
HOA Fee
$250
Monthly
Assessed Value
$852,000

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Condominium
Year Built 1925
Living Area 967 sq ft
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Steam, Natural Gas
Cooling Ductless
Flooring Wood, Tile
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry In Unit
Features None

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 1
Has Garage Yes
Features Attached, Detached, Deeded, Off Street
Total Spaces 1
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $5,683
Assessed Value $852,000

HOA & Community

HOA Fee $250 Monthly
Fee Includes Water, Sewer, Insurance, Snow Removal
Amenities None
Optional Fee Includes None
Owner-Occupied Units 3
Pets Yes w/ Restrictions
Seller Disclosures Pets Allowed With Authorization From Trustees. Condo Fee Also Includes Common Electric. Basement Storage Racks To Stay.
Possession None
Accepted Financing None
Structure Type ["2\/3 Family"]
Unit/Building 3
Sq Ft Source Unit Floor Plan
Documents Master Deed, Unit Deed, Rules & Regs, Master Plan, Floor Plans (5)
County Middlesex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1925
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
967 sq ft
Total Rooms
5
Stories
1
Entry Level
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom
Yes

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: In Unit
Security:

Construction & Materials

Year Built: 1925
Effective Year (Renovated): 1989
Structure Type: 2/3 Family
Exterior Materials: Frame
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 1
Cooling: Ductless
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 1
Parking Features: Attached, Detached, Deeded, Off Street
School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
✓ School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
↓ 4.3% below state avg
E

Elementary Schools

3 schools
A+
Maria L. Baldwin School
0.2 mi | #55 of 824 | Score: 62.0
Dropped 52 spots from last year
+3.8 above state avg
360 students Diverse
Diverse Student Body
Grades PK-05
St. Theresa of the Child Jesus School
0.4 mi
Grades PK-08
A
John F Kennedy School
0.6 mi | #50 of 352 | Score: 56.7
Improved 5 spots from last year
-1.5 below state avg
439 students Diverse
Grades PK-08
M

Middle Schools

3 schools
Allium Montessori School
0.5 mi
Grades 01-06
Next Wave Junior High School
0.9 mi
16 students Diverse
Diverse Student Body
Grades 06-08
A-
Putnam Avenue Upper School
1.1 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
H

High Schools

2 schools
F
Full Circle High School
0.9 mi | #344 of 346 | Score: 17.3
Improved 22 spots from last year
-40.9 below state avg
67 students Diverse
Rising School Career Tech Programs College Ready Curriculum Diverse Student Body
Grades 09-12
B+
Somerville High School
0.9 mi | #131 of 346 | Score: 57.1
Improved 111 spots from last year
-1.1 below state avg
1,394 students Diverse
17 sports • 1,566 athletes
Rising School Career Tech Programs Strong Athletics Diverse Student Body
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $474
Homeowners Insurance $200
HOA Fee $250/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

20 Carver Street # 3, Cambridge MA 02138

Cambridge, MA 02138

Listing Information

Listing Agent Santana Team
Listing Office Keller Williams Realty Boston Northwest
Office Phone 617-497-8900
Agent MLS ID TM008732
Office MLS ID BB5474
Listing Data Updated Jul 22, 2026 9:16 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
(617) 800 - 9008 contact@bmnboston.com
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