Dimensions7 x 12
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelFirst
20 Bernadette Street, Fitchburg MA 01420
Fitchburg, MA 01420
$416,500
Est. $2,714/month
Open House Schedule
01
Aug
Saturday, August 1
11:00 AM - 1:00 PM EDT
02
Aug
Sunday, August 2
11:00 AM - 1:00 PM EDT
About this home
Welcome Home to 20 Bernadette Street, a beautifully updated ranch nestled on a quiet dead-end street in one of Fitchburg's desired neighborhoods. This move-in ready home offers the perfect blend of modern updates and classic antique charm with 3 bedrooms, 1 full bath, 1/2 bath, fireplace, wood-stove and comfortable single-level living. Inside discover a tastefully remodeled galley kitchen featuring updated cabinetry, countertops, sink, innovative compact dishwasher and gas range, opening seamlessly to the dining area. The renovated full bath showcases stylish finishes, tiled flooring, and a convenient linen closet. The bright and inviting living room, enhanced with a picture window and fireplace, flows effortlessly into the enclosed three-season sunroom—an ideal space to enjoy your morning coffee or unwind at the end of the day. Hardwood flooring in all three bedrooms adds warmth and character, while newer vinyl plank flooring and fresh interior finishes create a truly turnkey feel throughout. Outside, the level backyard offers plenty of room for outdoor entertaining, BBQ's, beautiful garden beds, and for relaxation around your firepit. The Sizeable 2-level detached Barn Garage provides exceptional flexibility as a workshop, hobby space, additional storage, or parking with potential ADU living, with your vision and with town approval in the HUGE Loft space above the garage. Conveniently located near shopping, restaurants, schools, parks, commuter rail service, major highways, and Fitchburg State University, this home offers both tranquility and accessibility. Whether you're a first-time home-buyer, looking to start your home journey, down-sizers or searching for a low-maintenance home with thoughtful updates, 20 Bernadette Street is ready to welcome you home.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jul 29, 2026
$416,500
Original listing
Agent: Paul J. Cervone
Office: Lamacchia Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/29/2026 | 🏠 Listed for Sale | $416,500 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,901 | $362,800 |
Financial Details
Annual Property Tax
$4,901
Tax Year 2025
Assessed Value
$362,800
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
1,524 sq ft
Lot Size
0.24 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
6
Interior
Heating
Baseboard, Natural Gas, Wood Stove
Cooling
None, Whole House Fan
Flooring
Tile, Vinyl, Laminate, Hardwood, Flooring - Wood
Appliances
Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
1
Basement
Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry
Gas Dryer Hookup, Washer Hookup
Features
Loft
Exterior
Construction
Conventional (2x4-2x6)
Architecture
Ranch, Antique
Roof
Shingle
Features
Porch - Enclosed, Storage, Fenced Yard, Garden
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch - Enclosed
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Garage Door Opener, Heated Garage, Storage, Garage Faces Side, Barn, Oversized, Paved Drive, Off Street, Paved
Total Spaces
3
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Dryer, Washer Hookup
Financial
Annual Tax
$4,901
Assessed Value
$362,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced. By Viewing/entering This Property, You Consent To Audio/video Surveillance.there Is A Woodstove In The Basement With Some Finished Space And A 3/4 Bath Potential That Is Unfinished. 1/2 Bath Is Functional.
Exclusions
Fridge In Garage, Ring Doorbell, All Personal Property Excluded.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Brown
Sq Ft Source
Measured
Sq Ft Disclosures
Measurements are approx.
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,524 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,024 sq ft above grade
500 sq ft below grade
Dimensions9 x 12
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions12 x 14
FeaturesFlooring - Laminate, Exterior Access
LevelFirst
Dimensions8 x 8
FeaturesFlooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Stainless Steel Appliances
LevelFirst
Dimensions11 x 15
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelFirst
Dimensions12 x 18
FeaturesCeiling Fan(s), Flooring - Laminate, Cable Hookup, Exterior Access
LevelFirst
Dimensions11 x 11
FeaturesCeiling Fan(s), Walk-In Closet(s), Closet, Flooring - Hardwood
LevelFirst
Dimensions8 x 5
FeaturesBathroom - 3/4, Bathroom - With Shower Stall, Flooring - Laminate
LevelBasement
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Laminate, Hardwood, Flooring - Wood
Appliances:
Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Loft
Windows:
Basement:
Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry:
Gas Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Ranch, Antique
Year Built:
1930
Structure Type:
Exterior Materials:
Conventional (2x4-2x6)
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, Wood Stove
Heating Zones:
2
Cooling:
None, Whole House Fan
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Storage, Fenced Yard, Garden
Patio & Porch:
Porch - Enclosed
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Corner Lot, Cleared, Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
3
Parking Features:
Detached, Garage Door Opener, Heated Garage, Storage, Garage Faces Side, Barn, Oversized, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Public School, T-Station
Nearby Schools
School information not available for this location.
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After down payment
Total Interest
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$408
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Bernadette Street, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Paul J. Cervone
Listing Office
Lamacchia Realty, Inc.
Office Phone
339-645-9300
Agent MLS ID
CT004123
Office MLS ID
AN2885
Listing Data Updated
Jul 29, 2026 3:33 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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