Dimensions7 x 12
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelFirst
20 Bernadette Street, Fitchburg MA 01420
Fitchburg, MA 01420
$416,500
Est. $2,714/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Welcome Home to 20 Bernadette Street, a beautifully updated ranch nestled on a quiet dead-end street in one of Fitchburg's desired neighborhoods. This move-in ready home offers the perfect blend of modern updates and classic antique charm with 3 bedrooms, 1 full bath, 1/2 bath, fireplace, wood-stove and comfortable single-level living. Inside discover a tastefully remodeled galley kitchen featuring updated cabinetry, countertops, sink, innovative compact dishwasher and gas range, opening seamlessly to the dining area. The renovated full bath showcases stylish finishes, tiled flooring, and a convenient linen closet. The bright and inviting living room, enhanced with a picture window and fireplace, flows effortlessly into the enclosed three-season sunroom—an ideal space to enjoy your morning coffee or unwind at the end of the day. Hardwood flooring in all three bedrooms adds warmth and character, while newer vinyl plank flooring and fresh interior finishes create a truly turnkey feel throughout. Outside, the level backyard offers plenty of room for outdoor entertaining, BBQ's, beautiful garden beds, and for relaxation around your firepit. The Sizeable 2-level detached Barn Garage provides exceptional flexibility as a workshop, hobby space, additional storage, or parking with potential ADU living, with your vision and with town approval in the HUGE Loft space above the garage. Conveniently located near shopping, restaurants, schools, parks, commuter rail service, major highways, and Fitchburg State University, this home offers both tranquility and accessibility. Whether you're a first-time home-buyer, looking to start your home journey, down-sizers or searching for a low-maintenance home with thoughtful updates, 20 Bernadette Street is ready to welcome you home.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 12, 2026
Active → Active Under Contract
Pending Sale
Aug 10, 2026
Offer accepted, sale pending
Listed for Sale
Jul 29, 2026
$416,500
Original listing
Agent: Paul J. Cervone
Office: Lamacchia Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/12/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/10/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/29/2026 | 🏠 Listed for Sale | $416,500 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,901 | $362,800 |
Financial Details
Annual Property Tax
$4,901
Tax Year 2025
Assessed Value
$362,800
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
1,524 sq ft
Lot Size
0.24 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
6
Interior
Heating
Baseboard, Natural Gas, Wood Stove
Cooling
None, Whole House Fan
Flooring
Tile, Vinyl, Laminate, Hardwood, Flooring - Wood
Appliances
Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
1
Basement
Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry
Gas Dryer Hookup, Washer Hookup
Features
Loft
Exterior
Construction
Conventional (2x4-2x6)
Architecture
Ranch, Antique
Roof
Shingle
Features
Porch - Enclosed, Storage, Fenced Yard, Garden
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch - Enclosed
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Garage Door Opener, Heated Garage, Storage, Garage Faces Side, Barn, Oversized, Paved Drive, Off Street, Paved
Total Spaces
3
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Dryer, Washer Hookup
Financial
Annual Tax
$4,901
Assessed Value
$362,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced. By Viewing/entering This Property, You Consent To Audio/video Surveillance.there Is A Woodstove In The Basement With Some Finished Space And A 3/4 Bath Potential That Is Unfinished. 1/2 Bath Is Functional.
Exclusions
Fridge In Garage, Ring Doorbell, All Personal Property Excluded.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Brown
Sq Ft Source
Measured
Sq Ft Disclosures
Measurements are approx.
Documents
None
County
Worcester
Total market time (incl. prior listings)
27 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1930
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,524 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,024 sq ft above grade
500 sq ft below grade
Dimensions9 x 12
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions12 x 14
FeaturesFlooring - Laminate, Exterior Access
LevelFirst
Dimensions8 x 8
FeaturesFlooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Stainless Steel Appliances
LevelFirst
Dimensions11 x 15
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelFirst
Dimensions12 x 18
FeaturesCeiling Fan(s), Flooring - Laminate, Cable Hookup, Exterior Access
LevelFirst
Dimensions11 x 11
FeaturesCeiling Fan(s), Walk-In Closet(s), Closet, Flooring - Hardwood
LevelFirst
Dimensions8 x 5
FeaturesBathroom - 3/4, Bathroom - With Shower Stall, Flooring - Laminate
LevelBasement
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Laminate, Hardwood, Flooring - Wood
Appliances:
Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Loft
Windows:
Basement:
Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry:
Gas Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Ranch, Antique
Year Built:
1930
Structure Type:
Exterior Materials:
Conventional (2x4-2x6)
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, Wood Stove
Heating Zones:
2
Cooling:
None, Whole House Fan
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Storage, Fenced Yard, Garden
Patio & Porch:
Porch - Enclosed
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Corner Lot, Cleared, Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
3
Parking Features:
Detached, Garage Door Opener, Heated Garage, Storage, Garage Faces Side, Barn, Oversized, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Public School, T-Station
Nearby Schools
School District
Fitchburg School District local
C+
School Safety
2024-25
8.1%
Above Average
4.6%
Suspensions
4.6%
In-School
3.5%
Emergency
2.6% above state avg
Elementary Schools
3 schools
C
Reingold Elementary School
0.2 mi
|
#606 of 825
|
Score: 40.4
Improved 117 spots from last year
-17.8 below state avg
619 students
Diverse
Rising School
Diverse Student Body
Grades 01-05
C-
South Street Early Learning Center
1.6 mi
|
#697 of 825
|
Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
569 students
Diverse
Diverse Student Body
Grades PK-K
Applewild School
1.9 mi
Grades K-09
Middle Schools
2 schools
C
Memorial Middle School
0.8 mi
|
#280 of 352
|
Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students
Diverse
Diverse Student Body
Grades 06-08
D
Arthur M Longsjo Middle School
1.8 mi
|
#328 of 352
|
Score: 28.6
Improved 12 spots from last year
-29.6 below state avg
577 students
Diverse
Grades 06-08
High Schools
3 schools
Notre Dame Preparatory High School
1.5 mi
Grades 09-12
A
Montachusett Regional Vocational Technical School
1.8 mi
|
#66 of 346
|
Score: 65.0
Improved 9 spots from last year
+6.8 above state avg
1,403 students
Moderate
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Strong Attendance
Grades 09-12
St. Bernard's Central Catholic High School
2.2 mi
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$408
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
20 Bernadette Street, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Paul J. Cervone
Listing Office
Lamacchia Realty, Inc.
Office Phone
339-645-9300
Agent MLS ID
CT004123
Office MLS ID
AN2885
Listing Data Updated
Aug 26, 2026 5:01 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Fitchburg.