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20 Bell Street, Spencer MA 01562

Spencer, MA 01562
$359,900
Est. $2,296/month
4
Beds
1
Baths
1,279
Sq Ft
$281
Price/Sq Ft
0.25
Acres
1880
Year Built
10 hours 30 minutes
Time on Market
Active Open House Listed Jun 12, 2026 • MLS# 73535346 Copied!

About this home

Cute & well maintained home in the heart of Spencer, situated on manicured 1/4 acre corner lot. Enter through the enclosed porch to the bright dining kitchen with original features and a tin ceiling. Large living room off the kitchen with a large picture window. Also on the first floor there's a full bath and bedroom. The second floor has 3 bedrooms (one of which is a pass through. 2 with new paint and flooring) Great, larger detached single car garage & ample paved driveway. Quick closing possible.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1880
Bedrooms
4
Full Bathrooms
1
Living Area
1,279 sq ft
Total Rooms
6

Open House Schedule

14
Jun
Sunday, June 14
11:00 AM - 1:00 PM EDT

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1880
Living Area 1,279 sq ft
Lot Size 0.25 acres
Bedrooms 4
Full Baths 1
Total Rooms 6

Interior

Heating Central, Baseboard, Natural Gas
Cooling Window Unit(s), None
Flooring Vinyl, Carpet
Appliances Gas Water Heater, Range, Refrigerator, Washer, Dryer, Range Hood, Other
Fireplace None
Basement Full, Crawl Space, Walk-out Access, Interior Entry, Dirt Floor, Concrete, Unfinished
Laundry Main Level, First Floor, Electric Dryer Hookup
Features None

Exterior

Construction Frame
Architecture Victorian
Roof Shingle, Rubber
Features Porch - Enclosed, Rain Gutters, Screens
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed

Parking

Garage Spaces 1
Has Garage Yes
Features Detached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Tandem, Paved
Total Spaces 4

Utilities

Electric Generator, Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer

Financial

Annual Tax $3,317
Assessed Value $302,100

Interior Features

Flooring: Vinyl, Carpet
Appliances: Gas Water Heater, Range, Refrigerator, Washer, Dryer, Range Hood, Other
Interior Features:
Windows: Insulated Windows, Screens
Basement: Full, Crawl Space, Walk-Out Access, Interior Entry, Dirt Floor, Concrete, Unfinished
Laundry: Main Level, First Floor, Electric Dryer Hookup
Security:

Construction & Materials

Style: Victorian
Year Built: 1880
Structure Type:
Exterior Materials: Frame
Roof: Shingle, Rubber
Foundation: Stone

Heating, Cooling & Utilities

Heating: Central, Baseboard, Natural Gas
Heating Zones: 2
Cooling: Window Unit(s), None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Rain Gutters, Screens
Patio & Porch: Porch - Enclosed
Fencing:
Other Structures:
Lot Features: Corner Lot, Cleared
Road Frontage: 217.00 ft
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Tandem, Paved

Location

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Neighborhood

20 Bell Street, Spencer MA 01562

Spencer, MA 01562

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $276
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 12, 2026
$359,900
Original listing
Agent: Fiona Hoare Office: RE/MAX Prof Associates

Price & Status History

Date Event Price Change
Jun 12, 2026 New Listing Added $359,900

Market Statistics

Time on Market
10 hours 30 minutes
Price per Sq Ft
$281

Tax History

Year Taxes Assessment
2026 $3,317 $302,100

Financial Details

Annual Property Tax
$3,317
Tax Year 2026
Assessed Value
$302,100

Listing Information

Listing Agent Fiona Hoare
Listing Office RE/MAX Prof Associates
Agent MLS ID K8002128
Office MLS ID K95344
Listing Data Updated Jun 12, 2026 3:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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