FeaturesCloset, Flooring - Vinyl
LevelSecond
20 Bell Street, Spencer MA 01562
Spencer, MA 01562
$359,900
Est. $2,296/month
About this home
Cute & well maintained home in the heart of Spencer, situated on manicured 1/4 acre corner lot. Enter through the enclosed porch to the bright dining kitchen with original features and a tin ceiling. Large living room off the kitchen with a large picture window. Also on the first floor there's a full bath and bedroom. The second floor has 3 bedrooms (one of which is a pass through. 2 with new paint and flooring) Great, larger detached single car garage & ample paved driveway. Quick closing possible.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Jun 19, 2026
Active → Active Under Contract
Pending Sale
Jun 18, 2026
Offer accepted, sale pending
Showing Instructions Updated
Jun 13, 2026
New showing requirements
Listed for Sale
Jun 12, 2026
$359,900
Original listing
Agent: Fiona Hoare
Office: RE/MAX Prof Associates
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/19/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 06/18/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/13/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/12/2026 | 🏠 Listed for Sale | $359,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,317 | $302,100 |
Financial Details
Annual Property Tax
$3,317
Tax Year 2026
Assessed Value
$302,100
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1880
Living Area
1,279 sq ft
Lot Size
0.25 acres
Bedrooms
4
Full Baths
1
Total Rooms
6
Interior
Heating
Central, Baseboard, Natural Gas
Cooling
Window Unit(s), None
Flooring
Vinyl, Carpet
Appliances
Gas Water Heater, Range, Refrigerator, Washer, Dryer, Range Hood, Other
Fireplace
None
Basement
Full, Crawl Space, Walk-out Access, Interior Entry, Dirt Floor, Concrete, Unfinished
Laundry
Main Level, First Floor, Electric Dryer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Victorian
Roof
Shingle, Rubber
Features
Porch - Enclosed, Rain Gutters, Screens
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Tandem, Paved
Total Spaces
4
Utilities
Electric
Generator, Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer
Financial
Annual Tax
$3,317
Assessed Value
$302,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Safe In Basement To Stay. Hot Water Tank 21, Heating System 09, Roof 06, Full Insulation 24 (masssave). Some Windows 18. Generac Generator Included.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Sq Ft Disclosures
Seller had an architect draw a plan to add a 2nd floor bathroom - see drawing.
Documents
None
County
Worcester
Total market time (incl. prior listings)
21 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1880
Bedrooms
4
Full Bathrooms
1
Living Area
1,279 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,279 sq ft above grade
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
FeaturesFlooring - Vinyl
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub & Shower
LevelFirst
FeaturesCloset/Cabinets - Custom Built, Flooring - Vinyl, Dining Area, French Doors, Washer Hookup
LevelFirst
FeaturesFlooring - Wall to Wall Carpet, Window(s) - Picture, French Doors
LevelMain,First
FeaturesFlooring - Wall to Wall Carpet
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Gas Water Heater, Range, Refrigerator, Washer, Dryer, Range Hood, Other
Interior Features:
Windows:
Insulated Windows, Screens
Basement:
Full, Crawl Space, Walk-Out Access, Interior Entry, Dirt Floor, Concrete, Unfinished
Laundry:
Main Level, First Floor, Electric Dryer Hookup
Security:
Construction & Materials
Style:
Victorian
Year Built:
1880
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle, Rubber
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Central, Baseboard, Natural Gas
Heating Zones:
2
Cooling:
Window Unit(s), None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Rain Gutters, Screens
Patio & Porch:
Porch - Enclosed
Fencing:
Other Structures:
Lot Features:
Corner Lot, Cleared
Road Frontage:
217.00 ft
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
4
Parking Features:
Detached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Tandem, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$276
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Bell Street, Spencer MA 01562
Spencer, MA 01562
Listing Information
Listing Agent
Fiona Hoare
Listing Office
RE/MAX Prof Associates
Office Phone
508-885-7885
Agent MLS ID
K8002128
Office MLS ID
K95344
Listing Data Updated
Jul 3, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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