20 Albert St, Waltham MA 02453

Waltham, MA 02453
$899,000
Est. $5,414/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
2
Beds
1.5
Baths
1,464
Sq Ft
$614
Price/Sq Ft
0.12
Acres
1955
Year Built
2
Parking
20 minutes
Time on Market
For Sale Open House Listed Sep 16, 2026 • MLS# 73578658 Copied! • Updated Sep 16, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

19
Sep
Saturday, September 19
1:00 PM - 3:00 PM EDT

About this home

Picture-perfect Cape offering turnkey living in a warm, beautifully updated home. From the moment you step inside, gleaming hardwood floors, abundant natural light, and bright, inviting spaces make this home feel special.At the heart of the home is a brand-new, thoughtfully designed open kitchen, ideal for both everyday living and entertaining. The flexible front-to-back layout offers plenty of space for an eat-in kitchen or dedicated dining area. A generously sized living room features a wood-burning fireplace and large bow window, while the inviting den includes a charming built-in nook and direct access to the backyard.And what a backyard it is. Designed for true indoor-outdoor living, this private oasis features a beautiful patio, established gardens, and plenty of lawn for entertaining, playing, gardening, or simply relaxing outside. The hot tub is negotiable, offering the opportunity to enjoy the space year-round. With the den opening directly to the yard, the home flows naturally outdoors and creates a wonderful setting for summer dinners, weekend gatherings, and quiet evenings at home.Upstairs, two spacious bedrooms feature generous walk-in closets and oversized skylights, bringing in beautiful natural light by day and offering views of the night sky after dark. The finished lower level adds even more flexible living space, including an exercise room and laundry area.Best of all, you don't have to choose between this lifestyle and an easy commute. The commuter rail is just a five-minute walk from your front door, with North Station approximately 20 minutes away, while both I-90 and I-95 are only minutes from home. Enjoy the space, gardens, outdoor living, and neighborhood feel of life outside the city while remaining steps from your ride into Boston.Tastefully and meticulously updated throughout, this truly move-in-ready home offers the best of both worlds: a beautiful home and backyard to enjoy every day, with exceptional access to Boston when you need it. All that's left to do is unpack and enjoy.Showings begin at the open house Saturday, September 19 at 1:00 PM.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

27.7%
Price Range
2
Previous Sales

Property Timeline

🏠
Listed for Sale
Sep 17, 2026
$899,000
Original listing
Agent: David Ferrini Office: Coldwell Banker Realty - Sudbury
Previous Transaction - MLS #72800198
Full transaction history available when tracking began
🏷️
Previously Sold
Apr 23, 2021
$775,000
MLS #72800198
Previous Transaction - MLS #72580639
Full transaction history available when tracking began
🏷️
Previously Sold
Dec 20, 2019
$650,000
MLS #72580639

Tax History

Year Taxes Assessment
2026 $8,022 $777,300

Financial Details

Annual Property Tax
$8,022
Tax Year 2026
Assessed Value
$777,300

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1955
Living Area 1,464 sq ft
Lot Size 0.12 acres
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Propane
Cooling Heat Pump, Dual
Flooring None
Appliances Water Heater, Tankless Water Heater
Fireplace None
Fireplaces 1
Basement Full, Finished
Laundry None
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Patio, Rain Gutters, Hot Tub/spa, Storage, Professional Landscaping, Sprinkler System, Fenced Yard
Pool None
Spa Private
Fencing Fenced
Patio/Porch Patio
Features Off Street, Paved
Total Spaces 2
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $8,022
Assessed Value $777,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures House Is A Legal Three Bedroom And Is Currently Being Used As A Two Bedroom.
Exclusions Hot Tub Is Negotiable.
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Measured
Sq Ft Disclosures Legal three bedroom, currently living as a two bedroom.
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,464 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring:
Appliances: Water Heater, Tankless Water Heater
Interior Features:
Windows:
Basement: Full, Finished
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1955
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Propane
Cooling: Heat Pump, Dual
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Rain Gutters, Hot Tub/Spa, Storage, Professional Landscaping, Sprinkler System, Fenced Yard
Patio & Porch: Patio
Fencing: Fenced
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Spa/Hot Tub: Yes
Spa Features: Private
Community Amenities: Park, Highway Access, T-Station, Sidewalks
School District
Waltham School District local
B+
School Safety 2024-25
2.3% Average
2.2% Suspensions 1.4% In-School 0.1% Emergency
3.2% below state avg
E

Elementary Schools

10 schools
Milestones Day School
2.5 mi
Grades 02-12
The Lumen Academy
2.8 mi
Grades PK-08
Our Lady's Academy
3.8 mi
Grades PK-08
B
William F. Stanley Elementary School
0.8 mi | #412 of 825 | Score: 47.4
Improved 57 spots from last year
-10.8 below state avg
396 students Diverse
Rising School Diverse Student Body
Grades PK-05
B
Henry Whittemore Elementary School
1.8 mi | #352 of 825 | Score: 48.9
Improved 149 spots from last year
-9.3 below state avg
355 students Moderate
Rising School
Grades K-05
B+
Thomas R Plympton Elementary School
1.9 mi | #304 of 825 | Score: 50.7
Improved 343 spots from last year
-7.5 below state avg
335 students Diverse
Rising School Diverse Student Body
Grades K-05
B
Dual Language School
3.0 mi | #410 of 825 | Score: 47.5
Dropped 78 spots from last year
-10.7 below state avg
219 students Moderate
Strong Attendance
Grades K-05
A-
Douglas MacArthur Elementary School
3.2 mi | #174 of 825 | Score: 56.1
Improved 224 spots from last year
-2.1 below state avg
515 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades K-05
B+
James Fitzgerald Elementary School
3.2 mi | #265 of 825 | Score: 51.9
Improved 7 spots from last year
-6.3 below state avg
352 students Diverse
Diverse Student Body Strong Attendance
Grades K-05
B
Northeast Elementary School
3.6 mi | #345 of 825 | Score: 49.1
Improved 262 spots from last year
-9.1 below state avg
477 students Diverse
Rising School Diverse Student Body
Grades PK-05
M

Middle Schools

2 schools
B
John W. McDevitt Middle School
2.1 mi | #160 of 352 | Score: 43.8
Dropped 17 spots from last year
-14.4 below state avg
604 students Diverse
Grades 06-08
A-
John F Kennedy Middle School
2.1 mi | #95 of 352 | Score: 50.3
Improved 33 spots from last year
-8 below state avg
645 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

4 schools
B-
Waltham Senior High School
2.1 mi | #181 of 346 | Score: 53.6
Improved 57 spots from last year
-4.6 below state avg
1,784 students Diverse
21 sports • 1,802 athletes
Strong AP Program Early College Program Rising School Career Tech Programs
Grades 09-12
Chapel Hill Chauncy Hall School
2.5 mi
Grades 09-12
Waltham Valor High School
3.0 mi
47 students Less Diverse
Grades 09-12
Gann Academy-The New Jewish High School
3.6 mi
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $669
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

20 Albert St, Waltham MA 02453

Waltham, MA 02453

Listing Information

Listing Agent David Ferrini
Listing Office Coldwell Banker Realty - Sudbury
Office Phone 978-443-9933
Agent MLS ID BB804174
Office MLS ID AN6236
Listing Data Updated Sep 16, 2026 10:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Waltham, MA

Real-time market trends and pricing data for this area

Loading market insights for Waltham.