2-8 Maple Ter, Palmer MA 01080

Palmer, MA 01080 • Three Rivers
$445,000
Est. $2,934/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
8
Beds
4
Baths
3,604
Sq Ft
$123
Price/Sq Ft
0.30
Acres
1910
Year Built
8
Parking
New today
Time on Market
For Sale Listed Oct 28, 2026 • MLS# 73596139 Copied! • Updated Oct 28, 2026

Track this home for price, status, and open-house alerts.

About this home

Well kept four-family near charming downtown Three Rivers, with separated utilities, dedicated washer/dry hook-ups, off-street paved parking, and owner's meter. This property awaits either an owner-occupant seeking to offset expenses with rental income or investors ready to add a presently cash flowing property to their portfolio. Unit 2 -- vacant first floor, 2-bd, 1-bth -- is freshly painted, has recently refinished hardwood floor, and a bathroom with several updates. Three of four units are occupied by month-to-month tenants with consistent payment histories. Beyond the primary living spaces, the property includes a full basement area offering additional potential for storage or utility needs. Parking lot repaved in 2025. All front stairs were recently repaired. Within a short distance to Hryniewicz Park & Playground, Laviolette Field, shopping, convenience stores and restaurants! Easy access by car/bike/e-bike to Route 20 and the Mass Pike as well as the planned train to Boston from downtown Palmer.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 28, 2026
$445,000
Original listing

Tax History

Year Taxes Assessment
2026 $5,801 $314,600

Financial Details

Annual Property Tax
$5,801
Tax Year 2026
Assessed Value
$314,600

Facts & Features

Home Facts

Type Residential Income
Style 4 Family - 4 Units Up/Down
Year Built 1910
Living Area 3,604 sq ft
Lot Size 0.30 acres
Stories 3
Bedrooms 8
Full Baths 4
Total Rooms 16

Investment Metrics

Units 4
Unit 1 Rent $1,400/mo · N
Unit 2 Rent $1,250/mo · N
Unit 3 Rent $1,100/mo · N
Total Monthly Rent $3,750/mo
Gross Income $45,000
Net Operating Income $30,216
Operating Expenses $14,784
Water/Sewer Expense $6,012
Insurance Expense $2,971
Cap Rate 6.79%
Heating Oil
Cooling None
Flooring Vinyl, Hardwood, Other
Appliances None
Fireplace None
Basement None
Laundry Electric Dryer Hookup, Washer Hookup
Features Laundry Room, Living Room, Kitchen
Construction Frame
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch Covered
Features Off Street, Paved
Total Spaces 8
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,801
Assessed Value $314,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures All Information Deemed Reliable But Not Guaranteed. Buyer To Independently Verify. Agent Is Related To One Of The Sellers.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Per public record
Documents None
County Hampden

Property Overview

Property Type
4 Family - 4 Units Up/Down
Listing Type
For Sale
Year Built
1910
Bedrooms
8
Full Bathrooms
4
Living Area
3,604 sq ft
Total Rooms
16
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Vinyl, Hardwood, Other
Appliances:
Interior Features: Laundry Room, Living Room, Kitchen
Windows:
Basement:
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials: Frame
Roof:
Foundation: Concrete Perimeter
Stories: 3

Utilities & Systems

Heating: Oil
Cooling:
Hot Water: Tankless
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Covered
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 8
Parking Features: Off Street, Paved
School District
Palmer School District local
C-
⚠ School Safety 2024-25
6.6% Above Average
5.7% Suspensions 0.5% In-School 0.9% Emergency
↑ 1.1% above state avg
E

Elementary Schools

2 schools
C-
Old Mill Pond School
1.6 mi | #701 of 825 | Score: 35.7
Dropped 68 spots from last year
-22.6 below state avg
676 students Moderate
Grades PK-06
Quarry Hill Community School
5.0 mi
107 students Less Diverse
Grades PK-K
H

High Schools

3 schools
C
Pathfinder Regional Vocational-Technical High School
1.2 mi | #250 of 346 | Score: 47.1
Dropped 26 spots from last year
-11.1 below state avg
647 students Moderate
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics Strong Attendance
Grades 09-12
B-
Palmer High School
1.6 mi | #182 of 346 | Score: 53.6
Improved 115 spots from last year
-4.6 below state avg
392 students Moderate
15 sports • 550 athletes
High Graduation Rate Rising School College Ready Curriculum Strong Athletics
Grades 07-12
C
Monson High School
4.8 mi | #278 of 346 | Score: 44.8
Dropped 107 spots from last year
-13.4 below state avg
299 students Less Diverse
15 sports • 520 athletes
Strong AP Program College Ready Curriculum Strong Athletics
Grades 07-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $483
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

Three Rivers

2-8 Maple Ter, Palmer MA 01080

Palmer, MA 01080

Listing Information

Listing Agent Carrie Saldo
Listing Office All The Marbles Realty, LLC
Office Phone 413-510-1414
Agent MLS ID CN251622
Office MLS ID AN7449
Listing Data Updated Oct 28, 2026 3:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Palmer, MA

Real-time market trends and pricing data for this area

Loading market insights for Palmer.