199 Mechanic St, Leominster MA 01453
Leominster, MA 01453
$550,000
Est. $3,640/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Well Maintained 3 Family offering spacious 3 BDM, 1 Bath Apartments. All three units are separately metered and the tenants pay for their heat, hot water, gas, and electricity. Washer and Dryer hooks ups for each apartment. Plenty of off St Parking for the tenants and guest. The outside has vinyl siding and vinyl windows. Minutes from Rt. 2, Rt. 190, and Leominster's Vibrant Downtown. Rents are below market rate but all 3 Tenants are on a TAW.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 26, 2026
$550,000
Original listing
Agent: Matthew Straight
Office: Coldwell Banker Realty - Leominster
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/26/2026 | 🏠 Listed for Sale | $550,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,901 | $578,400 |
Financial Details
Annual Property Tax
$7,901
Tax Year 2026
Assessed Value
$578,400
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1920
Living Area
3,935 sq ft
Lot Size
0.12 acres
Stories
3
Bedrooms
6
Full Baths
3
Total Rooms
15
Investment Metrics
Units
3
Unit 1 Rent
$1,000/mo · N
Unit 2 Rent
$1,000/mo · N
Unit 3 Rent
$1,000/mo · N
Total Monthly Rent
$3,000/mo
Gross Income
$36,000
Operating Expenses
$8,820
Water/Sewer Expense
$2,520
Electric Expense
$300
Insurance Expense
$6,000
Interior
Heating
Baseboard, Natural Gas
Cooling
None
Flooring
Tile, Vinyl, Carpet
Appliances
Range, Dishwasher
Fireplace
None
Basement
Full, Bulkhead, Concrete, Unfinished
Laundry
Washer Hookup
Features
Living Room, Kitchen, Laundry Room
Exterior
Construction
Frame
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Shared Driveway, Off Street, Paved
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, Washer Hookup
Financial
Annual Tax
$7,901
Assessed Value
$578,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Exclusions
(3) Refrigerators And Washer And Dryers Are Tenant Owned.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Grey
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1920
Bedrooms
6
Full Bathrooms
3
Living Area
3,935 sq ft
Total Rooms
15
Stories
3
Levels
3
Floor Layout
Interior Features
Flooring:
Tile, Vinyl, Carpet
Appliances:
Range, Dishwasher
Interior Features:
Living Room, Kitchen, Laundry Room
Windows:
Insulated Windows
Basement:
Full, Bulkhead, Concrete, Unfinished
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Rubber
Foundation:
Stone
Stories:
3
Utilities & Systems
Heating:
Baseboard, Natural Gas
Heating Zones:
3
Cooling:
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Easements, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Shared Driveway, Off Street, Paved
Nearby Schools
School District
Leominster School District local
B-
School Safety
2024-25
2.2%
Average
2.2%
Suspensions
4.1%
In-School
3.3% below state avg
Elementary Schools
9 schools
St. Anna School
0.4 mi
Grades PK-12
St. Leo School
0.6 mi
Grades PK-08
C+
Frances Drake School
0.5 mi
|
#543 of 825
|
Score: 43.4
Improved 150 spots from last year
-14.8 below state avg
468 students
Diverse
Rising School
Diverse Student Body
Grades K-05
Bennett School
0.7 mi
114 students
Diverse
Diverse Student Body
Grades PK
Priest Street School
1.0 mi
151 students
Diverse
Diverse Student Body
Grades K
C+
Northwest School
1.2 mi
|
#537 of 825
|
Score: 43.4
Improved 118 spots from last year
-14.8 below state avg
663 students
Diverse
Rising School
Diverse Student Body
Grades 01-05
B
Johnny Appleseed School
2.0 mi
|
#397 of 825
|
Score: 47.8
Improved 101 spots from last year
-10.4 below state avg
685 students
Diverse
Rising School
Diverse Student Body
Grades K-05
Lincoln School
2.1 mi
44 students
Diverse
Diverse Student Body
Grades PK
A-
Fall Brook School
2.2 mi
|
#201 of 825
|
Score: 54.9
Improved 12 spots from last year
-3.3 below state avg
657 students
Diverse
Diverse Student Body
Strong Attendance
Grades K-05
Middle Schools
2 schools
B-
Sky View Middle School
2.1 mi
|
#192 of 352
|
Score: 41.0
Improved 32 spots from last year
-17.2 below state avg
880 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Samoset School
2.1 mi
|
#215 of 352
|
Score: 39.4
Improved 5 spots from last year
-18.8 below state avg
536 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
4 schools
C-
Leominster Center for Excellence
0.4 mi
|
#312 of 346
|
Score: 36.0
Dropped 25 spots from last year
-22.2 below state avg
77 students
Diverse
Early College Program
College Ready Curriculum
Grades 09-12
Leominster Academy
0.4 mi
35 students
Diverse
College Ready Curriculum
Grades 09-12
C+
Center For Technical Education Innovation
1.5 mi
|
#222 of 346
|
Score: 50.2
Dropped 30 spots from last year
-8 below state avg
881 students
Diverse
Strong AP Program
Early College Program
High Graduation Rate
Career Tech Programs
Grades 09-12
B-
Leominster High School
1.5 mi
|
#206 of 346
|
Score: 51.8
Dropped 61 spots from last year
-6.4 below state avg
990 students
Diverse
19 sports
• 1,746 athletes
Strong AP Program
Early College Program
High Graduation Rate
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$658
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
199 Mechanic St, Leominster MA 01453
Leominster, MA 01453
Listing Information
Listing Agent
Matthew Straight
Listing Office
Coldwell Banker Realty - Leominster
Office Phone
978-840-4014
Agent MLS ID
CT007758
Office MLS ID
AN6215
Listing Data Updated
Oct 26, 2026 7:15 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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