198 W. Main Street, Millbury MA 01527
Millbury, MA 01527
$674,900
Est. $4,265/month
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About this home
Great mortgage helper or investment property! Well maintained 3 family in West Millbury . 7 room, 2 bedroom unit on second floor is stunning, beautiful tray ceiling in kitchen, off-white cabinets, under cabinet lighting and hardwood floors! There is a kitchen, full dining room, living room, 2 bedrooms and 2 additional rooms on the upper level. Primary bedroom is spacious with a walk in closet and French door out to a composite deck overlooking a private quiet backyard! The other 2 units are 1 bedroom apartments, with living room kitchen and full bath. Separate utilities except water and sewer, updated electric panels. 2 car garage and enclosed front porch
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Jun 23, 2026
Active → Active Under Contract
Pending Sale
Jun 23, 2026
Offer accepted, sale pending
Showing Instructions Updated
Jun 14, 2026
New showing requirements
Listed for Sale
Jun 3, 2026
$674,900
Original listing
Agent: Erika Creamer
Office: REMAX Executive Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/23/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 06/23/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/14/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/03/2026 | 🏠 Listed for Sale | $674,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,828 | $599,900 |
Financial Details
Annual Property Tax
$7,828
Tax Year 2026
Assessed Value
$599,900
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1850
Living Area
3,232 sq ft
Lot Size
0.54 acres
Stories
4
Bedrooms
4
Full Baths
3
Total Rooms
13
Investment Metrics
Units
3
Unit 1 Rent
$1,150/mo · N
Unit 2 Rent
$1,350/mo · N
Unit 3 Rent
$2,000/mo
Total Monthly Rent
$4,500/mo
Gross Income
$56,400
Net Operating Income
$45,466
Operating Expenses
$6,134
Electric Expense
$240
Insurance Expense
$3,771
Cap Rate
6.74%
Interior
Heating
Electric, Natural Gas
Cooling
None
Flooring
None
Appliances
Range, Refrigerator, Washer, Dryer, Dishwasher
Fireplace
None
Basement
Sump Pump
Laundry
None
Features
Living Room, Kitchen, Laundry Room, Dining Room, Office/den
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Enclosed, Deck
Parking
Garage Spaces
2
Has Garage
Yes
Features
Off Street
Total Spaces
8
Utilities
Electric
None
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,828
Assessed Value
$599,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Some Pictures Are From Prior To Current Tenants, Rents Are Lower Than Market Value, Frontage Is On Row See Plan Attached
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
34 days
Property Overview
Property Type
3 Family
Listing Type
Sale Pending
Year Built
1850
Bedrooms
4
Full Bathrooms
3
Living Area
3,232 sq ft
Total Rooms
13
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,232 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Enclosed, Deck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Refrigerator, Washer, Dryer, Dishwasher
Interior Features:
Living Room, Kitchen, Laundry Room, Dining Room, Office/Den
Windows:
Basement:
Sump Pump
Laundry:
Security:
Construction & Materials
Year Built:
1850
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Stone
Stories:
4
Heating, Cooling & Utilities
Heating:
Electric, Natural Gas
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Enclosed, Deck
Fencing:
Other Structures:
Lot Features:
Cleared
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
8
Parking Features:
Off Street
Nearby Schools
School District
Millbury School District local
C+
School Safety
2024-25
2.6%
Average
2.6%
Suspensions
1.6%
In-School
2.9% below state avg
Elementary Schools
4 schools
C+
Raymond E Shaw Elementary School
0.9 mi
|
#559 of 825
|
Score: 42.7
Dropped 154 spots from last year
-15.5 below state avg
495 students
Moderate
Strong Attendance
Grades 03-06
Assumption School
1.6 mi
Grades PK-08
One School Global
1.9 mi
Grades 03-12
B
Elmwood Street School
1.1 mi
|
#348 of 825
|
Score: 60.8
Same rank as last year
Limited historical data for year-over-year comparison
430 students
Diverse
Grades PK-02
High Schools
1 school
B
Millbury Junior/Senior High School
2.1 mi
|
#162 of 346
|
Score: 54.7
Improved 48 spots from last year
-3.5 below state avg
691 students
Moderate
13 sports
• 1,138 athletes
Strong AP Program
Rising School
College Ready Curriculum
Grades 07-12
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$652
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
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Current Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
198 W. Main Street, Millbury MA 01527
Millbury, MA 01527
Listing Information
Listing Agent
Erika Creamer
Listing Office
REMAX Executive Realty
Office Phone
508-839-9219
Agent MLS ID
K9500408
Office MLS ID
K01275
Listing Data Updated
Sep 1, 2026 7:47 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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