20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
A little slice of country living awaits at this charming, well-maintained Cape, where a distinctive layout and picturesque surroundings make this property feel like something special. Inside, the spacious living room sets a welcoming tone, offering plenty of room to gather around the gas stove on cooler evenings. Just beyond, the kitchen and dining area create a warm, inviting space for everyday meals, featuring windows that frame lovely views of the surrounding land. An adjoining sitting room provides an extra place to relax, enjoy a good book, or simply take in the peaceful setting. A versatile third bedroom on the first floor offers options for guests, a home office, or additional living space, while the conveniently located laundry room makes day-to-day routines that much easier.Upstairs, the primary bedroom feels like a bright and airy retreat, complete with hardwood floors, vaulted ceilings, double closets, and ceiling fans. The second bedroom brings a character all its own, featuring vaulted and beamed ceilings, a walk-in closet, and charming built-in window alcoves that create cozy little nooks and give the room plenty of personality. A private full en-suite bath adds to its versatility, making it an appealing option for guests or anyone looking for a little extra privacy.Beyond the interior, the setting is just as special. Situated on 1.44 acres along a corner lot, the property enjoys scenic views, a private feel, and the added charm of a small pond bordering the land. The spacious backyard offers room to enjoy the outdoors, while the detached barn adds a touch of farmstead character and useful additional space. Recent improvements include a new septic system and a roof replacement above the primary bedroom, both upgraded in 2025. Conveniently located near Routes 20, 31, and 169, the property also offers access to the Mass Pike and nearby shopping, dining, and everyday conveniences in Charlton and neighboring Sturbridge. A wonderful opportunity to enjoy the character of a Cape, the appeal of open land, and a quieter pace of living in Charlton! Welcome Home!
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/03/2026 | 🏠 Listed for Sale | $439,900 | - | - | Original listing |
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,645 | $424,600 |
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
196 N Sturbridge Rd, Charlton MA 01507
Charlton, MA 01507
Finding comparable properties...
