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195 Leamy St, Gardner MA 01440

Gardner, MA 01440 • South Gardner
$465,000
Est. $3,058/month
4
Beds
2
Baths
1,964
Sq Ft
$237
Price/Sq Ft
0.32
Acres
1948
Year Built
4
Parking
23
Days on Market
Pending Listed May 28, 2026 • MLS# 73525604 Copied! • Updated Jun 23, 2026

About this home

Walking up to 195 Leamy Street, you’ll instantly fall for its storybook charm. Step inside and you’ll quickly realize they simply don’t make homes like this anymore.Beautifully updated and lovingly maintained while preserving its original character and integrity, this home feels truly one of a kind. 4 generously sized bedrooms, 2 full bathrooms, with ample storage space and multiple bonus rooms,offering flexibility and space for everyday living.Even better,major ticket items are under five years old, giving peace of mind for years to come. Kitchen appliances, heating system, oil tank, and solar panels can be all checked off your to do list. Leamy Street is the kind of welcoming, close knit community you do not come across very often. Where neighbors know each other by name and Halloween is a true community event- with families filling the streets year after year. Walk by, and you’ll understand why this home is so special.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jun 8, 2026
Active → Active Under Contract
Pending Sale
Jun 7, 2026
Offer accepted, sale pending
🏠
Listed for Sale
May 28, 2026
$465,000
Original listing
Agent: Matt McLellan Office: Coldwell Banker Realty - Andovers/Readings Regional

Tax History

Year Taxes Assessment
2026 $6,078 $426

Financial Details

Annual Property Tax
$6,078
Tax Year 2026
Assessed Value
$426

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1948
Living Area 1,964 sq ft
Lot Size 0.32 acres
Bedrooms 4
Full Baths 2
Total Rooms 10

Interior

Heating Baseboard, Oil, Active Solar, Other
Cooling None, Active Solar
Flooring Wood, Tile, Flooring - Hardwood
Appliances Dishwasher, Disposal, Microwave, Range, Washer, Dryer
Fireplace None
Basement Walk-out Access, Concrete, Unfinished
Laundry None
Features Bonus Room

Exterior

Construction None
Architecture Cape
Roof Shingle
Features Porch, Porch - Enclosed, Deck - Vinyl, Rain Gutters, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Porch - Enclosed, Deck - Vinyl
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $6,078
Assessed Value $426
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Exclusions Freezer Fridger In The 3 Season Fridge
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Public Record
Sq Ft Disclosures Additional 3 Season Porch space off the kitchen
Documents None
County Worcester
Total market time (incl. prior listings) 25 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1948
Bedrooms
4
Full Bathrooms
2
Living Area
1,964 sq ft
Total Rooms
10

Room Details

First Floor

Bathroom1
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Pendant
Bedroom3
Closet, Flooring - Hardwood
Dining Room
Flooring - Hardwood
Kitchen
Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded
Bedroom2
Closet, Flooring - Hardwood
Living Room
Ceiling Fan(s), Flooring - Hardwood, Archway
Master Bedroom
Closet, Flooring - Hardwood

Second Floor

Bedroom4
Closet, Flooring - Hardwood
Bathroom2
Bathroom - Full, Bathroom - With Shower Stall

Other Floor

Bedroom5
Bathroom3
Office
Family Room
Master Bathroom
Yes

Interior Features

Flooring: Wood, Tile, Flooring - Hardwood
Appliances: Dishwasher, Disposal, Microwave, Range, Washer, Dryer
Interior Features: Bonus Room
Windows:
Basement: Walk-Out Access, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1948
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Active Solar, Other
Cooling: None, Active Solar
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Porch - Enclosed, Deck - Vinyl, Rain Gutters, Fenced Yard, Garden
Patio & Porch: Porch, Porch - Enclosed, Deck - Vinyl
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
3.0 mi
Grades K-08
C-
Gardner Elementary School
1.7 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.9 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.8 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.2 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $507
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

South Gardner

195 Leamy St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Matt McLellan
Listing Office Coldwell Banker Realty - Andovers/Readings Regional
Office Phone 978-475-2201
Agent MLS ID CN245311
Office MLS ID AN8827
Listing Data Updated Jun 23, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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