195 Cady St, Ludlow MA 01056

Ludlow, MA 01056
$310,000
Est. $2,185/month
4
Beds
1
Baths
1,080
Sq Ft
$287
Price/Sq Ft
0.30
Acres
1950
Year Built
4
Parking
10 hours 24 minutes
Time on Market
Active Open House Listed Aug 1, 2026 • MLS# 73556272 Copied! • Updated Aug 1, 2026

Open House Schedule

02
Aug
Sunday, August 2
11:00 AM - 12:30 PM EDT

About this home

Welcome home to this beautifully maintained, move-in-ready four-bedroom Cape that perfectly blends charm, comfort, and convenience! The updated kitchen is the heart of the home, offering a stylish and functional space for preparing meals and gathering with guests. Enjoy year-round comfort with gas forced hot air heat and central air conditioning. Outside, you'll love the spacious, fully fenced backyard, ideal for entertaining, pets, gardening, or simply relaxing. A brand-new septic system installed in 2026 provides valuable peace of mind. Situated on a generous approximately 13,112-square-foot lot, this home is conveniently located just minutes from shopping, restaurants, golf courses, parks, and scenic walking trails. Whether you're a first-time buyer, downsizing, or simply looking for a turnkey home, this inviting property is ready for you to move in and start making memories. Don't miss this opportunity!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Aug 1, 2026
$310,000
Original listing
Agent: Brian Fitzgerald Office: Coldwell Banker Realty - Western MA

Tax History

Year Taxes Assessment
2026 $5,014 $313,200

Financial Details

Annual Property Tax
$5,014
Tax Year 2026
Assessed Value
$313,200

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1950
Living Area 1,080 sq ft
Lot Size 0.30 acres
Bedrooms 4
Full Baths 1
Total Rooms 6

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Wood, Tile
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Partially Finished, Bulkhead, Concrete
Laundry In Basement
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch, Deck - Wood, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck - Wood
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric 100 Amp Service
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven
Annual Tax $5,014
Assessed Value $313,200
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1950
Bedrooms
4
Full Bathrooms
1
Living Area
1,080 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Partially Finished, Bulkhead, Concrete
Laundry: In Basement
Security:

Construction & Materials

Style: Cape
Year Built: 1950
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Wood, Storage, Fenced Yard
Patio & Porch: Porch, Deck - Wood
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved
School District
Ludlow School District local
C
School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
1.6% below state avg
E

Elementary Schools

3 schools
St. John The Baptist School
1.7 mi
Grades PK-08
B
Harris Brook Elementary School
1.2 mi | #375 of 824 | Score: 48.3
Improved 230 spots from last year
-9.9 below state avg
593 students Moderate
Rising School
Grades 02-05
East Street Elementary School
2.1 mi
368 students Moderate
Grades PK-01
H

High Schools

1 school
B-
Ludlow Senior High School
2.3 mi | #190 of 346 | Score: 52.1
Dropped 40 spots from last year
-6.1 below state avg
736 students Moderate
18 sports • 1,236 athletes
Career Tech Programs Strong Athletics
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $418
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

195 Cady St, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Brian Fitzgerald
Listing Office Coldwell Banker Realty - Western MA
Office Phone 413-567-8931
Agent MLS ID CN252529
Office MLS ID AN7885
Listing Data Updated Aug 1, 2026 3:08 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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