195-197 Massaoit St., Springfield MA 01107

Springfield, MA 01107 • N End Brightwood
$450,000
Est. $2,777/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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9
Beds
3
Baths
3,498
Sq Ft
$129
Price/Sq Ft
0.15
Acres
1913
Year Built
2
Garage Spaces
5 hours 29 minutes
Time on Market
For Sale Listed Sep 15, 2026 • MLS# 73577610 Copied! • Updated Sep 15, 2026

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About this home

$8,000 BUYER CLOSING COST CREDIT! Great opportunity to own this spacious two-family home conveniently located in Springfield! The first-floor unit features 3 bedrooms and 1 full bath. The second-floor unit offers an extended layout with 6 bedrooms and 2 full bath 2 on the third floor/extended attic area.This property offers flexibility and potential. Conveniently located near major highways, schools, parks, medical facilities, shopping, and everyday amenities, and approximately 5 minutes from Downtown Springfield.Take advantage of the $8,000 buyer closing cost credit and make this two-family property yours!

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Property History

Property Timeline

🏠
Listed for Sale
Sep 15, 2026
$450,000
Original listing
Agent: Gissel Santiago Office: eXp Realty LLC - Corporate Office

Tax History

Year Taxes Assessment
2025 $3,616 $230,600

Financial Details

Annual Property Tax
$3,616
Tax Year 2025
Assessed Value
$230,600

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1913
Living Area 3,498 sq ft
Lot Size 0.15 acres
Stories 3
Bedrooms 9
Full Baths 3
Total Rooms 14

Investment Metrics

Units 2
Unit 1 Rent $1,075/mo · N
Unit 2 Rent $1,800/mo · N
Total Monthly Rent $2,875/mo
Gross Income $34,500
Net Operating Income $7,300
Operating Expenses $27,200
Water/Sewer Expense $4,800
Insurance Expense $1,700
Cap Rate 1.62%
Heating Natural Gas
Cooling None
Flooring Wood, Tile, Vinyl
Appliances None
Fireplace None
Basement Full, Partial
Laundry None
Features Living Room, Dining Room, Kitchen
Construction Frame, Brick, Stone
Architecture None
Roof Wood
Features None
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck
Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 10
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,616
Assessed Value $230,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing Other (see Remarks)
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1913
Bedrooms
9
Full Bathrooms
3
Living Area
3,498 sq ft
Total Rooms
14
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl
Appliances:
Interior Features: Living Room, Dining Room, Kitchen
Windows:
Basement: Full, Partial
Laundry:
Security:

Construction & Materials

Year Built: 1913
Structure Type:
Exterior Materials: Frame, Brick, Stone
Roof: Wood
Foundation: Concrete Perimeter, Block
Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas
Heating Zones: 2
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Deck
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Gentle Sloping
Road Frontage: 0.00 ft
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 10
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $301
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
Save $0/mo
Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

N End Brightwood

195-197 Massaoit St., Springfield MA 01107

Springfield, MA 01107

Listing Information

Listing Agent Gissel Santiago
Listing Office eXp Realty LLC - Corporate Office
Office Phone 888-854-7493
Agent MLS ID CN209404
Office MLS ID AC0342
Listing Data Updated Sep 15, 2026 9:13 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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