188 Breckenridge St, Palmer MA 01069

Palmer, MA 01069
$324,413
Est. $2,142/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,176
Sq Ft
$276
Price/Sq Ft
0.85
Acres
1860
Year Built
3
Parking
12 hours 53 minutes
Time on Market
For Sale Listed Sep 15, 2026 • MLS# 73577276 Copied! • Updated Sep 15, 2026

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About this home

Welcome home to this charming and spacious property set on a .85 acre lot. The first floor offers a large eat in kitchen featuring granite countertops, stainless steel appliances, and a cozy pellet stove, creating a warm and inviting space for everyday living and entertaining. A full bathroom with laundry hook ups adds convenience, while the comfortable living room and first floor main bedroom provide easy one level living. Upstairs you will find two generously sized bedrooms, offering plenty of space for family, guests, or a home office. Outside enjoy the privacy and natural surroundings from the upper level deck over looking the property or sip your morning coffee on the front porch. Energy conscious features include solar panels through an existing solar agreement. With fresh paint, new flooring, spacious kitchen, first floor bedroom, three total bedrooms, and .85 acre of land, this home offers combination of comfort, space, and convenience. Schedule your showing today!

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Property History

Property Timeline

🏠
Listed for Sale
Sep 15, 2026
$324,413
Original listing
Agent: Heidi Pafumi Office: Coldwell Banker Realty - Western MA

Tax History

Year Taxes Assessment
2025 $3,623 $199,600

Financial Details

Annual Property Tax
$3,623
Tax Year 2025
Assessed Value
$199,600

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1860
Living Area 1,176 sq ft
Lot Size 0.85 acres
Bedrooms 3
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Oil, Pellet Stove
Cooling Active Solar, Ductless
Flooring Vinyl
Appliances Water Heater, Range, Dishwasher, Refrigerator
Fireplace None
Basement Interior Entry, Sump Pump, Unfinished
Laundry First Floor
Features None

Exterior

Construction None
Architecture Cape
Roof Shingle
Features Porch, Storage
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street, Paved
Total Spaces 3
Electric None
Water Private
Sewer Public Sewer
Gas None
Other None
Annual Tax $3,623
Assessed Value $199,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Solar With Sunrun, Buyer Must Be Approved By Sunrun. Seller Is Related To The Listing Agent. Seller Has Never Lived In The Home.
Possession None
Accepted Financing None
Structure Type []
House Color cream
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1860
Bedrooms
3
Full Bathrooms
1
Living Area
1,176 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Vinyl
Appliances: Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement: Interior Entry, Sump Pump, Unfinished
Laundry: First Floor
Security:

Construction & Materials

Style: Cape
Year Built: 1860
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Pellet Stove
Cooling: Active Solar, Ductless
Hot Water:
Water Source: Private
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Storage
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street, Paved
School District
Palmer School District local
C-
School Safety 2024-25
6.6% Above Average
5.7% Suspensions 0.5% In-School 0.9% Emergency
1.1% above state avg
E

Elementary Schools

2 schools
C-
Old Mill Pond School
2.1 mi | #701 of 825 | Score: 35.7
Dropped 68 spots from last year
-22.6 below state avg
676 students Moderate
Grades PK-06
Quarry Hill Community School
3.4 mi
107 students Less Diverse
Grades PK-K
M

Middle Schools

1 school
C
Granite Valley School
3.4 mi | #651 of 825 | Score: 38.2
Dropped 189 spots from last year
-20 below state avg
394 students Less Diverse
Strong Attendance
Grades 01-06
H

High Schools

3 schools
B-
Palmer High School
2.0 mi | #182 of 346 | Score: 53.6
Improved 115 spots from last year
-4.6 below state avg
392 students Moderate
15 sports • 550 athletes
High Graduation Rate Rising School College Ready Curriculum Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
2.4 mi | #250 of 346 | Score: 47.1
Dropped 26 spots from last year
-11.1 below state avg
647 students Moderate
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics Strong Attendance
Grades 09-12
C
Monson High School
3.3 mi | #278 of 346 | Score: 44.8
Dropped 107 spots from last year
-13.4 below state avg
299 students Less Diverse
15 sports • 520 athletes
Strong AP Program College Ready Curriculum Strong Athletics
Grades 07-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $302
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

188 Breckenridge St, Palmer MA 01069

Palmer, MA 01069

Listing Information

Listing Agent Heidi Pafumi
Listing Office Coldwell Banker Realty - Western MA
Office Phone 413-567-8931
Agent MLS ID CN205913
Office MLS ID AN7885
Listing Data Updated Sep 15, 2026 12:09 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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