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186 Summer St, Gardner MA 01440

Gardner, MA 01440 • South Gardner
$370,000
Est. $2,423/month
3
Beds
2
Baths
1,847
Sq Ft
$200
Price/Sq Ft
0.28
Acres
1880
Year Built
13 hours 33 minutes
Time on Market
Active Listed Jun 10, 2026 • MLS# 73533562 Copied!

About this home

Welcome to this charming and well-loved home on Summer Street in one of Gardner’s most desirable neighborhoods. Spacious and meticulously maintained, this 4-bedroom, 2-bath property offers comfort, character, and room to grow. The former owners cherished this home for over 50 years, and it shows in the care and warmth throughout. The first floor offers an easy, functional layout featuring: A bright office, bathroom, bedroom with it's own bathroom. The kitchen is thoughtfully designed with generous counter space, a brand-new dishwasher, and a charming built-in pull-out butcher block. The laundry area is conveniently located here as well. From the kitchen, the home flows into a welcoming dining area and then into the main living space, creating a natural gathering spot for family and friends. The charm continues outdoors with a spacious backyard and 2 car garage. Many possibilities with this home!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1880
Bedrooms
3
Full Bathrooms
2
Living Area
1,847 sq ft
Total Rooms
6

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1880
Living Area 1,847 sq ft
Lot Size 0.28 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Forced Air, Oil
Cooling Window Unit(s)
Flooring Tile, Vinyl, Carpet, Laminate, Hardwood
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer
Fireplace None
Basement Walk-out Access, Unfinished
Laundry First Floor, Washer Hookup
Features Home Office

Exterior

Construction None
Architecture Contemporary
Roof Shingle
Features Porch - Enclosed, Balcony, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch - Enclosed

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Paved
Total Spaces 4

Utilities

Electric 100 Amp Service, Knob & Tube Wiring
Water Public
Sewer Public Sewer
Gas None
Other Washer Hookup

Financial

Annual Tax $4,222
Assessed Value $294,000

Interior Features

Flooring: Tile, Vinyl, Carpet, Laminate, Hardwood
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer
Interior Features: Home Office
Windows: Insulated Windows
Basement: Walk-Out Access, Unfinished
Laundry: First Floor, Washer Hookup
Security:

Construction & Materials

Style: Contemporary
Year Built: 1880
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Balcony, Fenced Yard
Patio & Porch: Porch - Enclosed
Fencing: Fenced
Other Structures:
Lot Features: Cleared, Gentle Sloping, Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Paved

Location

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Neighborhood

South Gardner

186 Summer St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School information not available for this location.

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $352
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 10, 2026
$370,000
Original listing
Office: LAER Realty Partners

Price & Status History

Date Event Price Change
Jun 10, 2026 New Listing Added $370,000

Market Statistics

Time on Market
13 hours 33 minutes
Price per Sq Ft
$200

Tax History

Year Taxes Assessment
2025 $4,222 $294,000

Financial Details

Annual Property Tax
$4,222
Tax Year 2025
Assessed Value
$294,000

Listing Information

Listing Agent Danielle Sargent
Listing Office LAER Realty Partners
Agent MLS ID CN241746
Office MLS ID AN7660
Listing Data Updated Jun 10, 2026 1:48 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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