Dimensions5 x 10
LevelFirst
186 Summer St, Gardner MA 01440
Gardner, MA 01440 • South Gardner
$370,000
$349,000
Est. $2,317/month
About this home
MAKE AN OFFER!!!!!!!!!!!!!!!Welcome to this charming and well-loved home on Summer Street in one of Gardner’s most desirable neighborhoods. Spacious and meticulously maintained, this 4-bedroom, 2-bath property offers comfort, character, and room to grow. The former owners cherished this home for over 50 years, and it shows in the care and warmth throughout. The first floor offers an easy, functional layout featuring: A bright office, bathroom, bedroom with it's own bathroom. The kitchen is thoughtfully designed with generous counter space, a brand-new dishwasher, and a charming built-in pull-out butcher block. The laundry area is conveniently located here as well. From the kitchen, the home flows into a welcoming dining area and then into the main living space, creating a natural gathering spot for family and friends. Three more bedrooms are located upstairs with a balcony off a primary bedroom. The charm continues outdoors with a spacious backyard and 2 car garage.
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Property History
Market Insights
2
Price Changes
5.7%
Price Range
Property Timeline
Status: Active under contract
Jul 24, 2026
Active → Active Under Contract
Pending Sale
Jul 23, 2026
Offer accepted, sale pending
Price Reduced
Jul 20, 2026
$349,000
$11,000
(-3.06%)
From $360,000 to $349,000 (-3.1%)
Price Reduced
Jun 24, 2026
$360,000
$10,000
(-2.7%)
From $370,000 to $360,000 (-2.7%)
Showing Instructions Updated
Jun 17, 2026
New showing requirements
Showing Instructions Updated
Jun 11, 2026
New showing requirements
Listed for Sale
Jun 10, 2026
$370,000
Original listing
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/24/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/23/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/20/2026 | ↓ Price Reduced | $349,000 | $11,000 | - | From $360,000 to $349,000 (-3.1%) |
| 06/24/2026 | ↓ Price Reduced | $360,000 | $10,000 | - | From $370,000 to $360,000 (-2.7%) |
| 06/17/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/11/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/10/2026 | 🏠 Listed for Sale | $370,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,222 | $294,000 |
Financial Details
Annual Property Tax
$4,222
Tax Year 2025
Assessed Value
$294,000
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1880
Living Area
1,847 sq ft
Lot Size
0.28 acres
Bedrooms
3
Full Baths
2
Total Rooms
6
Interior
Heating
Forced Air, Oil
Cooling
Window Unit(s)
Flooring
Tile, Vinyl, Carpet, Laminate, Hardwood
Appliances
Water Heater, Range, Dishwasher, Refrigerator, Washer
Fireplace
None
Basement
Walk-out Access, Unfinished
Laundry
First Floor, Washer Hookup
Features
Home Office
Exterior
Construction
None
Architecture
Contemporary
Roof
Shingle
Features
Porch - Enclosed, Balcony, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch - Enclosed
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Paved
Total Spaces
4
Utilities
Electric
100 Amp Service, Knob & Tube Wiring
Water
Public
Sewer
Public Sewer
Gas
None
Other
Washer Hookup
Financial
Annual Tax
$4,222
Assessed Value
$294,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Knob & Tube Electric On Second Floor Only, 1st Floor Updated. New Harvey Windows 10 Years Young!
Additional Details
Possession
None
Accepted Financing
Lender Approval Required
Structure Type
[]
House Color
Green
Sq Ft Source
Public Record
Sq Ft Disclosures
Sizes are approximate
Documents
None
County
Worcester
Total market time (incl. prior listings)
58 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1880
Bedrooms
3
Full Bathrooms
2
Living Area
1,847 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,847 sq ft above grade
Dimensions16 x 16
LevelFirst
Dimensions12 x 14
LevelFirst
Dimensions16 x 18
LevelFirst
Dimensions16 x 20
LevelFirst
Dimensions5 x 8
LevelFirst
Dimensions14 x 16
LevelFirst
Dimensions16 x 20
LevelFirst
Dimensions18 x 18
LevelFirst
Dimensions8 x 10
LevelFirst
Dimensions16 x 20
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Carpet, Laminate, Hardwood
Appliances:
Water Heater, Range, Dishwasher, Refrigerator, Washer
Interior Features:
Home Office
Windows:
Insulated Windows
Basement:
Walk-Out Access, Unfinished
Laundry:
First Floor, Washer Hookup
Security:
Construction & Materials
Style:
Contemporary
Year Built:
1880
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Heating Zones:
2
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Balcony, Fenced Yard
Patio & Porch:
Porch - Enclosed
Fencing:
Fenced
Other Structures:
Lot Features:
Cleared, Gentle Sloping, Level
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Paved
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
1.8 mi
Grades K-08
C-
Gardner Elementary School
1.2 mi
|
#669 of 824
|
Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
F
Gardner Middle School
1.7 mi
|
#338 of 352
|
Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
1.5 mi
|
#239 of 346
|
Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.9 mi
|
#331 of 346
|
Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$352
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
South Gardner
186 Summer St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Danielle Sargent
Listing Office
LAER Realty Partners
Office Phone
978-827-4018
Agent MLS ID
CN241746
Office MLS ID
AN7660
Listing Data Updated
Aug 7, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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