FeaturesFlooring - Hardwood
LevelSecond
186 Prospect St, Leominster MA 01453
Leominster, MA 01453
$629,900
$574,900
Est. $3,676/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to this beautifully maintained home where timeless character meets modern convenience. A stunning front porch welcomes you inside to a sun-filled living room featuring hardwood floors, custom built-in library cabinetry, a wood-burning fireplace with a custom mantel, and exceptional craftsmanship throughout. The open-concept layout flows seamlessly into the dining room and updated kitchen, creating the perfect space for everyday living and entertaining. The kitchen features white shaker cabinetry, granite countertops, stainless steel appliances, a new stove, subway tile backsplash, and abundant storage, including multiple pantry and closet spaces.The flexible first floor offers a spacious primary suite, office or additional bedroom, half bath, laundry room, and numerous closets. Upstairs you’ll find three additional bedrooms with hardwood flooring, including a spacious suite with a soaking tub, granite countertops, and double sinks. Outside, enjoy a large private backyard with
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Recently Sold Nearby
Property History
Market Insights
3
Price Changes
8.7%
Price Range
Property Timeline
Price Reduced
Sep 9, 2026
$574,900
$25,000
(-4.17%)
From $599,900 to $574,900 (-4.2%)
Price Reduced
Jul 15, 2026
$599,900
$20,000
(-3.23%)
From $619,900 to $599,900 (-3.2%)
Price Reduced
Jun 27, 2026
$619,900
$10,000
(-1.59%)
From $629,900 to $619,900 (-1.6%)
Listed for Sale
Jun 11, 2026
$629,900
Original listing
Agent: Christian Doherty
Office: Doherty Properties
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/09/2026 | ↓ Price Reduced | $574,900 | $25,000 | - | From $599,900 to $574,900 (-4.2%) |
| 07/15/2026 | ↓ Price Reduced | $599,900 | $20,000 | - | From $619,900 to $599,900 (-3.2%) |
| 06/27/2026 | ↓ Price Reduced | $619,900 | $10,000 | - | From $629,900 to $619,900 (-1.6%) |
| 06/11/2026 | 🏠 Listed for Sale | $629,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,827 | $499,800 |
Financial Details
Annual Property Tax
$6,827
Tax Year 2026
Assessed Value
$499,800
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1920
Living Area
2,599 sq ft
Lot Size
0.47 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
10
Interior
Heating
Baseboard, Oil
Cooling
None
Flooring
Tile, Carpet
Appliances
Water Heater, Range, Dishwasher
Fireplace
Living Room
Fireplaces
1
Basement
Full, Interior Entry, Concrete
Laundry
Pantry, Countertops - Stone/granite/solid, First Floor
Features
None
Exterior
Construction
Frame
Architecture
Colonial, Antique
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Shared Driveway, Off Street, Paved
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$6,827
Assessed Value
$499,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer To Assume Solar Panel Contract Which Are A Purchase Agreement And Reduces The Electric Bill Cost.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
To verify measurements. Seller and Listing Agent did not measure.
Documents
None
County
Worcester
Total market time (incl. prior listings)
90 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,599 sq ft
Total Rooms
10
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,599 sq ft above grade
1,912 sq ft below grade
FeaturesFlooring - Hardwood
LevelSecond
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesFlooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Open Floorplan
LevelFirst
FeaturesBathroom - Half, Flooring - Stone/Ceramic Tile
LevelFirst
FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
LevelFirst
FeaturesFlooring - Hardwood, Open Floorplan
LevelFirst
FeaturesFrench Doors, Open Floorplan
LevelFirst
FeaturesCeiling Fan(s), Flooring - Hardwood, Open Floorplan
LevelFirst
FeaturesBathroom - Full, Walk-In Closet(s), Flooring - Wall to Wall Carpet
LevelFirst
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet
Appliances:
Water Heater, Range, Dishwasher
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Interior Entry, Concrete
Laundry:
Pantry, Countertops - Stone/Granite/Solid, First Floor
Security:
Construction & Materials
Style:
Colonial, Antique
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Cleared
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Shared Driveway, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Conservation Area, Highway Access, House of Worship, Public School, T-Station, University
Nearby Schools
School District
Leominster School District local
B-
School Safety
2024-25
2.2%
Average
2.2%
Suspensions
4.1%
In-School
3.3% below state avg
Elementary Schools
9 schools
St. Leo School
1.4 mi
Grades PK-08
St. Anna School
1.7 mi
Grades PK-12
Priest Street School
1.1 mi
151 students
Diverse
Diverse Student Body
Grades K
B
Johnny Appleseed School
1.1 mi
|
#397 of 825
|
Score: 47.8
Improved 101 spots from last year
-10.4 below state avg
685 students
Diverse
Rising School
Diverse Student Body
Grades K-05
C+
Frances Drake School
1.4 mi
|
#543 of 825
|
Score: 43.4
Improved 150 spots from last year
-14.8 below state avg
468 students
Diverse
Rising School
Diverse Student Body
Grades K-05
C+
Northwest School
1.7 mi
|
#537 of 825
|
Score: 43.4
Improved 118 spots from last year
-14.8 below state avg
663 students
Diverse
Rising School
Diverse Student Body
Grades 01-05
Bennett School
1.9 mi
114 students
Diverse
Diverse Student Body
Grades PK
Lincoln School
3.4 mi
44 students
Diverse
Diverse Student Body
Grades PK
A-
Fall Brook School
3.5 mi
|
#201 of 825
|
Score: 54.9
Improved 12 spots from last year
-3.3 below state avg
657 students
Diverse
Diverse Student Body
Strong Attendance
Grades K-05
Middle Schools
2 schools
B-
Sky View Middle School
0.8 mi
|
#192 of 352
|
Score: 41.0
Improved 32 spots from last year
-17.2 below state avg
880 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Samoset School
3.4 mi
|
#215 of 352
|
Score: 39.4
Improved 5 spots from last year
-18.8 below state avg
536 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
4 schools
C-
Leominster Center for Excellence
1.6 mi
|
#312 of 346
|
Score: 36.0
Dropped 25 spots from last year
-22.2 below state avg
77 students
Diverse
Early College Program
College Ready Curriculum
Grades 09-12
Leominster Academy
1.6 mi
35 students
Diverse
College Ready Curriculum
Grades 09-12
C+
Center For Technical Education Innovation
2.4 mi
|
#222 of 346
|
Score: 50.2
Dropped 30 spots from last year
-8 below state avg
881 students
Diverse
Strong AP Program
Early College Program
High Graduation Rate
Career Tech Programs
Grades 09-12
B-
Leominster High School
2.4 mi
|
#206 of 346
|
Score: 51.8
Dropped 61 spots from last year
-6.4 below state avg
990 students
Diverse
19 sports
• 1,746 athletes
Strong AP Program
Early College Program
High Graduation Rate
College Ready Curriculum
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$569
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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$0
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Rate Impact
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
186 Prospect St, Leominster MA 01453
Leominster, MA 01453
Listing Information
Listing Agent
Christian Doherty
Listing Office
Doherty Properties
Office Phone
978-746-0124
Agent MLS ID
CT003020
Office MLS ID
AC0904
Listing Data Updated
Sep 9, 2026 7:09 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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