186-188 Westford Ave, Springfield MA 01109
Springfield, MA 01109
$389,999
Est. $2,558/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
12
Sep
Saturday, September 12
1:00 PM - 2:30 PM EDT
About this home
Great opportunity to own this updated two-family home, perfect for an owner-occupant or investor! The tenant-occupied first-floor unit features 2 bedrooms, a living room, dining room, kitchen with SS appliances, and 1 renovated full bathroom. The spacious second-floor unit spans two levels and offers 5 bedrooms, a living room, dining room, kitchen with SS appliances, and 2 full bathrooms. The second-floor unit is currently vacant and ready for an owner-occupant to move right in or for an investor to rent and generate additional income. Per owner, a new roof and gutters were installed in 2021. With updated units, generous living space, and excellent income potential, this property is a great addition to any investment portfolio or an ideal opportunity to offset homeownership costs with rental income. Don't miss your chance to make this two-family yours!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 9, 2026
$389,999
Original listing
Agent: Maria Serrano
Office: Executive Real Estate, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/09/2026 | 🏠 Listed for Sale | $389,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,630 | $295,300 |
Financial Details
Annual Property Tax
$4,630
Tax Year 2025
Assessed Value
$295,300
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1912
Living Area
3,200 sq ft
Lot Size
0.14 acres
Stories
3
Bedrooms
7
Full Baths
3
Total Rooms
13
Investment Metrics
Units
2
Unit 1 Rent
$1,700/mo · N
Unit 2 Rent
— · N
Total Monthly Rent
$1,700/mo
Gross Income
$20,400
Net Operating Income
$20,400
Cap Rate
5.23%
Interior
Heating
Steam, Natural Gas
Cooling
None
Flooring
Wood, Vinyl, Hardwood, Stone/ceramic Tile
Appliances
Range, Microwave, Refrigerator
Fireplace
None
Basement
Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry
Washer Hookup
Features
Ceiling Fan(s), Lead Certification Available, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Pantry, Living Room, Dining Room, Kitchen
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
Balcony/deck, Rain Gutters
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street, On Street, Paved
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, Washer Hookup
Financial
Annual Tax
$4,630
Assessed Value
$295,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
Open House Scheduled For Saturday 9/12/2026 1-2:30pm. Seller Reserves The Right To Accept An Offer At Any Time. Buyer And Buyer’s Agent To Conduct Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Yellow
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1912
Bedrooms
7
Full Bathrooms
3
Living Area
3,200 sq ft
Total Rooms
13
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,200 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl, Hardwood, Stone/Ceramic Tile
Appliances:
Range, Microwave, Refrigerator
Interior Features:
Ceiling Fan(s), Lead Certification Available, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Pantry, Living Room, Dining Room, Kitchen
Windows:
Basement:
Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1912
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Block, Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Steam, Natural Gas
Cooling:
None
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck, Rain Gutters
Patio & Porch:
Porch
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Off Street, On Street, Paved
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
3 schools
F
William N. DeBerry School
0.4 mi
|
#806 of 825
|
Score: 26.9
Improved 11 spots from last year
-31.3 below state avg
478 students
Moderate
Grades PK-05
F
Benjamin Swan Elementary
0.4 mi
|
#799 of 825
|
Score: 28.6
Improved 25 spots from last year
-29.6 below state avg
506 students
Moderate
Rising School
Grades PK-05
D
The Springfield Virtual School
0.5 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
Middle Schools
3 schools
C+
STEM Middle Academy
1.0 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
Springfield Commonwealth Academy
1.0 mi
Grades 06-08
F
South End Middle School
1.5 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
High Schools
3 schools
F
Springfield International Academy at Sci-Tech
0.9 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
C-
Springfield High School of Science and Technology
0.9 mi
|
#311 of 346
|
Score: 36.3
Dropped 1 spots from last year
-21.9 below state avg
1,147 students
Moderate
13 sports
• 870 athletes
Career Tech Programs
College Ready Curriculum
Grades 09-12
C
High School of Commerce
0.9 mi
|
#272 of 346
|
Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students
Moderate
11 sports
• 554 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown
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Property Tax
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Homeowners Insurance
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
186-188 Westford Ave, Springfield MA 01109
Springfield, MA 01109
Listing Information
Listing Agent
Maria Serrano
Listing Office
Executive Real Estate, Inc.
Office Phone
413-596-2212
Agent MLS ID
CN237876
Office MLS ID
AC1693
Listing Data Updated
Sep 9, 2026 1:19 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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