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185 Park Street, Gardner MA 01440

Gardner, MA 01440
$550,000
$526,500
Est. $3,314/month
6
Beds
3
Baths
3,042
Sq Ft
$173
Price/Sq Ft
0.14
Acres
1910
Year Built
6
Parking
66
Days on Market
Pending Price Drop -$23,500 Listed Apr 8, 2026 • MLS# 73498355 Copied! • Updated Jul 1, 2026

About this home

This three family with many recent updates is a solid investment opportunity. Units are generous with desirable layouts and extra bonus rooms and porches. All utilities are separate and paid by the tenant. Perfect location, close to town center, swimming pool, golf course, bike trail, park and commuter routes. 6 tandem parking. Tenants are on a month to month lease.

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

2
Price Changes
4.3%
Price Range

Property Timeline

📋
Status: Active under contract
Jun 1, 2026
Active → Active Under Contract
Pending Sale
May 31, 2026
Offer accepted, sale pending
Price Reduced
May 20, 2026
$526,500 $2,500 (-0.47%)
From $529,000 to $526,500 (-0.5%)
Price Reduced
May 1, 2026
$529,000 $21,000 (-3.82%)
From $550,000 to $529,000 (-3.8%)
🏠
Listed for Sale
Apr 8, 2026
$550,000
Original listing
Agent: Thomas Pultorak Office: Foster-Healey Real Estate

Tax History

Year Taxes Assessment
2025 $5,421 $377,500

Financial Details

Annual Property Tax
$5,421
Tax Year 2025
Assessed Value
$377,500

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1910
Living Area 3,042 sq ft
Lot Size 0.14 acres
Bedrooms 6
Full Baths 3
Total Rooms 14

Investment Metrics

Units 3
Unit 1 Rent $1,500/mo · Y
Unit 2 Rent $1,450/mo · Y
Unit 3 Rent $1,400/mo
Total Monthly Rent $4,350/mo
Gross Income $52,200
Net Operating Income $52,200
Cap Rate 9.91%
Heating None
Cooling None
Flooring Tile, Hardwood
Appliances None
Fireplace None
Basement Full
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed
Features Shared Driveway, Off Street
Total Spaces 6
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,421
Assessed Value $377,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 68 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1910
Bedrooms
6
Full Bathrooms
3
Living Area
3,042 sq ft
Total Rooms
14
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Tile, Hardwood
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Shared Driveway, Off Street
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.8 mi
Grades K-08
C-
Gardner Elementary School
1.2 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.0 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.1 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.9 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $452
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

185 Park Street, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Thomas Pultorak
Listing Office Foster-Healey Real Estate
Office Phone 978-537-8301
Agent MLS ID H9500247
Office MLS ID H10900
Listing Data Updated Jul 1, 2026 10:08 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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