185 Main St, Chelmsford MA 01863

Chelmsford, MA 01863
$695,000
$650,000
Est. $4,134/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
1.5
Baths
2,229
Sq Ft
$292
Price/Sq Ft
0.81
Acres
1900
Year Built
2
Garage Spaces
45
Days on Market
For Sale Price Drop -$45,000 Open House Listed Jul 28, 2026 • MLS# 73556031 Copied! • Updated Sep 11, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

20
Sep
Sunday, September 20
12:00 PM - 2:00 PM EDT

About this home

PRICE IMPROVEMENT! This charming 1900 Colonial offers timeless character. Set on a 0.81-acre lot that stretches back behind the home, it pairs old-world charm with an expansive main level. Original hardwood floors carry through the main living areas, anchored by an oversized red brick fireplace, while a generous 20' x 22' family room offers flexible space for gathering, working from home, or a future media room. Upstairs, four corner bedrooms offer classic, cozy proportions true to the home's 1900 character, filled with natural light and hardwood floors — including a primary bedroom with a walk-in closet, a rare find in a home of this era. Step outside to a screened porch and adjacent deck opening onto the tree-lined backyard, perfect for morning coffee or evening entertaining. Practical bonuses include a two-car attached garage with direct basement access, plus ample additional driveway parking — ideal for multiple cars, guests, or a boat/RV. The full basement offers excellent storage or workshop potential. Move-in ready, with a kitchen and bathrooms ready for your personal updates. Now offered at $650,000. Come see this special offering today!

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
6.5%
Price Range

Property Timeline

Price Reduced
Sep 11, 2026
$650,000 $45,000 (-6.47%)
From $695,000 to $650,000 (-6.5%)
🏠
Listed for Sale
Jul 28, 2026
$695,000
Original listing
Office: ERA Key Realty Services

Tax History

Year Taxes Assessment
2026 $7,767 $595,700

Financial Details

Annual Property Tax
$7,767
Tax Year 2026
Assessed Value
$595,700

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 2,229 sq ft
Lot Size 0.81 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 8

Interior

Heating Steam, Natural Gas
Cooling None
Flooring Vinyl, Carpet, Hardwood
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Walk-out Access, Garage Access, Sump Pump, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features Internet Available - Unknown

Exterior

Construction Frame, Stone
Architecture Colonial, Antique, Farmhouse
Roof Shingle
Features Porch - Enclosed, Deck, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Deck
Garage Spaces 2
Has Garage Yes
Features Under, Paved Drive, Off Street, Paved
Total Spaces 6
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup
Annual Tax $7,767
Assessed Value $595,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures This Is An Estate Sale And The Trustee Sellers Have Limited Knowledge Of The Propertys Condition. Property And Appliances Are All Sold In As-is Condition. Buyers Are Encourged To Do Their Own Due Diligence.
Possession None
Accepted Financing Contract
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 45 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,229 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Vinyl, Carpet, Hardwood
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Internet Available - Unknown
Windows: Storm Window(s)
Basement: Full, Walk-Out Access, Garage Access, Sump Pump, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial, Antique, Farmhouse
Year Built: 1900
Structure Type:
Exterior Materials: Frame, Stone
Roof: Shingle
Foundation: Concrete Perimeter, Stone

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck, Stone Wall
Patio & Porch: Porch - Enclosed, Deck
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Under, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Golf, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station, University
School District
Chelmsford School District local
A
School Safety 2024-25
0.7% Low
0.6% Suspensions 1.0% In-School 0.1% Emergency
4.8% below state avg
E

Elementary Schools

7 schools
Lighthouse School
1.8 mi
Grades PK-12
Dr. Janice Adie Day School
5.1 mi
78 students Very Diverse
Diverse Student Body
Grades K-12
B+
Charles D Harrington School
1.2 mi | #323 of 825 | Score: 49.9
Improved 141 spots from last year
-8.3 below state avg
468 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades K-04
Community Education Center
3.1 mi
171 students Diverse
Diverse Student Body
Grades PK
A-
Center Elementary School
3.3 mi | #230 of 825 | Score: 53.2
Dropped 92 spots from last year
-5 below state avg
484 students Diverse
Strong Attendance
Grades K-04
A-
Byam School
3.5 mi | #206 of 825 | Score: 54.5
Dropped 2 spots from last year
-3.7 below state avg
507 students Diverse
Strong Attendance
Grades K-04
A
South Row School
4.6 mi | #142 of 825 | Score: 57.3
Improved 181 spots from last year
-0.9 below state avg
438 students Diverse
Rising School Strong Attendance
Grades K-04
M

Middle Schools

2 schools
A-
Colonel Moses Parker School
1.0 mi | #227 of 825 | Score: 53.3
Dropped 83 spots from last year
-4.9 below state avg
817 students Diverse
Strong Attendance
Grades 05-06
A-
McCarthy Middle School
1.8 mi | #81 of 352 | Score: 51.7
Improved 23 spots from last year
-6.5 below state avg
801 students Diverse
Rising School Strong Attendance
Grades 07-08
H

High Schools

1 school
A
Chelmsford High School
1.4 mi | #62 of 346 | Score: 65.7
Dropped 40 spots from last year
+7.5 above state avg
1,442 students Diverse
20 sports • 2,624 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $647
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

185 Main St, Chelmsford MA 01863

Chelmsford, MA 01863

Listing Information

Listing Agent Andrew Wilson
Listing Office ERA Key Realty Services
Office Phone 978-256-6575
Agent MLS ID D0003379
Office MLS ID AC1815
Listing Data Updated Sep 11, 2026 6:06 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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