FeaturesCloset, Flooring - Wall to Wall Carpet, Lighting - Overhead
LevelSecond
185 Clearwater Cir, Ludlow MA 01056
Ludlow, MA 01056 • Reservoir Heights
$650,000
Est. $4,143/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
RESERVOIR HEIGHTS !!!! Nestled in one of Ludlow's most sought after neighborhoods, this immaculate 2,100 sq ft home offers the perfect blend of comfort, quality, and exceptional indoor and outdoor living. Situated on a beautifully landscaped lot of nearly one acre, this meticulously maintained one owner home showcases pride of ownership inside and out.The inviting floor plan features four spacious bedrooms, including a sought after 1st floor primary suite, along with the convenience of a 1st floor laundry. The stunning great room is the heart of the home, boasting soaring vaulted ceilings, gleaming hardwood floors, and a beautiful masonry fireplace that creates a warm and welcoming atmosphere. The spacious kitchen is designed for both everyday living and entertaining, offering abundant cabinetry, generous counter space, a breakfast nook, dry bar and a bright dinette area with slider leading to deck. A flexible front room provides endless possibilities as a formal dining room, home office, den, or playroom.The finished lower level adds 800 sq ft of valuable living space and is ideal for entertaining, extended family, and multi-generational living. It features a cozy wood-burning stove, convenient kitchenette, and an additional finished room with a closet, perfect for guests, a home office, or exercise room.Step outside to enjoy your own backyard retreat. The expansive deck overlooks the above-ground pool and private, one-acre yard, providing plenty of space for summer gatherings, recreation, or simply relaxing outdoors. A double-door storage shed offers ample room for lawn equipment, tools, and seasonal storage.A charming front porch enhances the home's curb appeal and provides the perfect place to enjoy your morning coffee or unwind at the end of the day.Conveniently located near schools, shopping, restaurants, parks, and major commuter routes, this move-in-ready home combines a peaceful neighborhood setting with everyday convenience. From its thoughtful layout and generous living spaces, to its beautifully maintained grounds, this exceptional Reservoir Heights property is truly turnkey and ready for its 2nd owners. Don't miss this opportunity to make it yours!
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Property History
Market Insights
Property Timeline
Contingency Update
Aug 13, 2026
Financing
Status: Active under contract
Aug 8, 2026
Active → Active Under Contract
Pending Sale
Aug 5, 2026
Offer accepted, sale pending
Listed for Sale
Jul 30, 2026
$650,000
Original listing
Agent: John D. Moltenbrey
Office: Landmark, REALTORS®
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/13/2026 | 📝 Contingency Update | - | - | - | Financing |
| 08/08/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/05/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/30/2026 | 🏠 Listed for Sale | $650,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,869 | $491,500 |
Financial Details
Annual Property Tax
$7,869
Tax Year 2026
Assessed Value
$491,500
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1996
Living Area
2,900 sq ft
Lot Size
0.93 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
8
Interior
Heating
Forced Air, Oil
Cooling
Central Air
Flooring
Wood, Tile, Carpet, Flooring - Wall To Wall Carpet, Flooring - Stone/ceramic Tile
Appliances
Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room, Wood / Coal / Pellet Stove
Fireplaces
2
Basement
Full, Partially Finished, Bulkhead, Concrete
Laundry
Flooring - Stone/ceramic Tile, Main Level, Electric Dryer Hookup, Washer Hookup, Sink, First Floor
Features
Closet, Open Floorplan, Countertops - Paper Based, Cabinets - Upgraded, Bonus Room
Exterior
Construction
Frame
Architecture
Colonial, Contemporary
Roof
Shingle
Features
Porch, Deck, Patio - Enclosed, Pool - Above Ground, Rain Gutters, Storage, Professional Landscaping, Sprinkler System
Pool
Above Ground
Spa
None
Fencing
None
Patio/Porch
Porch, Deck, Enclosed
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Garage Door Opener, Storage, Garage Faces Side, Insulated, Paved Drive, Off Street, Paved
Total Spaces
8
Utilities
Electric
Circuit Breakers
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Gas Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$7,869
Assessed Value
$491,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
Deck Railing Is Deteriorating In Some Areas And Will Be Left As-is. In Addition To Appliances Included In Main Kitchen There Is A Stove And Refrigerator Included In The Basement Kitchen.
Exclusions
None.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Beige
Sq Ft Source
Measured
Sq Ft Disclosures
800 Sq Ft (3 Rooms) of Beautifully Finished Basement. Kitchen w/sink, stove & 2 fridges Plus storage
Documents
None
County
Hampden
Total market time (incl. prior listings)
23 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1996
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,900 sq ft
Total Rooms
8
Main Level Bedrooms
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,100 sq ft above grade
800 sq ft below grade
FeaturesCloset, Flooring - Wall to Wall Carpet, Lighting - Overhead
LevelSecond
FeaturesCloset, Flooring - Wall to Wall Carpet, Lighting - Overhead
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Lighting - Overhead
LevelSecond
FeaturesBathroom - Full, Bathroom - With Shower Stall, Closet, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Jacuzzi / Whirlpool Soaking Tub, Lighting - Overhead
LevelFirst
FeaturesFlooring - Stone/Ceramic Tile, Open Floorplan, Slider
LevelMain,First
FeaturesFlooring - Stone/Ceramic Tile, Breakfast Bar / Nook, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Gas Stove, Lighting - Overhead, Crown Molding
LevelMain,First
FeaturesBathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Lighting - Overhead
LevelMain,First
FeaturesCathedral Ceiling(s), Flooring - Hardwood, Open Floorplan, Recessed Lighting
LevelMain,First
FeaturesBathroom - Full, Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Hot Tub / Spa, Lighting - Overhead
LevelMain,First
FeaturesFlooring - Hardwood, Open Floorplan
LevelMain,First
FeaturesYes
Display Options
Outdoor Areas
PoolAbove Ground
Patio & porchPorch, Deck, Enclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet, Flooring - Wall to Wall Carpet, Flooring - Stone/Ceramic Tile
Appliances:
Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Closet, Open Floorplan, Countertops - Paper Based, Cabinets - Upgraded, Bonus Room
Windows:
Insulated Windows
Basement:
Full, Partially Finished, Bulkhead, Concrete
Laundry:
Flooring - Stone/Ceramic Tile, Main Level, Electric Dryer Hookup, Washer Hookup, Sink, First Floor
Security:
Security System
Construction & Materials
Style:
Colonial, Contemporary
Year Built:
1996
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck, Patio - Enclosed, Pool - Above Ground, Rain Gutters, Storage, Professional Landscaping, Sprinkler System
Patio & Porch:
Porch, Deck, Enclosed
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
8
Parking Features:
Attached, Garage Door Opener, Storage, Garage Faces Side, Insulated, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
2
Fireplace Type:
Living Room, Wood / Coal / Pellet Stove
Pool:
Private Pool
Pool Features:
Above Ground
Community Amenities:
Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Private School, Public School, University
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$656
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Reservoir Heights
185 Clearwater Cir, Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
John D. Moltenbrey
Listing Office
Landmark, REALTORS®
Office Phone
413-525-4600
Agent MLS ID
M9502505
Office MLS ID
M39602
Listing Data Updated
Sep 1, 2026 7:09 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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