185 Clearwater Cir, Ludlow MA 01056

Ludlow, MA 01056 • Reservoir Heights
$650,000
Est. $4,143/month
4
Beds
2.5
Baths
2,900
Sq Ft
$224
Price/Sq Ft
0.93
Acres
1996
Year Built
2
Garage Spaces
6 hours 32 minutes
Time on Market
Active Listed Jul 30, 2026 • MLS# 73556882 Copied! • Updated Jul 30, 2026

About this home

RESERVOIR HEIGHTS !!!! Nestled in one of Ludlow's most sought after neighborhoods, this immaculate 2,100 sq ft home offers the perfect blend of comfort, quality, and exceptional indoor and outdoor living. Situated on a beautifully landscaped lot of nearly one acre, this meticulously maintained one owner home showcases pride of ownership inside and out.The inviting floor plan features four spacious bedrooms, including a sought after 1st floor primary suite, along with the convenience of a 1st floor laundry. The stunning great room is the heart of the home, boasting soaring vaulted ceilings, gleaming hardwood floors, and a beautiful masonry fireplace that creates a warm and welcoming atmosphere. The spacious kitchen is designed for both everyday living and entertaining, offering abundant cabinetry, generous counter space, a breakfast nook, dry bar and a bright dinette area with slider leading to deck. A flexible front room provides endless possibilities as a formal dining room, home office, den, or playroom.The finished lower level adds 800 sq ft of valuable living space and is ideal for entertaining, extended family, and multi-generational living. It features a cozy wood-burning stove, convenient kitchenette, and an additional finished room with a closet, perfect for guests, a home office, or exercise room.Step outside to enjoy your own backyard retreat. The expansive deck overlooks the above-ground pool and private, one-acre yard, providing plenty of space for summer gatherings, recreation, or simply relaxing outdoors. A double-door storage shed offers ample room for lawn equipment, tools, and seasonal storage.A charming front porch enhances the home's curb appeal and provides the perfect place to enjoy your morning coffee or unwind at the end of the day.Conveniently located near schools, shopping, restaurants, parks, and major commuter routes, this move-in-ready home combines a peaceful neighborhood setting with everyday convenience. From its thoughtful layout and generous living spaces, to its beautifully maintained grounds, this exceptional Reservoir Heights property is truly turnkey and ready for its 2nd owners. Don't miss this opportunity to make it yours!

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Property History

Property Timeline

🏠
Listed for Sale
Jul 30, 2026
$650,000
Original listing
Agent: John D. Moltenbrey Office: Landmark, REALTORS®

Tax History

Year Taxes Assessment
2026 $7,869 $491,500

Financial Details

Annual Property Tax
$7,869
Tax Year 2026
Assessed Value
$491,500

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1996
Living Area 2,900 sq ft
Lot Size 0.93 acres
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Oil
Cooling Central Air
Flooring Wood, Tile, Carpet, Flooring - Wall To Wall Carpet, Flooring - Stone/ceramic Tile
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room, Wood / Coal / Pellet Stove
Fireplaces 2
Basement Full, Partially Finished, Bulkhead, Concrete
Laundry Flooring - Stone/ceramic Tile, Main Level, Electric Dryer Hookup, Washer Hookup, Sink, First Floor
Features Closet, Open Floorplan, Countertops - Paper Based, Cabinets - Upgraded, Bonus Room

Exterior

Construction Frame
Architecture Colonial, Contemporary
Roof Shingle
Features Porch, Deck, Patio - Enclosed, Pool - Above Ground, Rain Gutters, Storage, Professional Landscaping, Sprinkler System
Pool Above Ground
Spa None
Fencing None
Patio/Porch Porch, Deck, Enclosed
Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Storage, Garage Faces Side, Insulated, Paved Drive, Off Street, Paved
Total Spaces 8
Electric Circuit Breakers
Water Private
Sewer Private Sewer
Gas None
Other For Gas Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $7,869
Assessed Value $491,500
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Deck Railing Is Deteriorating In Some Areas And Will Be Left As-is. In Addition To Appliances Included In Main Kitchen There Is A Stove And Refrigerator Included In The Basement Kitchen.
Exclusions None.
Possession None
Accepted Financing None
Structure Type []
House Color Beige
Sq Ft Source Measured
Sq Ft Disclosures 800 Sq Ft (3 Rooms) of Beautifully Finished Basement. Kitchen w/sink, stove & 2 fridges Plus storage
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1996
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,900 sq ft
Total Rooms
8
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Wood, Tile, Carpet, Flooring - Wall to Wall Carpet, Flooring - Stone/Ceramic Tile
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Closet, Open Floorplan, Countertops - Paper Based, Cabinets - Upgraded, Bonus Room
Windows: Insulated Windows
Basement: Full, Partially Finished, Bulkhead, Concrete
Laundry: Flooring - Stone/Ceramic Tile, Main Level, Electric Dryer Hookup, Washer Hookup, Sink, First Floor
Security: Security System

Construction & Materials

Style: Colonial, Contemporary
Year Built: 1996
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Patio - Enclosed, Pool - Above Ground, Rain Gutters, Storage, Professional Landscaping, Sprinkler System
Patio & Porch: Porch, Deck, Enclosed
Fencing:
Other Structures:
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 8
Parking Features: Attached, Garage Door Opener, Storage, Garage Faces Side, Insulated, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type: Living Room, Wood / Coal / Pellet Stove
Pool: Private Pool
Pool Features: Above Ground
Community Amenities: Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Private School, Public School, University
School District
Ludlow School District local
C
School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
1.6% below state avg
E

Elementary Schools

3 schools
East Street Elementary School
3.0 mi
368 students Moderate
Grades PK-01
B
Harris Brook Elementary School
3.2 mi | #375 of 824 | Score: 48.3
Improved 230 spots from last year
-9.9 below state avg
593 students Moderate
Rising School
Grades 02-05
St. John The Baptist School
3.3 mi
Grades PK-08
M

Middle Schools

2 schools
B+
Wilbraham Middle School
4.5 mi | #111 of 352 | Score: 48.1
Improved 68 spots from last year
-10.1 below state avg
613 students Moderate
Rising School Strong Attendance
Grades 06-08
F
John F Kennedy Middle School
5.0 mi | #339 of 352 | Score: 26.5
Dropped 2 spots from last year
-31.7 below state avg
366 students Moderate
Grades 06-08
H

High Schools

3 schools
B-
Ludlow Senior High School
2.1 mi | #190 of 346 | Score: 52.1
Dropped 40 spots from last year
-6.1 below state avg
736 students Moderate
18 sports • 1,236 athletes
Career Tech Programs Strong Athletics
Grades 09-12
C
Pathfinder Regional Vocational-Technical High School
4.3 mi | #265 of 346 | Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students Less Diverse
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
F
Springfield Public Day High School
4.7 mi | #334 of 346 | Score: 23.6
Dropped 83 spots from last year
-34.6 below state avg
65 students Moderate
College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $656
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Reservoir Heights

185 Clearwater Cir, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent John D. Moltenbrey
Listing Office Landmark, REALTORS®
Office Phone 413-525-4600
Agent MLS ID M9502505
Office MLS ID M39602
Listing Data Updated Jul 30, 2026 6:09 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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