FeaturesFlooring - Vinyl, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Exterior Access, Remodeled, Stainless Steel Appliances
LevelMain,First
185 Chudy St, Palmer MA 01080
Palmer, MA 01080 • Three Rivers
$289,900
Est. $2,014/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
On a corner lot, at the end of a highly desirable street in the heart of Three Rivers - this 3 Bedroom Ranch has plenty to offer! The exterior of the home offers a large usable yard, beautiful flowering bushes, two new decks, new gutters and a full-yard sprinkler system. Inside, be welcomed by a wide foyer area leading to a modern, updated kitchen with Stainless Steel appliances, gleaming granitite counters and a large dining area. The main level also homes a sizeable living room, three bedrooms and hardwood floors throughout. Downstairs you'll find an exciting bonus room which could be used as a game room, office, or extra living space- your choice! Schedule your private showing quickly, this home will not last!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
May 26, 2026
Offer accepted, sale pending
Listed for Sale
May 22, 2026
$289,900
Original listing
Agent: Kimberly Allen Team
Office: Berkshire Hathaway HomeServices Realty Professionals
Listed for Sale
May 22, 2026
$289,900
Original listing
Agent: Kimberly Allen Team
Office: Berkshire Hathaway HomeServices Realty Professionals
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 05/26/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 05/22/2026 | 🏠 Listed for Sale | $289,900 | - | - | Original listing |
| 05/22/2026 | 🏠 Listed for Sale | $289,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,173 | $228,900 |
Financial Details
Annual Property Tax
$4,173
Tax Year 2025
Assessed Value
$228,900
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1960
Living Area
1,170 sq ft
Lot Size
0.31 acres
Bedrooms
3
Full Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Oil
Cooling
None
Flooring
Tile, Hardwood, Flooring - Wall To Wall Carpet
Appliances
Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Partially Finished, Bulkhead
Laundry
In Basement, Electric Dryer Hookup, Washer Hookup
Features
Game Room, Internet Available - Unknown
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Deck - Composite, Rain Gutters, Storage, Professional Landscaping, Sprinkler System
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Composite
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,173
Assessed Value
$228,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Subject To The Simultaneous Closing Of Sellers New Home Purchase-scheduled To Close On 7/15. Property To Be Transferred In As Is Condition.
Exclusions
Aluminum Shed, Rubbermaid Sheds, Blink Surveillance, Chest Freezer In Basement, Swing Set Negotiable
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
tan
Sq Ft Source
Public Record
Sq Ft Disclosures
Does not include partial finished basement
Documents
None
County
Hampden
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1960
Bedrooms
3
Full Bathrooms
1
Living Area
1,170 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,170 sq ft above grade
FeaturesCloset, Flooring - Hardwood
LevelFirst
FeaturesCloset, Flooring - Hardwood
LevelFirst
FeaturesBathroom - Full, Bathroom - With Tub, Flooring - Stone/Ceramic Tile
LevelMain,First
FeaturesCeiling Fan(s), Flooring - Hardwood, Window(s) - Picture
LevelFirst
FeaturesCloset, Flooring - Hardwood
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck - Composite
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood, Flooring - Wall to Wall Carpet
Appliances:
Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Game Room, Internet Available - Unknown
Windows:
Basement:
Full, Partially Finished, Bulkhead
Laundry:
In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1960
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Composite, Rain Gutters, Storage, Professional Landscaping, Sprinkler System
Patio & Porch:
Deck - Composite
Fencing:
Other Structures:
Lot Features:
Corner Lot, Cleared, Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Palmer School District local
C-
School Safety
2024-25
6.6%
Above Average
5.7%
Suspensions
0.5%
In-School
0.9%
Emergency
1.1% above state avg
Elementary Schools
1 school
C-
Old Mill Pond School
1.9 mi
|
#701 of 825
|
Score: 35.7
Dropped 68 spots from last year
-22.6 below state avg
676 students
Moderate
Grades PK-06
High Schools
2 schools
B-
Palmer High School
2.0 mi
|
#182 of 346
|
Score: 53.6
Improved 115 spots from last year
-4.6 below state avg
392 students
Moderate
15 sports
• 550 athletes
High Graduation Rate
Rising School
College Ready Curriculum
Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
1.5 mi
|
#250 of 346
|
Score: 47.1
Dropped 26 spots from last year
-11.1 below state avg
647 students
Moderate
15 sports
• 496 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Strong Attendance
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$348
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Three Rivers
185 Chudy St, Palmer MA 01080
Palmer, MA 01080
Listing Information
Listing Agent
Kimberly Allen Team
Listing Office
Berkshire Hathaway HomeServices Realty Professionals
Office Phone
413-213-1500
Agent MLS ID
TM316344
Office MLS ID
AN7280
Listing Data Updated
Sep 27, 2026 10:36 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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